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Credit Cards

 

Credit Cards

R1 VISA® Platinum Credit Card

At Resource One, you can have it all with the worldwide convenience of a VISA® Platinum Credit Card, while enjoying the security of having credit at great rates.

Features and Benefits

  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • Low fixed rates
  • Balance transfer rate of 7.77% APR for the life of the balance transferred

Call 800-375-3674 to Apply

R1 VISA® Platinum Secured Credit Card

A Resource One VISA® Platinum Secured Credit Card is a great way to establish loan history and build your credit.

Features and Benefits

  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • Low fixed rates
  • Balance transfer rate of 7.77% APR for the life of the balance transferred

Call 800-375-3674 to Apply

Included Features and Benefits

Our Resource One VISA® credit cards come with a full range of features and benefits. For a full list of Platinum VISA® Credit Card benefits click here.

Zero Fraud Liability

Have peace of mind knowing you won’t be held responsible for unauthorized purchases — enjoy coverage on purchases made in a store, over the phone and online.

Purchase Security & Extended Protection

VISA® will replace, repair, or reimburse purchases up to a maximum of $10,000 in the event of theft or damage. Extended Protection doubles the time period of the original manufacturer’s written U.S. repair warranty up to one full year.

Return Protection

If you are dissatisfied with a purchase for any reason within 90 days, Return Protection will reimburse you up to $250 per item and up to $1,000 annually per account.

No Annual Fee

Enjoy all the benefits and privileges of your card with no annual fee.

$1,000,000 Travel Accident Insurance

Enjoy travel insurance for yourself and your immediate family members when scheduled travel tickets are purchased with your VISA®.

Auto Rental Collision Damage Waiver

VISA® provides secondary collision damage waiver or similar on most passenger vehicles.

Credit Card Fees

Minimum Finance Charge None
Annual Fees None
Cash Advance Fees None
Credit Life None
Card Replacement Fee $5
Late Fee $25 at 10 days delinquent
Over Limit Fee None
Return Fee $25
Minimum Payment Due 2.5% or $20, whichever is greater
Foreign Currency Fees 1%

APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Restrictions may apply; see credit union for details.

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© 2017 Resource One Credit Union. All rights reserved.