Money Market Accounts

Do you want to earn daily interest on liquid funds? If so, Resource One has a Money Market Account for you. Whether you have $1 to open an account or $10,000, we’ll help you start saving and earning interest today.
Money Market Accounts

Open Your Money Market Account Today

Looking for some of the best rates around with a guaranteed return for your hard earned money? Smart move.

Resource One Money Market Accounts

Earn more with a Money Market Account. A Money Market Account is one of the best savings account for earning higher interest rates, while keeping your money accessible.

Benefits Include

  • Dividends earned on balances.
  • No penalties for early withdrawal.
  • Deposits can be made at your convenience at any time for any amount.
  • Funds can be automatically transferred from any available savings share with overdraft transfer service.
  • Ability to access your money at any time.

5 Reasons to Open a Money Market Account

  1. Flexibility
  2. Guaranteed interest
  3. Ability to make purchases with your funds
  4. NCUA insured up to at least $250,000
  5. Increase growth by adding money whenever you want

Money Market Account

Features and Benefits

  • Minimum Opening Deposit: $2,500
  • Monthly Maintenance Fees: $10 (unless minimum daily balance is met)
  • Earn Dividends: Earn dividends when the daily balance is $2,500 (paid monthly based on daily balance)
  • Transaction Limits: 6 withdrawals per month (Reg D Rules Apply).

Contact us at 800-375-3674 to open

Federal Regulation D limits the number of withdrawals you may make from your money market account. During any month, you may not make more than six withdrawals or transfers from a money market account to another of your credit union accounts or to a third party by means of a pre-authorized, automatic, or computer transfer, telephonic order or instruction, or by check, draft, debit card (if applicable), or similar order to a third party. You may make unlimited withdrawals either in person at one of our branches or by ATM.

Money Market Rates

Balance Rate APY
$0.00 – $2,499.99 0.00% 0.00%
$2,500.00 – $24,999.99 1.25% 1.26%
$25,000.00 - $49,999.99 1.00% 1.00%
$50,000.00 - $99,999.99 0.75% 0.75%
$100,000.00 and above 0.50% 0.50%

APY= Annual Percentage Yield. Minimum balance to open $2,500.00. Minimum balance to earn $2,500.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date. Rates as of January 26, 2020. Rates are subject to change without notice.

Estimate Your Earnings

Included Features and Benefits

All of our money market accounts come with a variety of standard features and benefits.

Online Banking

From paying bills to transferring money, you can do what you want, when you want with Resource One's Online Banking.

Online Banking

Mobile Banking

Access your account information on the go with Resource One's mobile apps. Available for Android and iPhones.

Mobile Apps


Enjoy checking your balance, transferring money from one account to another, receiving the history of your account or verifying the status of a check from anywhere using our automated telephone system. Call 800-375-3674.

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Resource One Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical braches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 800-375-3674 so that we may promptly assist you and remedy any accessibility concerns.