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Better

TOGETHER

We are excited to announce the merger of A New Direction Credit Union and Resource One Credit Union is complete. We are honored to welcome ANDCU members to R1CU.

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Rates so

Sweet

we had to share!

Our certificate rates are on the rise. Lock in a competitive rate and earn money on your savings.
Start saving today with a

Save to Win

Certificate

The Save to Win certificate is the perfect way to save and have a chance to win prizes from $25 to $5,000.

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Get Started

Drive Away With

No Payments for 90 Days

on new or used auto loans.
Fall into the habit of checking your credit score.

Learn more about Credit Score

Get a fresh look at your credit score! Check and monitor your score anytime with Credit Score in your R1 online or mobile banking.
Your Adventure Awaits

Looking for your next adventure with a motorcycle, ATV, boat, or RV? Our adventure loan is here to get you on the way.

For a limited time make no payments on qualifying adventure loans for the first 90 days!

Start Your Adventure
Exclusive Member Benefit

from Love My Credit Union Rewards when you buy a vehicle from Carvana.*

DRIVE OFF WITH

$100

CASH

*See terms & conditions.

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Slide

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past your loan payment with a Skip-a-Pay.

Restrictions may apply, see credit union or program disclosures for more information.
Hit all the right notes during the holidays with a

Fast Cash Loan

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Sign up for SMS texts from R1CU and receive updates on events, deals, savings, & more!

Let's Connect!

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Welcome to Resource One

a community credit union

What does that mean? Anyone who lives, works, or worships in Mesquite, Garland, Carrollton, Spring, Irving, Cedar Hill, Jersey Village, Dallas, or Houston, or Dallas and Northwest Harris Counties in Texas can open an account or loan. No, you don’t have to work for a specific company or have a certain job to qualify.

What’s the difference?

Better rates, lower fees
Helping your community
Not-for-profit organization

Banking on the Go

Convenient, secure, 24/7 access enables you to tackle your banking needs on the go.

Build Your Credit

Achieve your financial dreams while ensuring you’re prepared for those unexpected expenses along the way.

Auto Loans

The financing options you need to find the perfect vehicle loan and still have some change to spare.

Mortgage Loans

Whether you’re buying or refinancing, we’ll find the right mortgage solution for the biggest investment you’ll ever make.

Credit Cards

Rates or rewards – why not both? Get the spending convenience you want with the perks that give you more.

Growing Business

The perfect mix of convenience, value, flexibility, and control to make managing your business banking quick and easy.

Let’s get started! I want to

The Tools You Need to Succeed

If you are looking to take ahold of your finances or want to evaluate your current budget, Resource One is here to help. We provide the tools you need to enhance your financial well-being with Resource Rescue®. If you need a personal financial coach, our Financial Hotline is open and ready to connect you with a Budget Buddy that will assist members free of charge.

Resource Rescue

Coast-to-Coast Access

No matter where you are, we are always within reach. Access your accounts through our nationwide network of over 5,000 shared branches and nearly 30,000 surcharge-free* ATMs.

*Surcharge-free transactions are available for debit and ATM cardholders of participating credit unions

Find a Branch or ATM

Over

5,000

Shared Branches

Nearly

30,000

Surcharge-free* ATMs

Your Accounts Go Anywhere

Skip the line and bank on your own time. Our easy-to-use mobile banking app gives you the freedom to access your accounts and even deposit checks with just a tap.

Download our Mobile App on Google Play or iTunes.

ITIN Lending

Resource One Credit Union is proud to provide financial services to members with an ITIN (Individual Taxpayer Identification Number). We approach every member the same: Creating lasting value with the right mix of products and services to assist in securing the financial future of all our members. All credit union members, whether they open their accounts with a social security number or an ITIN have access to the same low rates. If you are an ITIN holder, Resource One is here for all your financial needs, including:

Our Blog

Blog | Setting a Budget – Interview with a Budget Buddy

In most cases, knowing where to start when making a budget is the hardest part. Budget Buddy and Financial Coach, Jary, shares some insight into making finances less stressful with a budget.

Blog | Marriage and Finances – An Interview with a Budget Buddy

Balancing a partnership with finances can be difficult to navigate. Budget Buddy and Financial Coach, Clarence, shares some insight to make finances less stressful in your marriage.

Protect Yourself This Summer, Don’t Share your Private Info Online.

Have you been contacted for your account information? Stop before you share! Just because you share a CU or bank doesn’t mean your info is safe with another person.

Quick Links

Make A Loan Payment »

Reorder Checks »

Locate a Shared Branch »

Locate a Co-op ATM »

Go Mobile

Routing Number

#311080162

Get Connected

Financial Coffee™ Podcast

Join the conversation and receive financial tidbits and expert knowledge to help you achieve your money goals.

The Source Newsletter

The Source is your Resource One newsletter providing you with informative articles, helpful tips, updates, and more.

Member-Owned. Not-for-Profit.

Let us be your Credit Union. Anyone who lives or works in Mesquite, Garland, Carrollton (within 10 miles of our Carrollton branch), Spring, Irving, Cedar Hill, Jersey Village, Oak Forest, Dallas, Houston, or Dallas and Northwest Harris Counties in Texas can open an account or apply for a loan. Explore our personal and business banking solutions including spending and savings accounts, credit cards, mortgages, auto loans, auto refinances, adventure loans, personal loans, and more.

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