Youth Accounts
Get More from Your Account
Teaching your children money management is a careful balancing act. You need to give them the tools to learn budgeting and saving, as well as prepare them for an increasingly cashless world with the experience of using a debit card. At the same time, you don’t want them to incur any steep fees or tank their financial future before it truly begins. We offer several options to kick start your child’s financial education from preschool through high school graduation. Get started on opening a youth membership through Video Chat, on the phone at 800-375-3674, in a branch that is convenient to you, or with our easy online application.
Meet an Account Specialist by Video Chat or Call 800-375-3674
Roary’s Den Savings Account
Features and Benefits
- Ages: 12 and under
- Membership: Establishes a lifetime membership as long as the membership is open
- Minimum Opening Deposit: $25
- Monthly Maintenance Fees: $0
- Daily Balance Requirement: $0
- Dividends: Earn dividends when the daily balance is $50 (paid monthly based on daily balance)
- Roary’s Den Gifts: Receive an account opening gift once you open your youth membership. Also receive a stamp for each $10 deposited to earn additional R1 gifts. Gifts are redeemable at any branch.
- Digital Banking: Set up digital banking to monitor your savings
Meet an Account Specialist by Video Chat or Call 800-375-3674
Roary & CU Succeed Savings Rates
| Balance | Rate | APY |
| $50.00 and above | 0.10% | 0.10% |
APY= Annual Percentage Yield. Minimum balance to open $25.00. Minimum balance to earn $50.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of June 01, 2023. Rates are subject to change without notice.
CU Succeed Savings Account
Features and Benefits
- Ages: 13 – 17
- Membership: Establishes a lifetime membership as long as the membership is open
- Minimum Opening Deposit: $25
- Monthly Maintenance Fees: $0
- Daily Balance Requirement: $0
- Dividends: Earn dividends when the daily balance is $50 (paid monthly based on daily balance)
- Digital Banking: Set up digital banking to monitor your savings
Meet an Account Specialist by Video Chat or Call 800-375-3674
Roary & CU Succeed Savings Rates
| Balance | Rate | APY |
| $50.00 and above | 0.10% | 0.10% |
APY= Annual Percentage Yield. Minimum balance to open $25.00. Minimum balance to earn $50.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of June 01, 2023. Rates are subject to change without notice.
CU Succeed Checking Account
Features and Benefits
- Ages: 13 – 17
- Minimum Opening Deposit: $0
- Monthly Maintenance Fees: $0
- Daily Balance Requirement: $0
- Dividends: This account does not earn dividends.
- Debit Card: Select to get a R1 Debit Card to teach good spending habits
- Digital Banking: Set up digital banking to monitor your spending
Meet an Account Specialist by Video Chat or Call 800-375-3674
CU Succeed Checking Rates
| Balance | Rate | APY |
| $0.00 and above | 0.00% | 0.00% |
APY= Annual Percentage Yield. Minimum balance to open $0.00. No monthly maintenance fees. Non-dividend account. Rates as of June 01, 2023. Rates are subject to change without notice.
Account Insights & Advice
National Credit Union Youth Month 2023
CUNA’s Youth Month 2023 is an annual celebration held in April to promote financial literacy and savings habits among young people. Learn about the importance of financial education and incentives offered by R1CU during Youth Month.
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Tax Day is Coming Soon!
Tax season doesn’t have to be stressful! As a valued member, we’re excited to offer you special discounts on tax prep services from TurboTax and H&R Block.
read more
eAlerts for R1CU Members
As a member of R1CU, you have access to a variety of financial services and resources that can help you manage your money and achieve your financial goals. One tool that can be particularly useful in this regard is eAlerts, which are sent by text or email. In this...
read moreReady to Get Started?
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Questions? Call us anytime to speak with a specialist.800-375-3674
