Youth Accounts
Our Youth Accounts come in all sizes, just like kids and teens! With a Resource One Youth Account you can help kids develop healthy money habits and learn how to save for the future.
Open A Youth Account Today
Resource One Youth Accounts
Teaching your children money management is a careful balancing act. You need to give them the tools to learn budgeting and saving, as well as prepare them for an increasingly cashless world with the experience of using a debit card. At the same time, you don’t want them to incur any steep fees or tank their financial future before it truly begins. We offer several options to kick start your child’s financial education from preschool through high school graduation.
Benefits Include
- Resource One membership
- No monthly maintenance fees
- Federally insured by NCUA to at least $250,000
- Online account maintenance access through online banking, mobile banking and telesource.
5 Reasons to Open a Youth Account
- Makes saving “official”
- Keep their money safe
- Gives them special perks
- Teaches good money habits
- Builds good money habits for the future
Roary’s Den Savings Account
You’re never too young to start saving. Roary’s Den is the perfect savings account for young savers ages 12 and under.
Features and Benefits
- Kids, ages 12 and under
- Goal: Learn about healthy money habits and save for their future
- Establish a Resource One Membership
- $25 opening deposit
- No monthly maintenance fees
- Daily balance to earn dividends: $0.01 (paid quarterly)
- Receive an account opening gift (piggy bank)
- Receive a Roary Stamp for each $10 deposited
- Receive a $10 gift card on your birthday
Contact us at 800-375-3674 to open
Roary Stamps
For every $10 deposited into your Resource One Roary Savings Account you will receive a stamp on your Roary Card that can be saved for cool prizes…proof that saving money has fun rewards. Redeem your card at any branch.
- 5 Stamps – Sunglasses or wallet
- 15 Stamps – Retractable earbuds or frisbee flyer
- 30 – Phone wallet with stand or USB wall adapter
- 50 – Stuffed lion
You must come into the branch to receive the $10 gift card within 10 days of the child’s birthday. Offer applies to children with an open “Roary’s Den Savings Account”. Roary’s Den giveaways are available while supplies last.
Roary & CU Succeed Savings Rates
| Balance | Rate | APY |
| $50.00 – $2,999.99 | 0.10% | 0.10% |
| $3,000.00 and above | 0.15% | 0.15% |
APY= Annual Percentage Yield. Minimum balance to open $25. Minimum balance to earn $50.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date. Rates as of November 19, 2019. Rates are subject to change without notice.
CU Succeed Savings Accounts
Save your allowance and learn the importance of managing your money. Ideal account for ages 13-17.
CU Succeed Savings Account
- Teens, ages 13 – 17
- Minimum Opening Deposit: $25
- Monthly Maintenance Fees: $0
- Earn Dividends: Earn dividends when the daily balance is $0.01 (paid quarterly based on daily balance)
- Transaction Limits: 6 withdrawals per month (Reg D Rules Apply).
- Establish a Resource One Membership.
CU Succeed Checking Account
- Teens, ages 13 – 17
- Minimum Opening Deposit: $0
- Monthly Maintenance Fees: $0
- Earn Dividends: Dividends cannot be earned on this account.
- Resource One VISA® Debit Card.
- 3 ATM rebates per month.
- 1 overdraft fee waived per quarter.
All monthly account maintenance fees are waived for student account holders ages 16-24 who are primary members on the account. ATM fee reversal requests must be submitted within 30 days of the ATM transaction date. The ATM Fee Reversal Form must be included with the original ATM receipt(s). No photocopies of receipts will be accepted.
Roary & CU Succeed Savings Rates
| Balance | Rate | APY |
| $50.00 – $2,999.99 | 0.10% | 0.10% |
| $3,000.00 and above | 0.15% | 0.15% |
APY= Annual Percentage Yield. Minimum balance to open $25. Minimum balance to earn $50.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date. Rates as of November 19, 2019. Rates are subject to change without notice.
CU Succeed Checking Rates
| Balance | Rate | APY |
| $0.00 and above | 0.00% | 0.00% |
APY= Annual Percentage Yield. Minimum balance to open $0.00. No monthly maintenance fees. Non-dividend account. Rates as of November 19, 2019. Rates are subject to change without notice.
Included Features and Benefits
All of our youth accounts come with a variety of standard features and benefits.
Online Banking
From paying bills to transferring money, you can do what you want, when you want with Resource One's Online Banking.
Mobile Banking
Access your account information on the go with Resource One's mobile apps. Available for Android and iPhones.
eStatements
Why wait for the mail when you can receive your statements electronically? eStatements are at your fingertips on the first day of every month, they're safer and more secure than traditional mailings, and they're free.
