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Savings Accounts
Resource One’s savings accounts are the traditional way to save for the future. Set your money aside in these accounts and watch your money grow for future use.
Open Your Savings Account Today
Having your Savings Account with us will start you on the path to financial freedom.
Resource One Savings Accounts
All savings accounts come with peace-of-mind. Our deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), which means your money is protected. When you become a Member, your savings account is opened with a $25 deposit.
Benefits Include
- Dividends earned on balances.
- No penalties for early withdrawal.
- Deposits can be made at your convenience at any time for any amount.
- Funds can be automatically transferred from any available savings share with overdraft transfer service.
- Ability to customize and structure your savings to put aside money for vacations, holidays and more!
5 Reasons to Open a Savings Account
- Emergencies
- Purchase a new vehicle
- Down payment on a new home
- Vacation
- School
Basic Savings Account
Features and Benefits
- Minimum Opening Deposit: $25
- Monthly Maintenance Fees: $0
- Earn Dividends: Earn dividends when the daily balance is $250 (paid quarterly based on daily balance)
- Your savings account can be used for overdraft protection. Transaction limits apply.
- Must maintain a minimum of $25 to keep R1CU Membership open.
Regular Savings Rates
| Balance | Rate | APY |
| $250.00 and above | 0.10% | 0.10% |
APY= Annual Percentage Yield. The minimum balance to open is $25.00. Minimum balance to earn $250.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of March 22, 2023. Rates are subject to change without notice.
Summer Savings & Holiday Club Account
Features and Benefits
- Minimum Opening Deposit: $5
- Monthly Maintenance Fees: $0
- Earn Dividends: Earn dividends when the daily balance is $250 (paid quarterly based on daily balance)
- Transaction Limits:
- Summer Savings: Unlimited withdrawals from June – August. Otherwise $10 per withdrawal.
- Holiday Club: Unlimited withdrawals from November – December. Otherwise $10 per withdrawal.
- Must have a membership account open.
Summer Savings & Holiday Club Rates
| Balance | Rate | APY |
| $250.00 and above | 0.10% | 0.10% |
APY= Annual Percentage Yield. Minimum balance to open $5.00. Minimum balance to earn $250.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of March 22, 2023. Rates are subject to change without notice.
Additional Savings Account
Features and Benefits
- Minimum Opening Deposit: $0
- Monthly Maintenance Fees: $0
- Earn Dividends: Earn dividends when the daily balance is $250 (paid quarterly based on daily balance)
- Your savings account can be used for overdraft protection.
- Must have a membership account open.
Contact us at 800-375-3674 to open
Regular Savings Rates
| Balance | Rate | APY |
| $250.00 and above | 0.10% | 0.10% |
APY= Annual Percentage Yield. The minimum balance to open is $25.00. Minimum balance to earn $250.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of March 22, 2023. Rates are subject to change without notice.
Included Features and Benefits
All of our savings accounts come with a variety of standard features and benefits.
Online Banking
From paying bills to transferring money, you can do what you want, when you want, with Resource One's Online Banking.
Mobile Banking
Access your account information on the go with Resource One's mobile apps. Available for Android and iPhones.
Mobile Deposit
If you can take a picture, you can deposit your check. Seriously. Deposit checks anytime, anywhere, simply by snapping a photo with your smartphone or tablet.
Ready to Get Started?
Virtual Branch
Ready to apply now, meet with our virtual branch staff through video chat.Apply in Person
Visit any of our locations to start the process of your new loan.Apply by Phone
Questions? Call us anytime to speak with a specialist.800-375-3674
