Savings Accounts

Resource One’s savings accounts are the traditional way to save for the future. Set your money aside in these accounts and watch your money grow for future us

istock 1328420674 (2)

Open Your Savings Account Today

Having your Savings Account with us will start you on the path to financial freedom.

Meet a Specialist by Video Chat, calling 800-375-3674, or visiting a branch.

Resource One Savings Accounts


All savings accounts come with peace-of-mind. Our deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), which means your money is protected. When you become a Member, your savings account is opened with a $25 deposit.

Benefits Include

  • Dividends earned on balances.
  • No penalties for early withdrawal.
  • Deposits can be made at your convenience at any time for any amount.
  • Funds can be automatically transferred from any available savings share with overdraft transfer service.
  • Ability to customize and structure your savings to put aside money for vacations, holidays and more!

5 Reasons to Open a Savings Account

  1. Emergencies
  2. Purchase a new vehicle
  3. Down payment on a new home
  4. Vacation
  5. School

Basic Savings Account


Features and Benefits

  • Minimum Opening Deposit: $25
  • Monthly Maintenance Fees: $0
  • Earn Dividends: Earn dividends when the daily balance is $250 (paid quarterly based on daily balance)
  • Your savings account can be used for overdraft protection. Transaction limits apply.
  • Must maintain a minimum of $25 to keep R1CU Membership open

Meet a Specialist by Video Chat, calling 800-375-3674, or visiting a branch.

Regular Savings Rates

balance rate apy
$250.00 and above 0.10% 0.10%

APY= Annual Percentage Yield. The minimum balance to open is $25.00. Minimum balance to earn $250.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of July 24, 2024. Rates are subject to change without notice.

Summer Savings & Holiday Club Account


Features and Benefits

  • Minimum Opening Deposit: $5
  • Monthly Maintenance Fees: $0
  • Earn Dividends: Earn dividends when the daily balance is $250 (paid quarterly based on daily balance)
  • Transaction Limits:
    • Summer Savings: Unlimited withdrawals from June – August. Otherwise $10 per withdrawal.
    • Holiday Club: Unlimited withdrawals from November – December. Otherwise $10 per withdrawal.
  • Must have a membership account open.

Meet a Specialist by calling 800-375-3674 or visiting a branch.

Summer Savings & Holiday Club Rates

balance rate apy
$250.00 and above 0.10% 0.10%

APY= Annual Percentage Yield. Minimum balance to open $5.00. Minimum balance to earn $250.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of July 24, 2024. Rates are subject to change without notice.

Additional Savings Account


Features and Benefits

  • Minimum Opening Deposit: $0
  • Monthly Maintenance Fees: $0
  • Earn Dividends: Earn dividends when the daily balance is $250 (paid quarterly based on daily balance)
  • Your savings account can be used for overdraft protection.
  • Must have a membership account open.

Meet a Specialist by calling 800-375-3674 or visiting a branch.

Additional Savings Rates

balance rate apy
$250.00 and above 0.10% 0.10%

APY= Annual Percentage Yield. Minimum balance to open $0.00. Minimum balance to earn $250.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of July 24, 2024. Rates are subject to change without notice.

Included Features and Benefits


Ready to Get Started?