Youth Accounts

Get More from Your Account

Teaching your children money management is a careful balancing act. You need to give them the tools to learn budgeting and saving and prepare them for an increasingly cashless world with the experience of using a debit card. At the same time, you don’t want them to incur any steep fees or tank their financial future before it truly begins. We offer several options to kick-start your child’s financial education from preschool through high school graduation.

Meet a Specialist by Video Chat, calling 800-375-3674, or visiting a branch.

Roary’s Den Savings Account


Features and Benefits

  • Ages: 12 and under
  • Membership: Establishes a lifetime membership as long as the membership is open
  • Minimum Opening Deposit: $25
  • Monthly Maintenance Fees: $0
  • Daily Balance Requirement: $0
  • Dividends: Earn dividends when the daily balance is $50 (paid monthly based on daily balance)
  • Roary’s Den Gifts: Receive an account opening gift once you open your youth membership. Also receive a stamp for each $10 deposited to earn additional R1 gifts. Gifts are redeemable at any branch.
  • Digital Banking: Set up digital banking to monitor your savings
  • Apply Today!

Roary & CU Succeed Savings Rates

balance rate apy
$50.00 and above 0.10% 0.10%

APY= Annual Percentage Yield. Minimum balance to open $25.00. Minimum balance to earn $50.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of March 01, 2024. Rates are subject to change without notice.

CU Succeed Savings Account


Features and Benefits

  • Ages: 13 – 17
  • Membership: Establishes a lifetime membership as long as the membership is open
  • Minimum Opening Deposit: $25
  • Monthly Maintenance Fees: $0
  • Daily Balance Requirement: $0
  • Dividends: Earn dividends when the daily balance is $50 (paid monthly based on daily balance)
  • Digital Banking: Set up digital banking to monitor your savings

Roary & CU Succeed Savings Rates

balance rate apy
$50.00 and above 0.10% 0.10%

APY= Annual Percentage Yield. Minimum balance to open $25.00. Minimum balance to earn $50.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of March 01, 2024. Rates are subject to change without notice.

CU Succeed Checking Account


Features and Benefits

  • Ages: 13 – 17
  • Minimum Opening Deposit: $0
  • Monthly Maintenance Fees: $0
  • Daily Balance Requirement: $0
  • Dividends: This account does not earn dividends.
  • Debit Card: Select to get a R1 Debit Card to teach good spending habits
  • Digital Banking: Set up digital banking to monitor your spending

CU Succeed Checking Rates

balance rate apy
$0.00 and above 0.00% 0.00%

APY= Annual Percentage Yield. Minimum balance to open $0.00. No monthly maintenance fees. Non-dividend account. Rates as of March 01, 2024. Rates are subject to change without notice.

Insights & Advice


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