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Savings Accounts

Resource One’s savings accounts are the traditional way to save for the future. Set your money aside in these accounts and watch your money grow for future use.

Open Your Savings Account Today

Having your Savings Account with us will start you on the path to financial freedom.

Resource One Savings Accounts

All savings accounts come with peace-of-mind. Our deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), which means your money is protected. When you become a Member, your savings account is opened with a $25 deposit.

Benefits Include

  • Dividends earned on balances.
  • No penalties for early withdrawal.
  • Deposits can be made at your convenience at any time for any amount.
  • Funds can be automatically transferred from any available savings share with overdraft transfer service.
  • Ability to customize and structure your savings to put aside money for vacations, holidays and more!

5 Reasons to Open a Savings Account

  1. Emergencies
  2. Purchase a new vehicle
  3. Down payment on a new home
  4. Vacation
  5. School

Basic Savings Account

Features and Benefits

  • Minimum Opening Deposit: $25
  • Monthly Maintenance Fees: $0
  • Earn Dividends: Earn dividends when the daily balance is $250 (paid quarterly based on daily balance)
  • Your savings account can be used for overdraft protection. Transaction limits apply.
  • Must maintain a minimum of $25 to keep R1CU Membership open.

Apply Now

Regular Savings Rates

BalanceRateAPY
$250.00 and above0.05%0.05%

APY= Annual Percentage Yield. Minimum balance to open $25.00. Minimum balance to earn $250.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of November 28, 2020. Rates are subject to change without notice.

Summer Savings & Holiday Club Account

Features and Benefits

  • Minimum Opening Deposit: $5
  • Monthly Maintenance Fees: $0
  • Earn Dividends: Earn dividends when the daily balance is $250 (paid quarterly based on daily balance)
  • Transaction Limits:
    • Summer Savings: Unlimited withdrawals from June – August. Otherwise $10 per withdrawal.
    • Holiday Club: Unlimited withdrawals from November – December. Otherwise $10 per withdrawal.
  • Must have a membership account open.

Contact us at 800-375-3674 to open

Summer Savings & Holiday Club Rates

BalanceRateAPY
$250.00 and above0.10%0.10%

APY= Annual Percentage Yield. Minimum balance to open $5.00. Minimum balance to earn $250.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of November 28, 2020. Rates are subject to change without notice.

Additional Savings Account

Features and Benefits

  • Minimum Opening Deposit: $0
  • Monthly Maintenance Fees: $0
  • Earn Dividends: Earn dividends when the daily balance is $250 (paid quarterly based on daily balance)
  • Your savings account can be used for overdraft protection.
  • Must have a membership account open.

Contact us at 800-375-3674 to open

Regular Savings Rates

BalanceRateAPY
$250.00 and above0.05%0.05%

APY= Annual Percentage Yield. Minimum balance to open $25.00. Minimum balance to earn $250.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of November 28, 2020. Rates are subject to change without notice.

Included Features and Benefits

All of our savings accounts come with a variety of standard features and benefits.

Online Banking

From paying bills to transferring money, you can do what you want, when you want with Resource One's Online Banking.

Online Banking

Mobile Banking

Access your account information on the go with Resource One's mobile apps. Available for Android and iPhones.

Mobile Apps

Mobile Deposit

If you can take a picture, you can deposit your check. Seriously. Deposit checks anytime, anywhere, simply by snapping a photo with your smartphone or tablet.

Mobile Deposit

Ready to Get Started?

Apply Online

Use our easy online application process to get started right away.

Apply Now

Apply in Person

Visit any of our locations to start the process of your new loan.

Find a Branch

Apply by Phone

Questions? Call us anytime to speak with a specialist.

1-800-375-3674

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© 2020 Resource One Credit Union. All rights reserved.

Resource One Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical braches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 800-375-3674 so that we may promptly assist you and remedy any accessibility concerns.