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Welcome to Resource One
What does that mean? Anyone who lives or works in Dallas or Northwest Harris counties, within a ten-mile radius of our Carrollton branch, or an immediate family member of a current member can open an account or loan. No, you don’t have to have perfect credit, work for a specific company, or have a certain job to qualify.
Banking on the Go
Convenient, secure, 24/7 access enables you to tackle your banking needs on the go.
Auto Loans
The financing options you need to find the perfect vehicle loan and still have some change to spare.
Credit Cards
Rates or rewards – why not both? Get the spending convenience you want with the perks that give you more.
Build Your Credit
Achieve your financial dreams while ensuring you’re prepared for those unexpected expenses along the way.
Mortgage Loans
Whether you’re buying or refinancing, we’ll find the right mortgage solution for the biggest investment you’ll ever make.
Growing Business
The perfect mix of convenience, value, flexibility, and control to make managing your business banking quick and easy.
The Resource One Credit Union Difference
The Tools You Need to Succeed
If you are looking to take ahold of your finances or want to evaluate your current budget, Resource One is here to help. We provide the tools you need to enhance your financial well-being with Resource Rescue®. If you need a personal financial coach, our Financial Hotline is open and ready to connect you with a Budget Buddy that will assist members free of charge.
Important Update: Changes to Funds Availability Rules
Effective July 1, 2025, updates to Regulation CC will increase certain deposit thresholds, including the next-day availability amount and limits for new and large deposits. These federally mandated changes may affect when and how much of your funds become available.
To see what’s changing and how it may impact your account:
ITIN Lending
Resource One Credit Union is proud to provide financial services to members with an ITIN (Individual Taxpayer Identification Number). We approach every member the same: Creating lasting value with the right mix of products and services to assist in securing the financial future of all our members. All credit union members, whether they open their accounts with a social security number or an ITIN have access to the same low rates.
Banking with Convenience
Your Digital Banking Solution
Manage every aspect of your banking experience with quick and secure Resource One Credit Union Digital Banking services.
Your Mobile Banking Solution
From paying bills to transferring money, you can do what you want, when you want, with Resource One’s Online Banking.
Your Video Banking Solution
Our team can meet with you through Video Banking to answer your questions, help with your membership, and more — so let’s talk!
Our Locations
Dallas Area
Houston Area
Our Rates
Auto Loans
New & Used Auto Rates As Low As
6.04% APR
Adventure Loans
Adventure Loan Rates As Low As
8.99% APR
Regular Certificates
Regular Certificates up to
3.56% APY
IRA Certificates
IRA Certificates up to
3.82% APY
Latest News & Events
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2023 Best in DFW awarded to Resource One Credit Union
December 28, 2023
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National Credit Union Youth Month 2023
April 5, 2023
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Tax Day is Coming Soon!
April 5, 2023
IDCheck: New Verification for Out-of-State Shared Branching
