Rates
Rates as of March 28, 2023. Rates are subject to change without notice.
Deposit Rates
Regular Savings Rates
| Balance | Rate | APY |
| $250.00 and above | 0.10% | 0.10% |
APY= Annual Percentage Yield. The minimum balance to open is $25.00. Minimum balance to earn $250.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of March 28, 2023. Rates are subject to change without notice.
Additional Savings Rates
| Balance | Rate | APY |
| $250.00 and above | 0.10% | 0.10% |
APY= Annual Percentage Yield. Minimum balance to open $0.00. Minimum balance to earn $250.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of March 28, 2023. Rates are subject to change without notice.
IRA & SEP Savings Rates
| Balance | Rate | APY |
| $50.00 and above | 1.50% | 1.51% |
APY= Annual Percentage Yield. Minimum balance to open $50.00. Minimum balance to earn $50.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date. Rates as of March 28, 2023. Rates are subject to change without notice.
Summer Savings & Holiday Club Rates
| Balance | Rate | APY |
| $250.00 and above | 0.10% | 0.10% |
APY= Annual Percentage Yield. Minimum balance to open $5.00. Minimum balance to earn $250.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of March 28, 2023. Rates are subject to change without notice.
Roary & CU Succeed Savings Rates
| Balance | Rate | APY |
| $50.00 and above | 0.10% | 0.10% |
APY= Annual Percentage Yield. Minimum balance to open $25.00. Minimum balance to earn $50.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of March 28, 2023. Rates are subject to change without notice.
Prime Spending Account Rates
| Balance | Rate | APY |
| $5,000.00 and above | 0.35% | 0.35% |
APY= Annual Percentage Yield. Minimum balance to open $100.00. Minimum balance to earn $5,000.00. Paid quarterly with a daily balance of $5,000.00. Monthly maintenance fee of $9.00 (Waive the monthly service fee by: (1) maintain an average daily balance of $5,000.00 or more; or (2) monthly direct deposits totaling at least $1,000.00 and 20 debit card transactions per month (PIN or Signature). Fees could reduce earnings on the account. Rates as of March 28, 2023. Rates are subject to change without notice.
Direct Spending Account Rates
| Balance | Rate | APY |
| $0.00 and above | 0.00% | 0.00% |
APY= Annual Percentage Yield. Minimum balance to open $50.00. $5.00 monthly maintenance fees. Non-dividend account. Rates as of March 28, 2023. Rates are subject to change without notice.
Daily Spending Account Rates
| Balance | Rate | APY |
| $0.00 and above | 0.00% | 0.00% |
APY= Annual Percentage Yield. Minimum balance to open $0.00. No monthly maintenance fees. Non-dividend account. Rates as of March 28, 2023. Rates are subject to change without notice.
Empower Checking Rates
| Balance | Rate | APY |
| $0.00 and above | 0.00% | 0.00% |
APY= Annual Percentage Yield. Minimum balance to open $25.00. Monthly maintenance fee of $20.00. Non-dividend account. Rates as of March 28, 2023. Rates are subject to change without notice.
CU Succeed Checking Rates
| Balance | Rate | APY |
| $0.00 and above | 0.00% | 0.00% |
APY= Annual Percentage Yield. Minimum balance to open $0.00. No monthly maintenance fees. Non-dividend account. Rates as of March 28, 2023. Rates are subject to change without notice.
Money Market Rates
| Balance | Rate | APY |
| $0.00 – $2,499.99 | 0.00% | 0.00% |
| $2,500.00 – $24,999.99 | 3.00% | 3.04% |
| $25,000.00 - $49,999.99 | 2.50% | 2.53% |
| $50,000.00 - $99,999.99 | 2.25% | 2.27% |
| $100,000.00 and above | 2.00% | 2.02% |
APY= Annual Percentage Yield. The minimum balance to open is $2,500.00. The minimum balance to earn is $2,500.00. Fees could reduce earnings on the account. Rates as of March 28, 2023. Rates are subject to change without notice. Limit one money market account per membership.
Executive Suite Money Market
| Balance | Rate | APY |
| $0.00 – $2,499.99 | 0.00% | 0.00% |
| $2,500.00 – $24,999.99 | 3.00% | 3.04% |
| $25,000.00 – $49,999.99 | 2.50% | 2.53% |
| $50,000.00 – $99,999.99 | 2.00% | 2.02% |
| $100,000 and above | 1.50% | 1.51% |
APY= Annual Percentage Yield. The minimum balance to open is $2,500.00. The minimum balance to earn is $2,500.00. Fees could reduce earnings on the account. Rates as of March 28, 2023. Rates are subject to change without notice.
