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Important Update: 
Our East Dallas location (8344 E R.L. Thornton Fwy) will be closing its doors on July 31, 2023. We’re realigning resources to enhance your experience and find a new home. Click here to learn more and review our frequently asked questions.

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Welcome to Resource One

a community credit union

What does that mean? Anyone who lives, works, or worships in Mesquite, Garland, Carrollton, Spring, Irving, Cedar Hill, Jersey Village, Dallas, or Houston, or Dallas and Northwest Harris Counties in Texas can open an account or loan. No, you don’t have to work for a specific company or have a certain job to qualify.

What’s the difference?

Better rates, lower fees
Helping your community
Not-for-profit organization

Banking on the Go

Convenient, secure, 24/7 access enables you to tackle your banking needs on the go.

Build Your Credit

Achieve your financial dreams while ensuring you’re prepared for those unexpected expenses along the way.

Auto Loans

The financing options you need to find the perfect vehicle loan and still have some change to spare.

Mortgage Loans

Whether you’re buying or refinancing, we’ll find the right mortgage solution for the biggest investment you’ll ever make.

Credit Cards

Rates or rewards – why not both? Get the spending convenience you want with the perks that give you more.

Growing Business

The perfect mix of convenience, value, flexibility, and control to make managing your business banking quick and easy.

The Tools You Need to Succeed

If you are looking to take ahold of your finances or want to evaluate your current budget, Resource One is here to help. We provide the tools you need to enhance your financial well-being with Resource Rescue®. If you need a personal financial coach, our Financial Hotline is open and ready to connect you with a Budget Buddy that will assist members free of charge.

Coast-to-Coast Access

No matter where you are, we are always within reach. Access your accounts through our nationwide network of over 5,000 shared branches and nearly 30,000 surcharge-free* ATMs.

*Surcharge-free transactions are available for debit and ATM cardholders of participating credit unions



Shared Branches



Surcharge-free* ATMs

Your Accounts Go Anywhere

Skip the line and bank on your own time. Our easy-to-use mobile banking app gives you the freedom to access your accounts and even deposit checks with just a tap.

Get it on Google Play Download on the App Store

Download our Mobile App on Google Play or iTunes.

ITIN Lending

Resource One Credit Union is proud to provide financial services to members with an ITIN (Individual Taxpayer Identification Number). We approach every member the same: Creating lasting value with the right mix of products and services to assist in securing the financial future of all our members. All credit union members, whether they open their accounts with a social security number or an ITIN have access to the same low rates. If you are an ITIN holder, Resource One is here for all your financial needs, including:
ITIN Lending Icon

Our Blog

Tax Day is Coming Soon!

Tax season doesn’t have to be stressful! As a valued member, we’re excited to offer you special discounts on tax prep services from TurboTax and H&R Block.

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eAlerts for R1CU Members

As a member of R1CU, you have access to a variety of financial services and resources that can help you manage your money and achieve your financial goals. One tool that can be particularly useful in this regard is eAlerts, which are sent by text or email. In this...

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Go Mobile

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Get Connected

Financial Coffee™ Podcast

Join the conversation and receive financial tidbits and expert knowledge to help you achieve your money goals.

The Source Newsletter

The Source is your Resource One newsletter providing you with informative articles, helpful tips, updates, and more.

Member-Owned. Not-for-Profit.

Let us be your Credit Union. Anyone who lives or works in Mesquite, Garland, Carrollton (within 10 miles of our Carrollton branch), Spring, Irving, Cedar Hill, Jersey Village, Oak Forest, Dallas, Houston, or Dallas and Northwest Harris Counties in Texas can open an account or apply for a loan. Explore our personal and business banking solutions including spending and savings accounts, credit cards, mortgages, auto loans, auto refinances, adventure loans, personal loans, and more.

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© 2023 Resource One Credit Union. All rights reserved.

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Federally insured by NCUA.

Resource One Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical braches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 800-375-3674 so that we may promptly assist you and remedy any accessibility concerns.