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Rates

Rates as of September 24, 2020. Rates are subject to change without notice.

Deposit Rates

Regular Savings Rates

BalanceRateAPY
$250.00 and above0.05%0.05%

APY= Annual Percentage Yield. Minimum balance to open $25.00. Minimum balance to earn $250.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of September 24, 2020. Rates are subject to change without notice.

My Life My Money (MLMM) Savings Rates

Balance Rate APY
$0.01 – $1,499.99 0.10% 0.10%
$1,500.00 – $2,999.99 0.10% 0.10%
$3,000.00 and above 0.15% 0.15%

APY= Annual Percentage Yield. Minimum balance to open $25. Minimum balance to earn $0.01. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date. Rates as of September 24, 2020. Rates are subject to change without notice.

IRA & SEP Savings Rates

Balance Rate APY
$50.00 and above 0.25% 0.25%

APY= Annual Percentage Yield. Minimum balance to open $50.00. Minimum balance to earn $50.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date. Rates as of September 24, 2020. Rates are subject to change without notice.

Summer Savings & Holiday Club Rates

BalanceRateAPY
$250.00 and above0.10%0.10%

APY= Annual Percentage Yield. Minimum balance to open $5.00. Minimum balance to earn $250.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of September 24, 2020. Rates are subject to change without notice.

Roary & CU Succeed Savings Rates

BalanceRateAPY
$50.00 and above0.10%0.10%

APY= Annual Percentage Yield. Minimum balance to open $25.00. Minimum balance to earn $50.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of September 24, 2020. Rates are subject to change without notice.

Money Market Rates

BalanceRateAPY
$0.00 – $2,499.990.00%0.00%
$2,500.00 – $9,999.991.00%1.00%
$10,000.00 - $24,999.990.70%0.70%
$25,000.00 - $49,999.990.55%0.55%
$50,000.00 and above0.45%0.45%

APY= Annual Percentage Yield. Minimum balance to open $2,500.00. Minimum balance to earn $2,500.00. Fees could reduce earnings on the account. Rates as of September 24, 2020. Rates are subject to change without notice. Limit one money market account per membership.

Daily Spending Account Rates

Balance Rate APY
$0.00 and above 0.00% 0.00%

APY= Annual Percentage Yield. Minimum balance to open $0.00. No monthly maintenance fees. Non-dividend account. Rates as of September 24, 2020. Rates are subject to change without notice.

Direct Spending Account Rates

BalanceRateAPY
$0.00 and above0.00%0.00%

APY= Annual Percentage Yield. Minimum balance to open $50.00. $3.00 monthly maintenance fees. Non-dividend account. Rates as of September 24, 2020. Rates are subject to change without notice.

Prime Spending Account Rates

BalanceRateAPY
$2,500.00 and above0.05%0.05%

APY= Annual Percentage Yield. Minimum balance to open $100.00. Minimum balance to earn $2,500.00. Paid quarterly with a daily balance of $2,500.00. Monthly maintenance fee of $7.00 if daily balance requirement of $2,500.00 is not met or a minimum monthly collective direct deposit of $1,000 & 10 debit card transactions. Fees could reduce earnings on the account. Rates as of September 24, 2020. Rates are subject to change without notice.

Empower Checking Rates

Balance Rate APY
$0.00 and above 0.00% 0.00%

APY= Annual Percentage Yield. Minimum balance to open $25.00. Monthly maintenance fee of $20.00. Non-dividend account. Rates as of September 24, 2020. Rates are subject to change without notice.

CU Succeed Checking Rates

Balance Rate APY
$0.00 and above 0.00% 0.00%

APY= Annual Percentage Yield. Minimum balance to open $0.00. No monthly maintenance fees. Non-dividend account. Rates as of September 24, 2020. Rates are subject to change without notice.

CD and IRA Rates

Regular Certificate Rates

TermRateAPY
3 months0.15%0.15%
6 months0.25%0.25%
12 months0.50%0.50%
24 months0.75%0.75%
36 months0.90%0.90%
48 months1.00%1.00%
60 months1.20%1.21%

APY= Annual Percentage Yield. Minimum balance to open Regular Certificate $500.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date and fees may reduce earnings. Rates as of September 24, 2020. Rates are subject to change without notice.

IRA Certificate Rates

TermRateAPY
3 months0.35%0.35%
6 months0.45%0.45%
12 months0.70%0.70%
24 months0.95%0.95%
36 months1.10%1.11%
48 months1.20%1.21%
60 months1.40%1.41%

APY= Annual Percentage Yield. Minimum balance to open IRA Certificate is $500.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date and fees may reduce earnings. Rates as of September 24, 2020. Rates are subject to change without notice.

Flex Certificate Rates

TermRateAPY
3 months0.15%0.15%
6 months0.25%0.25%
12 months0.50%0.50%
24 months0.75%0.75%

APY= Annual Percentage Yield. Minimum balance to open Flex Certificate $250.00. Any term 3-24 months. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date and fees may reduce earnings. Rates as of September 24, 2020. Rates are subject to change without notice.

Executive Suite Flex Certificate Rates

TermRateAPY
3 months0.30%0.30%
6 months0.30%0.30%
12 months0.60%0.60%
18 months0.94%0.94%
24 months1.00%1.00%

APY= Annual Percentage Yield. Minimum balance to open an Executive Suite Flex Certificate $1,000. Any term 1-24 months. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date and fees may reduce earnings. Rates as of September 24, 2020. Rates are subject to change without notice.

Loan Rates

New and Used Auto Loans

Loan Term APR
24 months or less as low as 2.00% APR
25 - 36 months as low as 2.20% APR
37 - 48 months as low as 2.40% APR
49 - 60 months as low as 2.70% APR
61 - 72 months as low as 3.15% APR
More than 72 months as low as 3.45% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of September 24, 2020. Rates are subject to change without notice.

Personal and Line of Credit Loans

Loan TermAPR
0 - 24 monthsas low as 7.75% APR
25 months or moreas low as 8.00% APR

Personal Loan Loyalty Discount: Members can receive an additional rate discount for Personal Loans based on their length of membership. 1.00% rate discount is offered to memberships of more than 5 years. 0.50% rate discount is offered to memberships between 1 and 5 years.
Line of Credit Loans do not qualify for the Loyalty Discount. Restrictions may apply; see credit union for details.

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of September 24, 2020. Rates are subject to change without notice.

Home Equity Fixed Rate Loans

Loan Information
Rates as low as 6.99% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of September 24, 2020. Rates are subject to change without notice. Please contact the Mortgage Department for further details.

Home Improvement Loans

Loan Information
Rates as low as 5.00% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of September 24, 2020. Rates are subject to change without notice. Please contact the Mortgage Department for further details.

Second Lien Purchase or Refinance Fixed Rate Loans

Loan Information
Rates as low as 5.00% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of September 24, 2020. Rates are subject to change without notice. Please contact the Mortgage Department for further details.

Home Equity Line of Credit Loans

Loan Information
Rates as low as 6.00% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of September 24, 2020. Rates are subject to change without notice. Please contact the Mortgage Department for further details.

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