Rates
Rates as of December 06, 2024. Rates are subject to change without notice.
Deposit Rates
balance | rate | apy |
---|---|---|
$250.00 and above | 0.10% | 0.10% |
APY= Annual Percentage Yield. The minimum balance to open is $25.00. Minimum balance to earn $250.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of December 06, 2024. Rates are subject to change without notice. |
balance | rate | apy |
---|---|---|
$250.00 and above | 0.10% | 0.10% |
APY= Annual Percentage Yield. Minimum balance to open $0.00. Minimum balance to earn $250.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of December 06, 2024. Rates are subject to change without notice. |
balance | rate | apy |
---|---|---|
$50.00 and above | 0.40% | 0.40% |
APY= Annual Percentage Yield. Minimum balance to open $50.00. Minimum balance to earn $50.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date. Rates as of December 06, 2024. Rates are subject to change without notice. |
balance | rate | apy |
---|---|---|
$250.00 and above | 0.10% | 0.10% |
APY= Annual Percentage Yield. Minimum balance to open $5.00. Minimum balance to earn $250.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of December 06, 2024. Rates are subject to change without notice. |
balance | rate | apy |
---|---|---|
$50.00 and above | 0.10% | 0.10% |
APY= Annual Percentage Yield. Minimum balance to open $25.00. Minimum balance to earn $50.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of December 06, 2024. Rates are subject to change without notice. |
balance | rate | apy |
---|---|---|
$5,000.00 and above | 0.10% | 0.10% |
APY= Annual Percentage Yield. Minimum balance to open $100.00. Minimum balance to earn $5,000.00. Paid quarterly with a daily balance of $5,000.00. Monthly maintenance fee of $9.00 (Waive the monthly service fee by: (1) maintain an average daily balance of $5,000.00 or more; or (2) monthly direct deposits totaling at least $1,000.00 and 20 debit card transactions per month (PIN or Signature). Fees could reduce earnings on the account. Rates as of December 06, 2024. Rates are subject to change without notice. |
balance | rate | apy |
---|---|---|
$0.00 and above | 0.00% | 0.00% |
APY= Annual Percentage Yield. Minimum balance to open $50.00. $5.00 monthly maintenance fees. Non-dividend account. Rates as of December 06, 2024. Rates are subject to change without notice. |
balance | rate | apy |
---|---|---|
$0.00 and above | 0.00% | 0.00% |
APY= Annual Percentage Yield. Minimum balance to open $0.00. No monthly maintenance fees. Non-dividend account. Rates as of December 06, 2024. Rates are subject to change without notice. |
balance | rate | apy |
---|---|---|
$0.00 and above | 0.00% | 0.00% |
APY= Annual Percentage Yield. Minimum balance to open $25.00. Monthly maintenance fee of $20.00. Non-dividend account. Rates as of December 06, 2024. Rates are subject to change without notice. |
balance | rate | apy |
---|---|---|
$0.00 and above | 0.00% | 0.00% |
APY= Annual Percentage Yield. Minimum balance to open $0.00. No monthly maintenance fees. Non-dividend account. Rates as of December 06, 2024. Rates are subject to change without notice. |
balance | rate | apy |
---|---|---|
$0.00 – $2,499.99 | 0.00% | 0.00% |
$2,500.00 – $24,999.99 | 1.40% | 1.41% |
$25,000.00 - $99,999.99 | 1.30% | 1.31% |
$100,000.00 and above | 1.20% | 1.21% |
APY= Annual Percentage Yield. The minimum balance to open is $2,500.00. The minimum balance to earn is $2,500.00. Fees could reduce earnings on the account. Limit one money market account per membership. Rates as of December 06, 2024. Rates are subject to change without notice. |
Certificate & IRA Rates
Regular Certificates up to
3.51% APY
IRA Certificates up to
3.76% APY
term | rate | apy |
---|---|---|
3 months | 2.25% | 2.27% |
6 months | 2.75% | 2.78% |
12 months | 3.00% | 3.04% |
24 months | 3.20% | 3.25% |
36 months | 3.30% | 3.35% |
48 months | 3.40% | 3.45% |
60 months | 3.45% | 3.51% |
APY= Annual Percentage Yield. The minimum balance to open a Regular Certificate is $500.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date, and fees may reduce earnings. Rates as of December 06, 2024. Rates are subject to change without notice. |
term | rate | apy |
---|---|---|
12 months | 2.90% | 2.94% |
APY= Annual Percentage Yield. The minimum balance to open a Save to Win® Certificate is $25.00. The certificate has a 12-month term. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date, and fees may reduce earnings. Rates as of December 06, 2024. Rates are subject to change without notice. |
