Rates

Rates as of November 26, 2022. Rates are subject to change without notice.

Deposit Rates

Regular Savings Rates

Balance Rate APY
$250.00 and above 0.10% 0.10%

APY= Annual Percentage Yield. The minimum balance to open is $25.00. Minimum balance to earn $250.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of November 26, 2022. Rates are subject to change without notice.

Additional Savings Rates

BalanceRateAPY
$250.00 and above0.05%0.05%

APY= Annual Percentage Yield. Minimum balance to open $0.00. Minimum balance to earn $250.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds.  Rates as of November 26, 2022. Rates are subject to change without notice.

IRA & SEP Savings Rates

BalanceRateAPY
$50.00 and above1.50%1.51%

APY= Annual Percentage Yield. Minimum balance to open $50.00. Minimum balance to earn $50.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date. Rates as of November 26, 2022. Rates are subject to change without notice.

Summer Savings & Holiday Club Rates

BalanceRateAPY
$250.00 and above0.10%0.10%

APY= Annual Percentage Yield. Minimum balance to open $5.00. Minimum balance to earn $250.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of November 26, 2022. Rates are subject to change without notice.

Roary & CU Succeed Savings Rates

BalanceRateAPY
$50.00 and above0.10%0.10%

APY= Annual Percentage Yield. Minimum balance to open $25.00. Minimum balance to earn $50.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of November 26, 2022. Rates are subject to change without notice.

Money Market Rates

BalanceRateAPY
$0.00 – $2,499.990.00%0.00%
$2,500.00 – $9,999.991.75%1.76%
$10,000.00 - $24,999.991.60%1.61%
$25,000.00 - $49,999.991.50%1.51%
$50,000.00 and above1.25%1.26%

APY= Annual Percentage Yield. The minimum balance to open is $2,500.00. Minimum balance to earn $2,500.00. Fees could reduce earnings on the account. Rates as of November 26, 2022. Rates are subject to change without notice. Limit one money market account per membership.

Daily Spending Account Rates

BalanceRateAPY
$0.00 and above0.00%0.00%

APY= Annual Percentage Yield. Minimum balance to open $0.00. No monthly maintenance fees. Non-dividend account. Rates as of November 26, 2022. Rates are subject to change without notice.

Direct Spending Account Rates

BalanceRateAPY
$0.00 and above0.00%0.00%

APY= Annual Percentage Yield. Minimum balance to open $50.00. $5.00 monthly maintenance fees. Non-dividend account. Rates as of November 26, 2022. Rates are subject to change without notice.

Prime Spending Account Rates

BalanceRateAPY
$5,000.00 and above0.05%0.05%

APY= Annual Percentage Yield. Minimum balance to open $100.00. Minimum balance to earn $5,000.00. Paid quarterly with a daily balance of $5,000.00. Monthly maintenance fee of $9.00 (Waive the monthly service fee by: (1) maintain an average daily balance of $5,000.00 or more; or (2) monthly direct deposits totaling at least $1,000.00 and 20 debit card transactions per month (PIN or Signature). Fees could reduce earnings on the account. Rates as of November 26, 2022. Rates are subject to change without notice.

Empower Checking Rates

BalanceRateAPY
$0.00 and above0.00%0.00%

APY= Annual Percentage Yield. Minimum balance to open $25.00. Monthly maintenance fee of $20.00. Non-dividend account. Rates as of November 26, 2022. Rates are subject to change without notice.

CU Succeed Checking Rates

BalanceRateAPY
$0.00 and above0.00%0.00%

APY= Annual Percentage Yield. Minimum balance to open $0.00. No monthly maintenance fees. Non-dividend account. Rates as of November 26, 2022. Rates are subject to change without notice.

Executive Suite Money Market

BalanceRateAPY
$0.00 – $2,499.990.00%0.00%
$2,500.00 – $9,999.991.75%1.76%
$10,000.00 – $24,999.991.60%1.61%
$25,000.00 – $49,999.991.25%1.26%
$50,000 and above1.10%1.11%

APY= Annual Percentage Yield. The minimum balance to open is $2,500.00. Minimum balance to earn $2,500.00. Fees could reduce earnings on the account. Rates as of November 26, 2022. Rates are subject to change without notice.

