Rates
Rates as of September 24, 2023. Rates are subject to change without notice.
Deposit Rates
balance | rate | apy |
---|---|---|
$250.00 and above | 0.10% | 0.10% |
APY= Annual Percentage Yield. The minimum balance to open is $25.00. Minimum balance to earn $250.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of September 24, 2023. Rates are subject to change without notice. |
balance | rate | apy |
---|---|---|
$250.00 and above | 0.10% | 0.10% |
APY= Annual Percentage Yield. Minimum balance to open $0.00. Minimum balance to earn $250.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of September 24, 2023. Rates are subject to change without notice. |
balance | rate | apy |
---|---|---|
$50.00 and above | 1.50% | 1.51% |
APY= Annual Percentage Yield. Minimum balance to open $50.00. Minimum balance to earn $50.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date. Rates as of September 24, 2023. Rates are subject to change without notice. |
balance | rate | apy |
---|---|---|
$250.00 and above | 0.10% | 0.10% |
APY= Annual Percentage Yield. Minimum balance to open $5.00. Minimum balance to earn $250.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of September 24, 2023. Rates are subject to change without notice. |
balance | rate | apy |
---|---|---|
$50.00 and above | 0.10% | 0.10% |
APY= Annual Percentage Yield. Minimum balance to open $25.00. Minimum balance to earn $50.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of September 24, 2023. Rates are subject to change without notice. |
balance | rate | apy |
---|---|---|
$5,000.00 and above | 0.35% | 0.35% |
APY= Annual Percentage Yield. Minimum balance to open $100.00. Minimum balance to earn $5,000.00. Paid quarterly with a daily balance of $5,000.00. Monthly maintenance fee of $9.00 (Waive the monthly service fee by: (1) maintain an average daily balance of $5,000.00 or more; or (2) monthly direct deposits totaling at least $1,000.00 and 20 debit card transactions per month (PIN or Signature). Fees could reduce earnings on the account. Rates as of September 24, 2023. Rates are subject to change without notice. |
balance | rate | apy |
---|---|---|
$0.00 and above | 0.00% | 0.00% |
APY= Annual Percentage Yield. Minimum balance to open $50.00. $5.00 monthly maintenance fees. Non-dividend account. Rates as of September 24, 2023. Rates are subject to change without notice. |
balance | rate | apy |
---|---|---|
$0.00 and above | 0.00% | 0.00% |
APY= Annual Percentage Yield. Minimum balance to open $0.00. No monthly maintenance fees. Non-dividend account. Rates as of September 24, 2023. Rates are subject to change without notice. |
balance | rate | apy |
---|---|---|
$0.00 and above | 0.00% | 0.00% |
APY= Annual Percentage Yield. Minimum balance to open $25.00. Monthly maintenance fee of $20.00. Non-dividend account. Rates as of September 24, 2023. Rates are subject to change without notice. |
balance | rate | apy |
---|---|---|
$0.00 and above | 0.00% | 0.00% |
APY= Annual Percentage Yield. Minimum balance to open $0.00. No monthly maintenance fees. Non-dividend account. Rates as of September 24, 2023. Rates are subject to change without notice. |
balance | rate | apy |
---|---|---|
$0.00 – $2,499.99 | 0.00% | 0.00% |
$2,500.00 – $24,999.99 | 2.50% | 2.53% |
$25,000.00 - $99,999.99 | 2.25% | 2.27% |
$100,000.00 and above | 2.00% | 2.02% |
APY= Annual Percentage Yield. The minimum balance to open is $2,500.00. The minimum balance to earn is $2,500.00. Fees could reduce earnings on the account. Limit one money market account per membership. Rates as of September 24, 2023. Rates are subject to change without notice. |
balance | rate | apy |
---|---|---|
$0.00 – $2,499.99 | 0.00% | 0.00% |
$2,500.00 – $24,999.99 | 2.50% | 2.53% |
$25,000.00 – $99,999.99 | 2.25% | 2.27% |
$100,000.00 and above | 2.00% | 2.02% |
APY= Annual Percentage Yield. The minimum balance to open is $2,500.00. The minimum balance to earn is $2,500.00. Fees could reduce earnings on the account. Rates as of September 24, 2023. Rates are subject to change without notice. |
Certificate & IRA Rates
Regular Certificates up to
5.12% APY
IRA Certificates up to
5.38% APY
term | rate | apy |
---|---|---|
3 months | 3.25% | 3.30% |
6 months | 3.50% | 3.56% |
12 months | 3.65% | 3.71% |
15 months* | 5.00% | 5.12% |
24 months | 3.75% | 3.82% |
36 months | 3.90% | 3.97% |
48 months | 4.25% | 4.33% |
60 months | 4.35% | 4.44% |
APY= Annual Percentage Yield. The minimum balance to open a Regular Certificate is $500.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date, and fees may reduce earnings. *APY= Annual Percentage Yield. 15-month Regular Certificate offer for a limited time. Offer may be withdrawn without notice. The minimum balance to open a 15-month Regular Certificate is $2,500.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date, and fees may reduce earnings. The 15-month Regular Certificate will renew into a 12-month Regular Certificate at maturity. Rates as of September 24, 2023. Rates are subject to change without notice. |
term | amount | rate | apy |
---|---|---|---|
12 months | $25.00 - $4,999.99 | 3.75% | 3.82% |
12 months | $5,000.00 and above | 3.65% | 3.71% |
