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Our East Dallas location (8344 E R.L. Thornton Fwy) will be closing its doors on July 31, 2023. We’re realigning resources to enhance your experience and find a new home. Click here to learn more and review our frequently asked questions.
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Welcome to Resource One
a community credit union
What does that mean? Anyone who lives, works, or worships in Mesquite, Garland, Carrollton, Spring, Irving, Cedar Hill, Jersey Village, Dallas, or Houston, or Dallas and Northwest Harris Counties in Texas can open an account or loan. No, you don’t have to work for a specific company or have a certain job to qualify.
What’s the difference?
Better rates, lower fees
Helping your community
Not-for-profit organization
Banking on the Go
Convenient, secure, 24/7 access enables you to tackle your banking needs on the go.
Build Your Credit
Achieve your financial dreams while ensuring you’re prepared for those unexpected expenses along the way.
Auto Loans
The financing options you need to find the perfect vehicle loan and still have some change to spare.
Mortgage Loans
Whether you’re buying or refinancing, we’ll find the right mortgage solution for the biggest investment you’ll ever make.
Credit Cards
Rates or rewards – why not both? Get the spending convenience you want with the perks that give you more.
Growing Business
The perfect mix of convenience, value, flexibility, and control to make managing your business banking quick and easy.
The Tools You Need to Succeed
If you are looking to take ahold of your finances or want to evaluate your current budget, Resource One is here to help. We provide the tools you need to enhance your financial well-being with Resource Rescue®. If you need a personal financial coach, our Financial Hotline is open and ready to connect you with a Budget Buddy that will assist members free of charge.
Coast-to-Coast Access
No matter where you are, we are always within reach. Access your accounts through our nationwide network of over 5,000 shared branches and nearly 30,000 surcharge-free* ATMs.
*Surcharge-free transactions are available for debit and ATM cardholders of participating credit unions
Over
5,000
Shared Branches
Nearly
30,000
Surcharge-free* ATMs
Your Accounts Go Anywhere
Skip the line and bank on your own time. Our easy-to-use mobile banking app gives you the freedom to access your accounts and even deposit checks with just a tap.
ITIN Lending
Our Blog
National Credit Union Youth Month 2023
CUNA’s Youth Month 2023 is an annual celebration held in April to promote financial literacy and savings habits among young people. Learn about the importance of financial education and incentives offered by R1CU during Youth Month.
read more
Tax Day is Coming Soon!
Tax season doesn’t have to be stressful! As a valued member, we’re excited to offer you special discounts on tax prep services from TurboTax and H&R Block.
read more
eAlerts for R1CU Members
As a member of R1CU, you have access to a variety of financial services and resources that can help you manage your money and achieve your financial goals. One tool that can be particularly useful in this regard is eAlerts, which are sent by text or email. In this...
read moreGo Mobile
Routing Number
#311080162
Get Connected
Financial Coffee™ Podcast
Join the conversation and receive financial tidbits and expert knowledge to help you achieve your money goals.
The Source Newsletter
The Source is your Resource One newsletter providing you with informative articles, helpful tips, updates, and more.
Member-Owned. Not-for-Profit.
Let us be your Credit Union. Anyone who lives or works in Mesquite, Garland, Carrollton (within 10 miles of our Carrollton branch), Spring, Irving, Cedar Hill, Jersey Village, Oak Forest, Dallas, Houston, or Dallas and Northwest Harris Counties in Texas can open an account or apply for a loan. Explore our personal and business banking solutions including spending and savings accounts, credit cards, mortgages, auto loans, auto refinances, adventure loans, personal loans, and more.
