Money Market Accounts

Do you want to earn daily interest on liquid funds? If so, Resource One has a Money Market Account for you. We’ll help you start saving and earning interest today.

Features and Benefits


Earn more with a Money Market Account. A Money Market Account is one of the best savings account for earning higher interest rates, while keeping your money accessible.

Minimum Opening

Minimum Opening Deposit: $2,500

Earn Dividends:

Earn Dividends: Earn dividends when the daily balance is $2,500 (paid monthly based on daily balance)

Monthly Maintenance Fees

Monthly Maintenance Fees: $10 (unless the minimum daily balance is met)

Contact Our Team

Meet a Specialist by Video Chat, calling 800-375-3674, or visiting a branch.

Money Market Rates

balance rate apy
$0.00 – $2,499.99 0.00% 0.00%
$2,500.00 – $24,999.99 1.40% 1.41%
$25,000.00 - $99,999.99 1.30% 1.31%
$100,000.00 and above 1.20% 1.21%

APY= Annual Percentage Yield. The minimum balance to open is $2,500.00. The minimum balance to earn is $2,500.00. Fees could reduce earnings on the account. Limit one money market account per membership. Rates as of October 15, 2024. Rates are subject to change without notice.

Top 5 Reasons to get a Money Market Account

Earn more with a Money Market Account. A Money Market Account is one of the best savings account for earning higher interest rates, while keeping your money accessible.

  • Flexibility

The flexibility to gain interest and save while having access to your funds!

  • Guaranteed interest

Money Market Accounts have a higher rate of guaranteed interest

  • Ability to make purchases

Remember that you can always write checks just like a regular spending account while gaining interest with Money Market!

  • NCUA insured up to at least $250,000

The NCUA insures up to $250,000 per depositor, per institution, per ownership category. “Ownership category” refers to your Money Market Account.

  • Increase growth by adding money whenever you want

Also, you can add to your account whenever you need it.

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