APY= Annual Percentage Yield. The minimum balance to open a Save to Win® Certificate is $25.00. The certificate has a 12-month term. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date, and fees may reduce earnings. Rates as of September 24, 2023. Rates are subject to change without notice. |
term | rate | apy |
---|---|---|
3 months | 3.50% | 3.56% |
6 months | 3.75% | 3.82% |
12 months | 3.90% | 3.97% |
15 months* | 5.25% | 5.38% |
24 months | 4.00% | 4.07% |
36 months | 4.15% | 4.23% |
48 months | 4.50% | 4.59% |
60 months | 4.60% | 4.70% |
APY= Annual Percentage Yield. The minimum balance to open IRA Certificate is $500.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date and fees may reduce earnings. *APY= Annual Percentage Yield. 15-month Regular Certificate offer for a limited time. Offer may be withdrawn without notice. The minimum balance to open a 15-month Regular Certificate is $2,500.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date, and fees may reduce earnings. The 15-month Regular Certificate will renew into a 12-month Regular Certificate at maturity. Rates as of September 24, 2023. Rates are subject to change without notice. |
term | rate | apy |
---|---|---|
3 months | 3.25% | 3.30% |
6 months | 3.50% | 3.56% |
12 months | 3.65% | 3.71% |
24 months | 3.75% | 3.82% |
APY= Annual Percentage Yield. The minimum balance to open Flex Certificate is $250.00. Any term 3-24 months. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date and fees may reduce earnings. Rates as of September 24, 2023. Rates are subject to change without notice. |
Loan Rates
New & Used Auto Rates As Low As
5.99% APR
Adventure Loan Rates As Low As
6.99% APR
loan term | apr |
---|---|
36 months or less | as low as 5.99% APR |
37 - 48 months | as low as 6.49% APR |
49 - 60 months | as low as 6.69% APR |
61 - 72 months | as low as 6.99% APR |
73 - 78 months | as low as 7.49% APR |
79 - 84 months | as low as 7.99% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of September 24, 2023. Rates are subject to change without notice. |
loan term | apr |
---|---|
36 months or less | as low as 6.99% APR |
37 - 48 months | as low as 7.14% APR |
49 - 60 months | as low as 7.39% APR |
61 - 72 months | as low as 7.84% APR |
73 - 84 months | as low as 8.19% APR |
85 - 96 months | as low as 8.69% APR |
97 - 120 months | as low as 9.19% APR |
121 - 180 months | as low as 9.69% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of September 24, 2023. Rates are subject to change without notice. |
loan term | apr |
---|---|
12 months or less | as low as 9.99% APR |
13 - 24 months | as low as 10.49% APR |
25 - 36 months | as low as 10.99% APR |
37 - 48 months | as low as 11.49% APR |
49 - 60 months | as low as 11.99% APR |
Personal Loan Loyalty Discount: Members can receive an additional rate discount for Personal Loans based on their length of membership. A 1.00% APR discount is offered to memberships of more than 5 years. A 0.50% APR discount is offered to memberships between 1 and 5 years. Excludes Lines of Credit, Credit Cards, and Home Improvement Personal Loans. Restrictions may apply; see credit union for details. APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Maximum loan rate up to 18.00% APR. First payment is due within 45 days of funding the loan. Rates as of September 24, 2023. Rates are subject to change without notice. |
APR |
---|
Rates as low as 11.99% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of September 24, 2023. Rates are subject to change without notice. |
APR |
---|
Rates as low as 7.99% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. Restrictions may apply; see credit union for details. Rates as of September 24, 2023. Rates are subject to change without notice. |
APR |
---|
as low as 11.99% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of September 24, 2023. Rates are subject to change without notice. |
APR |
---|
as low as 10.99% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of September 24, 2023. Rates are subject to change without notice. |
loan | term | apr |
---|---|---|
Getting Started | 12 month | 9.74% APR or 0.00% APR with an up-front application fee |
Road to Citizenship | 24 month | 10.24% APR or 0.00% APR with an up-front application fee |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of September 24, 2023. Rates are subject to change without notice. |
Business
APR |
---|
We have an account to fit your needs. Contact a Business Development Officer for details. Call 214-319-3100. |
APR= Annual Percentage Yield. Rates as of September 24, 2023. Rates are subject to change without notice. |
balance | rate | apy |
---|---|---|
$0.00 – $2,499.99 | 0.00% | 0.00% |
$2,500.00 – $24,999.99 | 2.50% | 2.53% |
$25,000.00 – $99,999.99 | 2.00% | 2.02% |
$100,000 and above | 2.25% | 2.27% |
APY= Annual Percentage Yield. The minimum balance to open is $2,500.00. The minimum balance to earn is $2,500.00. Fees could reduce earnings on the account. Rates as of September 24, 2023. Rates are subject to change without notice. |
term | rate | apy |
---|---|---|
3 months | 3.25% | 3.30% |
6 months | 3.50% | 3.56% |
12 months | 3.65% | 3.71% |
24 months | 3.75% | 3.82% |
APY= Annual Percentage Yield. Minimum balance to open $1,000.00. Fees could reduce earnings on the account. All CDs are subject to a penalty for early withdrawal. Rates as of September 24, 2023. Rates are subject to change without notice. |