Business Savings
Grow your business. Earn dividends on your business funds.
Improve Your Business Savings
Find out more about your business options.
Resource One Business Investment and Savings Accounts
Choose from a variety of investment and savings accounts that will fit your and your business needs.
Business Savings Account
It’s good business to have a cushion, and our Savings options are a great way to earn dividends on the money you save for your business. A Business Savings Account is part of every member’s ownership in Resource One Credit Union. It starts when you join, and you can deposit and withdraw money at any time. And as long as you maintain a $25 minimum balance, the account is always free and is included with every membership.
Business Savings Accounts are:
- Flexible – You can deposit and withdraw money anytime
- Accessible – You can manage your account online, over the phone, or inside a branch.
APY=Annual Percentage Yield. Restrictions may apply; see credit union for details.
| apr |
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| We have an account to fit your needs. Contact a Business Development Officer for details. Call 214-319-3100. |
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APR= Annual Percentage Yield. Rates as of September 29, 2023. Rates are subject to change without notice. |
Business Flex Term Certificates
With our Business Flex Term Certificate, you’re in total control. Not only can you decide what term is best for your business, you can even make multiple deposits with the benefit of a higher interest rate. The minimum deposit is $1,000 and you select the term (anywhere from 30 days to 2 years). There is no maximum deposit limit, and deposits can be made at any time.*
APY=Annual Percentage Yield. A penalty will be imposed for early withdrawal. APY is fixed for the initial term. Restrictions may apply; see credit union for details
| term | rate | apy |
|---|---|---|
| 3 months | 3.25% | 3.30% |
| 6 months | 3.50% | 3.56% |
| 12 months | 3.65% | 3.71% |
| 24 months | 3.75% | 3.82% |
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APY= Annual Percentage Yield. Minimum balance to open $1,000.00. Fees could reduce earnings on the account. All CDs are subject to a penalty for early withdrawal. Rates as of September 29, 2023. Rates are subject to change without notice. |
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Business Money Market Account
Specifically designed for our business member/owners, this higher interest alternative to your savings account keeps your funds liquid and is accessible by check or online transfer.
APY=Annual Percentage Yield. Restrictions may apply; see credit union for details.
| balance | rate | apy |
|---|---|---|
| $0.00 – $2,499.99 | 0.00% | 0.00% |
| $2,500.00 – $24,999.99 | 2.50% | 2.53% |
| $25,000.00 – $99,999.99 | 2.25% | 2.27% |
| $100,000.00 and above | 2.00% | 2.02% |
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APY= Annual Percentage Yield. The minimum balance to open is $2,500.00. The minimum balance to earn is $2,500.00. Fees could reduce earnings on the account. Rates as of September 29, 2023. Rates are subject to change without notice. |
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Included Features and Benefits
Online Banking
From paying bills to transferring money, you can do what you want, when you want, with Resource One’s Online Banking.
Mobile Banking
Access your account information on the go with Resource One’s mobile apps. Available for Android and iPhones.
Mobile Deposit
If you can take a picture, you can deposit your check. Seriously. Deposit checks anytime, anywhere, simply by snapping a photo with your smartphone or tablet.
Ready to Get Started?
