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Welcome to Resource One

Your Financial Partner For Life

What does that mean? Anyone who lives or works in Dallas or Northwest Harris counties, within a ten-mile radius of our Carrollton branch, or an immediate family member of a current member can open an account or loan.  No, you don’t have to have perfect credit, work for a specific company, or have a certain job to qualify.   

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Banking on the Go

Convenient, secure, 24/7 access enables you to tackle your banking needs on the go.

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Auto Loans

The financing options you need to find the perfect vehicle loan and still have some change to spare.

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Credit Cards

Rates or rewards – why not both? Get the spending convenience you want with the perks that give you more.

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Build Your Credit

Achieve your financial dreams while ensuring you’re prepared for those unexpected expenses along the way.

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credit union,home mortgage,auto loan,buy CD's,local bank,non-profit bank,savings account,free checking,nearby ATM,local credit union,credit union dallas,credit union houston,home inspection,checking account,commercial banking,personal loan,interest rates,credit union savings rates,credit union checking account,credit union savings interest rates,credit union interest rates,loan star credit union,city credit union,neighborhood credit union,resource one credit union,resource one,resource 1,r1cu,bank,savings,checking,loan,lone star credit union

Mortgage Loans

Whether you’re buying or refinancing, we’ll find the right mortgage solution for the biggest investment you’ll ever make.

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credit union,home mortgage,auto loan,buy CD's,local bank,non-profit bank,savings account,free checking,nearby ATM,local credit union,credit union dallas,credit union houston,home inspection,checking account,commercial banking,personal loan,interest rates,credit union savings rates,credit union checking account,credit union savings interest rates,credit union interest rates,loan star credit union,city credit union,neighborhood credit union,resource one credit union,resource one,resource 1,r1cu,bank,savings,checking,loan,lone star credit union

Growing Business

The perfect mix of convenience, value, flexibility, and control to make managing your business banking quick and easy.

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Collage of three images showing a diverse group of people that help make the Resource One Credit Union difference.

The Resource One Credit Union Difference

  • We are Member-Owned and Not-for Profit.
  • We are here for our members’ success.
  • We believe in strong community engagement.

Removing
the Burden

Financial burdens are a reality in life, but a financial institution should not be one of them. At the heart of the Credit Union Movement is a desire to help, to guide, and to actually listen. Our goal is to delight and surprise our members by providing realistic solutions, financial education, and ways to make their lives easier.

Championing
Humanity

Whether it’s the members we serve or the communities we support, Credit Unions put humanity first. Our members are people, not assets. We look for opportunities to help rather than risks to avoid. And above all else, we believe in doing what is right – not for profit, not for shareholders, but for the good of our members, our employees, and our community.

Advancing
Achievement

Goals and dreams are personal. Credit Unions treat every member as an individual, and regardless of their unique definition of success or their current circumstances, we help build and clear the path toward achievement. We empower, equip, and coach each member toward personal growth and accomplishment.

Inspiring
Confidence

Trust is as powerful as it is delicate. The Credit Union Movement seeks to inspire confidence in its members by giving them a view of transparent operations and ownership in the organization. We do not expect our members to trust us; we strive to earn that trust with every interaction, through every service, every day.

Slide
Removing the Burden

Financial burdens are a reality in life, but a financial institution should not be one of them. At the heart of the Credit Union Movement is a desire to help, to guide, and to actually listen. Our goal is to delight and surprise our members by providing realistic solutions, financial education, and ways to make their lives easier.

Slide
Championing
Humanity

Whether it’s the members we serve or the communities we support, Credit Unions put humanity first. Our members are people, not assets. We look for opportunities to help rather than risks to avoid. And above all else, we believe in doing what is right – not for profit, not for shareholders, but for the good of our members, our employees, and our community.

Slide
Advancing Achievement

Goals and dreams are personal. Credit Unions treat every member as an individual, and regardless of their unique definition of success or their current circumstances, we help build and clear the path toward achievement. We empower, equip, and coach each member toward personal growth and accomplishment.

Slide
Inspiring
Confidence

Trust is as powerful as it is delicate. The Credit Union Movement seeks to inspire confidence in its members by giving them a view of transparent operations and ownership in the organization. We do not expect our members to trust us; we strive to earn that trust with every interaction, through every service, every day.

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The Tools You Need to Succeed

If you are looking to take ahold of your finances or want to evaluate your current budget, Resource One is here to help. We provide the tools you need to enhance your financial well-being with Resource Rescue®. If you need a personal financial coach, our Financial Hotline is open and ready to connect you with a Budget Buddy that will assist members free of charge.

Resource Rescue
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ITIN Lending

Resource One Credit Union is proud to provide financial services to members with an ITIN (Individual Taxpayer Identification Number). We approach every member the same: Creating lasting value with the right mix of products and services to assist in securing the financial future of all our members. All credit union members, whether they open their accounts with a social security number or an ITIN have access to the same low rates.

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Banking with Convenience

Your Digital Banking Solution

Manage every aspect of your banking experience with quick and secure Resource One Credit Union Digital Banking services.

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Your Mobile Banking Solution

From paying bills to transferring money, you can do what you want, when you want, with Resource One’s Online Banking.

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Your Video Banking Solution

Our team can meet with you through Video Banking to answer your questions, help with your membership, and more — so let’s talk!

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Our Locations

Dallas Area

Houston Area

View All Locations

Our Rates

Auto Loans

New & Used Auto Rates As Low As

6.04% APR

Adventure Loans

Adventure Loan Rates As Low As

8.99% APR

Regular Certificates

Regular Certificates up to

3.92% APY

IRA Certificates

IRA Certificates up to

4.18% APY

Latest News & Events

  • 2023 Best in DFW awarded to Resource One Credit Union

    December 28, 2023

    Learn more >

  • National Credit Union Youth Month 2023

    April 5, 2023

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  • Tax Day is Coming Soon!

    April 5, 2023

    Learn more >
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IDCheck: New Verification for Out-of-State Shared Branching

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