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Money Market Accounts

Do you want to earn daily interest on liquid funds? If so, Resource One has a Money Market Account for you. We’ll help you start saving and earning interest today.

Features and Benefits

Earn more with a Money Market Account. A Money Market Account is one of the best savings account for earning higher interest rates, while keeping your money accessible.


Minimum Opening

Minimum Opening Deposit: $2,500


Earn Dividends:

Earn Dividends: Earn dividends when the daily balance is $2,500 (paid monthly based on daily balance)


Monthly Maintenance Fees

Monthly Maintenance Fees: $10 (unless the minimum daily balance is met)

Contact Our Team

Meet an Account Specialist by Video Chat, calling 800-375-3674, or visiting a branch.

Money Market Rates

$0.00 – $2,499.990.00%0.00%
$2,500.00 – $24,999.993.00%3.04%
$25,000.00 - $49,999.992.50%2.53%
$50,000.00 - $99,999.992.25%2.27%
$100,000.00 and above2.00%2.02%

APY= Annual Percentage Yield. The minimum balance to open is $2,500.00. The minimum balance to earn is $2,500.00. Fees could reduce earnings on the account. Rates as of February 03, 2023. Rates are subject to change without notice. Limit one money market account per membership.

Top 5 Reasons to get a Money Market Account

Earn more with a Money Market Account. A Money Market Account is one of the best savings account for earning higher interest rates, while keeping your money accessible.



The flexibility to gain interest and save while having access to your funds!


NCUA insured up to at least $250,000

The NCUA insures up to $250,000 per depositor, per institution, per ownership category. “Ownership category” refers to your Money Market Account.


Guaranteed interest

Money Market Accounts have a higher rate of guaranteed interest


Increase growth by adding money whenever you want

Also, you can add to your account whenever you need it.


Ability to make purchases

Remember that you can always write checks just like a regular spending account while gaining interest with Money Market!

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All savings accounts come with peace-of-mind.

Learn More

Our deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), which means your money is protected.

Certificate of Deposit

A short-term security with a fixed interest rate and maturity date issued by by R1 that seeks to raise funds from the secondary money market.

Learn More

If you’re considering putting money into CDs, now is a particularly good time, thanks to relatively high interest rates.

Personal Loan

Get the funds you need with simple financing terms that fit your budget.

Learn More

Consolidate high-interest debt or pay for unplanned expenses. Get quick access to funds—as soon as the next business day—and enjoy low, fixed monthly payments.

Ready to Get Started?

Virtual Appointment

Ready to apply now, use our virtual video appointment to meet with your representative.

Video Appointment

Apply by Phone

Questions? Call us anytime to speak with a specialist.


Start a Chat

Start chatting with a specialist to find out more.

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Federally insured by NCUA.

Resource One Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical braches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 800-375-3674 so that we may promptly assist you and remedy any accessibility concerns.