Certificate & IRA Rates

Regular Certificate Rates

TermRateAPY
3 months1.75%1.76%
6 months2.00%2.02%
12 months2.75%2.78%
24 months3.25%3.30%
36 months3.50%3.56%
48 months3.60%3.66%
60 months3.70%3.76%

APY= Annual Percentage Yield. The minimum balance to open a Regular Certificate is $500.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date, and fees may reduce earnings. Rates as of November 26, 2022. Rates are subject to change without notice.

Save to Win® Certificate Rates

TermAmountRateAPY
12 months$25 - $4,999.993.25%3.30%
12 months$5,000 and above2.75%2.78%

APY= Annual Percentage Yield. The minimum balance to open a Save to Win® Certificate is $25.00. The certificate has a 12-month term. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date, and fees may reduce earnings. Rates as of November 26, 2022. Rates are subject to change without notice.

IRA Certificate Rates

TermRateAPY
3 months2.25%2.27%
6 months2.50%2.53%
12 months3.25%3.30%
24 months3.75%3.82%
36 months4.00%4.07%
48 months4.10%4.18%
60 months4.20%4.28%

APY= Annual Percentage Yield. The minimum balance to open IRA Certificate is $500.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date and fees may reduce earnings. Rates as of November 26, 2022. Rates are subject to change without notice.

Flex Certificate Rates

TermRateAPY
3 months1.75%1.76%
6 months2.00%2.02%
12 months2.75%2.78%
24 months3.25%3.30%

APY= Annual Percentage Yield. The minimum balance to open Flex Certificate is $250.00. Any term 3-24 months. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date and fees may reduce earnings. Rates as of November 26, 2022. Rates are subject to change without notice.

Loan Rates

New & Used Auto Rates As Low As

5.19% APR

Adventure Loan Rates As Low As

6.49% APR

New and Used Auto Loans

Loan TermAPR
36 months or lessas low as 5.19% APR
37 - 48 monthsas low as 5.29% APR
49 - 60 monthsas low as 5.49% APR
61 - 72 monthsas low as 5.79% APR
73 - 78 monthsas low as 6.29% APR
79 - 84 monthsas low as 6.79% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of November 26, 2022. Rates are subject to change without notice.

Adventure Loans (Motorcycles, ATVs, Boats, and RVs)

Loan TermAPR
36 months or lessas low as 6.49% APR
37 - 48 monthsas low as 6.64% APR
49 - 60 monthsas low as 6.89% APR
61 - 72 monthsas low as 7.34% APR
73 - 84 monthsas low as 7.69% APR
85 - 96 monthsas low as 8.19% APR
97 - 120 monthsas low as 8.69% APR
121 - 180 monthsas low as 9.19% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of November 26, 2022. Rates are subject to change without notice.

Personal Loans

Loan TermAPR
12 months or lessas low as 8.99% APR
13 - 24 monthsas low as 9.49% APR
25 - 36 monthsas low as 9.99% APR
37 - 48 monthsas low as 10.49% APR
49 - 60 monthsas low as 10.99% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of November 26, 2022. Rates are subject to change without notice. Maximum loan rate up to 18.00% APR. First payment is due within 45 days of funding the loan.

Personal Loan Loyalty Discount Members can receive an additional rate discount for Personal Loans based on their length of membership. A 1.00% APR rate discount is offered to memberships of more than 5 years. A 0.50% rate discount is offered to memberships between 1 and 5 years. Excludes Lines of Credit, Credit Cards, and Home Improvement Personal Loans. Restrictions may apply; see credit union for details.

Line of Credit

APR
as low as 10.99% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of November 26, 2022. Rates are subject to change without notice.

Home Improvement Personal Loans

APR
Rates as low as 6.99% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of November 26, 2022. Rates are subject to change without notice. Restrictions may apply; see credit union for details.

Partially Secured Loan

APR
as low as 11.99% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of November 26, 2022. Rates are subject to change without notice.

Savings Builder & Credit Builder Loans

APR
as low as 9.99% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of November 26, 2022. Rates are subject to change without notice.

Citizenship Loans

LoanTermAPR

Getting Started

12-month termas low as 8.74% APR or 0.00% APR with an up-front application fee

Road to Citizenship

24-month termas low as 9.24% APR or 0.00% APR with an up-front application fee

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of November 26, 2022. Rates are subject to change without notice.

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