Certificate & IRA Rates
Regular Certificates up to
4.49% APY
IRA Certificates up to
4.75% APY
Regular Certificate Rates
| Term | Rate | APY |
| 3 months | 3.00% | 3.04% |
| 6 months | 3.25% | 3.30% |
| 12 months | 4.35% | 4.44% |
| 24 months | 4.40% | 4.49% |
| 36 months | 3.90% | 3.97% |
| 48 months | 4.00% | 4.07% |
| 60 months | 4.10% | 4.18% |
APY= Annual Percentage Yield. The minimum balance to open a Regular Certificate is $500.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date, and fees may reduce earnings. Rates as of March 28, 2023. Rates are subject to change without notice.
Save to Win® Certificate Rates
| Term | Amount | Rate | APY |
| 12 months | $25.00 - $4,999.99 | 4.40% | 4.49% |
| 12 months | $5,000.00 and above | 4.35% | 4.44% |
APY= Annual Percentage Yield. The minimum balance to open a Save to Win® Certificate is $25.00. The certificate has a 12-month term. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date, and fees may reduce earnings. Rates as of March 28, 2023. Rates are subject to change without notice.
IRA Certificate Rates
| Term | Rate | APY |
| 3 months | 3.25% | 3.30% |
| 6 months | 3.50% | 3.56% |
| 12 months | 4.60% | 4.70% |
| 24 months | 4.65% | 4.75% |
| 36 months | 4.15% | 4.23% |
| 48 months | 4.25% | 4.33% |
| 60 months | 4.50% | 4.59% |
APY= Annual Percentage Yield. The minimum balance to open IRA Certificate is $500.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date and fees may reduce earnings. Rates as of March 28, 2023. Rates are subject to change without notice.
Flex Certificate Rates
| Term | Rate | APY |
| 3 months | 3.00% | 3.04% |
| 6 months | 3.25% | 3.30% |
| 12 months | 4.35% | 4.44% |
| 24 months | 4.40% | 4.49% |
APY= Annual Percentage Yield. The minimum balance to open Flex Certificate is $250.00. Any term 3-24 months. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date and fees may reduce earnings. Rates as of March 28, 2023. Rates are subject to change without notice.
Loan Rates
New & Used Auto Rates As Low As
5.49% APR
Adventure Loan Rates As Low As
6.99% APR
New and Used Auto Loans
| Loan Term | APR |
| 36 months or less | as low as 5.49% APR |
| 37 - 48 months | as low as 5.99% APR |
| 49 - 60 months | as low as 6.19% APR |
| 61 - 72 months | as low as 6.49% APR |
| 73 - 78 months | as low as 6.99% APR |
| 79 - 84 months | as low as 7.49% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of March 28, 2023. Rates are subject to change without notice.
Adventure Loans (Motorcycles, ATVs, Boats, and RVs)
| Loan Term | APR |
| 36 months or less | as low as 6.99% APR |
| 37 - 48 months | as low as 7.14% APR |
| 49 - 60 months | as low as 7.39% APR |
| 61 - 72 months | as low as 7.84% APR |
| 73 - 84 months | as low as 8.19% APR |
| 85 - 96 months | as low as 8.69% APR |
| 97 - 120 months | as low as 9.19% APR |
| 121 - 180 months | as low as 9.69% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of March 28, 2023. Rates are subject to change without notice.
Personal Loans
| Loan Term | APR |
| 12 months or less | as low as 8.99% APR |
| 13 - 24 months | as low as 9.49% APR |
| 25 - 36 months | as low as 9.99% APR |
| 37 - 48 months | as low as 10.49% APR |
| 49 - 60 months | as low as 10.99% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of March 28, 2023. Rates are subject to change without notice. Maximum loan rate up to 18.00% APR. First payment is due within 45 days of funding the loan.
Personal Loan Loyalty Discount Members can receive an additional rate discount for Personal Loans based on their length of membership. A 1.00% APR rate discount is offered to memberships of more than 5 years. A 0.50% rate discount is offered to memberships between 1 and 5 years. Excludes Lines of Credit, Credit Cards, and Home Improvement Personal Loans. Restrictions may apply; see credit union for details.
Line of Credit
| APR |
| as low as 10.99% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of March 28, 2023. Rates are subject to change without notice.
Home Improvement Personal Loans
| APR |
| Rates as low as 7.99% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of March 28, 2023. Rates are subject to change without notice. Restrictions may apply; see credit union for details.
Partially Secured Loan
| APR |
| as low as 11.99% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of March 28, 2023. Rates are subject to change without notice.
Savings Builder & Credit Builder Loans
| APR |
| as low as 10.99% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of March 28, 2023. Rates are subject to change without notice.
Citizenship Loans
| Loan | Term | APR |
Getting Started | 12-month term | as low as 8.74% APR or 0.00% APR with an up-front application fee |
Road to Citizenship | 24-month term | as low as 9.24% APR or 0.00% APR with an up-front application fee |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of March 28, 2023. Rates are subject to change without notice.
Ready to Get Started?
Virtual Branch
Ready to apply now, meet with our virtual branch staff through video chat.Apply by Phone
Questions? Call us anytime to speak with a specialist.1-800-375-3674
