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Savings Accounts

Resource One’s savings accounts are the traditional way to save for the future. Set your money aside in these accounts and watch your money grow for future use.
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Open Your Savings Account Today

Having your Savings Account with us will start you on the path to financial freedom.

Resource One Savings Accounts

All savings accounts come with peace-of-mind. Our deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), which means your money is protected. When you become a Member, your savings account is opened with a $25 deposit.

Benefits Include

  • Dividends earned on balances.
  • No penalties for early withdrawal.
  • Deposits can be made at your convenience at any time for any amount.
  • Funds can be automatically transferred from any available savings share with overdraft transfer service.
  • Ability to customize and structure your savings to put aside money for vacations, holidays and more!

5 Reasons to Open a Savings Account

  1. Emergencies
  2. Purchase a new vehicle
  3. Down payment on a new home
  4. Vacation
  5. School

Basic Savings Account

Features and Benefits

  • Minimum Opening Deposit: $25
  • Monthly Maintenance Fees: $0
  • Earn Dividends: Earn dividends when the daily balance is $250 (paid quarterly based on daily balance)
  • Transaction Limits: 6 withdrawals per month (Reg D Rules Apply).
  • Your savings account can be used for overdraft protection. Transaction limits apply.
  • Must maintain a minimum of $25 to keep R1CU Membership open.

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Regular Savings Rates

BalanceRateAPY
$250.00 – $1,499.990.10%0.10%
$1,500.00 – $2,999.990.10%0.10%
$3,000.00 and above0.15%0.15%

APY= Annual Percentage Yield. Minimum balance to open $25. Minimum balance to earn $250. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date. Rates as of February 28, 2017. Rates are subject to change without notice.

Summer Savings & Holiday Club Account

Features and Benefits

  • Minimum Opening Deposit: $5
  • Monthly Maintenance Fees: $0
  • Earn Dividends: Earn dividends when the daily balance is $250 (paid quarterly based on daily balance)
  • Transaction Limits:
    • Summer Savings: Unlimited withdrawals from June – August. Otherwise $10 per withdrawal.
    • Holiday Club: Unlimited withdrawals from November – December. Otherwise $10 per withdrawal.
  • Must have a membership account open.

Contact us at 800-375-3674 to open

Summer Savings & Holiday Club Rates

Balance Rate APY
$250.00 and above 0.15% 0.15%

APY= Annual Percentage Yield. Minimum balance to open $5.00. Minimum balance to earn $250.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date. Rates as of February 28, 2017. Rates are subject to change without notice.

Additional Savings Account

Features and Benefits

  • Minimum Opening Deposit: $0
  • Monthly Maintenance Fees: $0
  • Earn Dividends: Earn dividends when the daily balance is $250 (paid quarterly based on daily balance)
  • Transaction Limits: 6 withdrawals per month (Reg D Rules Apply).
  • Your savings account can be used for overdraft protection. Transaction limits apply.
  • Must have a membership account open.

Contact us at 800-375-3674 to open

Regular Savings Rates

BalanceRateAPY
$250.00 – $1,499.990.10%0.10%
$1,500.00 – $2,999.990.10%0.10%
$3,000.00 and above0.15%0.15%

APY= Annual Percentage Yield. Minimum balance to open $25. Minimum balance to earn $250. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date. Rates as of February 28, 2017. Rates are subject to change without notice.

Included Features and Benefits

All of our savings accounts come with a variety of standard features and benefits.

Online Banking

From paying bills to transferring money, you can do what you want, when you want with Resource One's Online Banking.

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Mobile Banking

Access your account information on the go with Resource One's mobile apps. Available for Android and iPhones.

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My Money Manager

Use My Money Manager to manage all of your accounts in one place. Track your spending, set goals and more!

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eStatements

Why wait for the mail when you can receive your statements electronically? eStatements are at your fingertips on the first day of every month, they're safer and more secure than traditional mailings, and they're free.

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Mobile Deposit

If you can take a picture, you can deposit your check. Seriously. Deposit checks anytime, anywhere, simply by snapping a photo with your smartphone or tablet.

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eAlerts

Monitor your account 24/7 by creating customized text and email alerts. These alerts can be based on balances, approvals, transactions and more.

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