term | rate | apy |
---|---|---|
3 months | 2.50% | 2.53% |
6 months | 3.00% | 3.04% |
12 months | 3.25% | 3.30% |
24 months | 3.45% | 3.51% |
36 months | 3.55% | 3.61% |
48 months | 3.65% | 3.71% |
60 months | 3.70% | 3.76% |
APY= Annual Percentage Yield. The minimum balance to open IRA Certificate is $500.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date and fees may reduce earnings. Rates as of December 06, 2024. Rates are subject to change without notice. |
Loan Rates
New & Used Auto Rates As Low As
6.04% APR
Adventure Loan Rates As Low As
8.99% APR
APR |
---|
Rates as low as 25.00% APR |
APR= Annual Percentage Rate. Must be 18 years or older, individual borrowers or primary account holders only, and must be a Member of Resource One Credit Union for a minimum of 12 months to apply. Commercial accounts are not eligible. Loan application and approval required. A fee of $20 will be charged for each loan application, whether the loan is approved or declined. Loan cannot exceed $2,000 with a term not exceeding 12 months. An APR of 25.00% will be applied. Applications can only be filed once every 7 days. Loans are processed one at a time, with a maximum of 3 loans in a rolling 6-month period. The Quick Cash Loan is not eligible for the Skip-a-Payment program. Payment example: Estimated monthly payment of $95.04 per $1,000 borrowed at 25.00% APR for 12 months. Other restrictions may apply; see Credit Union for details. All loans are subject to approval. Rates as of December 06, 2024. Rates are subject to change without notice. |
loan term | apr |
---|---|
36 months or less | as low as 6.04% APR |
37 - 48 months | as low as 6.04% APR |
49 - 60 months | as low as 6.04% APR |
61 - 72 months | as low as 6.14% APR |
73 - 78 months | as low as 6.34% APR |
79 - 84 months | as low as 6.64% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of December 06, 2024. Rates are subject to change without notice. |
loan term | apr |
---|---|
36 months or less | as low as 8.99% APR |
37 - 48 months | as low as 9.14% APR |
49 - 60 months | as low as 9.39% APR |
61 - 72 months | as low as 9.84% APR |
73 - 84 months | N/A |
85 - 96 months | N/A |
97 - 120 months | N/A |
121 - 180 months | N/A |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of December 06, 2024. Rates are subject to change without notice. |
loan term | apr |
---|---|
12 months or less | as low as 11.49% APR |
13 - 24 months | as low as 11.99% APR |
25 - 36 months | as low as 12.49% APR |
37 - 48 months | as low as 12.99% APR |
49 - 60 months | as low as 13.49% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Maximum loan rate up to 18.00% APR. First payment is due within 45 days of funding the loan. Rates as of December 06, 2024. Rates are subject to change without notice. |
APR |
---|
Rates as low as 12.49% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of December 06, 2024. Rates are subject to change without notice. |
APR |
---|
Rates as low as 9.49% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. Restrictions may apply; see credit union for details. Rates as of December 06, 2024. Rates are subject to change without notice. |
APR |
---|
as low as 12.99% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of December 06, 2024. Rates are subject to change without notice. |
loan | term | apr |
---|---|---|
Getting Started | 12 month | 11.49% APR or 0.00 APR that includes an application fee |
Road to Citizenship | 24 month | 11.99% APR or 0.00 APR that includes an application fee |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of December 06, 2024. Rates are subject to change without notice. |
Business
APR |
---|
We have an account to fit your needs. Contact a Business Development Officer for details. Call 214-319-3100. |
APR= Annual Percentage Yield. Rates as of December 06, 2024. Rates are subject to change without notice. |
balance | rate | apy |
---|---|---|
$0.00 – $2,499.99 | 0.00% | 0.00% |
$2,500.00 – $24,999.99 | 1.40% | 1.41% |
$25,000.00 – $99,999.99 | 1.30% | 1.31% |
$100,000 and above | 1.20% | 1.21% |
APY= Annual Percentage Yield. The minimum balance to open is $2,500.00. The minimum balance to earn is $2,500.00. Fees could reduce earnings on the account. Rates as of December 06, 2024. Rates are subject to change without notice. |