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Who We Are

At Resource One Credit Union, we help hard-working Texans achieve their financial goals. We are a Credit Union, owned by our members and working to give them control of their future.

Since 1936, our members have trusted us to provide honest advice and the products they need. And our earnings? They belong to our members. We share the profits with our members in the form of better rates and lower fees. Our membership continues to grow from the two largest counties in Texas: Dallas and Northwest Harris.

People helping people is what credit unions were founded on, and it’s what we live and breathe at Resource One. We like to help people in every way…from a member’s first loan to the energy and enthusiasm we bring to each and every member we serve. We’re not your average financial institution and we wouldn’t have it any other way.

Our Vision

The leading financial resource serving our communities.

Our Mission

Helping our members achieve their financial goals by being a trusted provider of valued and cost effective financial services.

We are here for our members’ success.

Check out what our teams have to say about our services, values, and giving back to our communities.








As of February 29, 2020

Who We Serve

 Live, Work, or Worship

Resource One Credit Union membership is available to anyone who lives, works, or worships in Dallas or Northwest Harris counties or within a 10-mile radius of our Carrollton branch.

Additionally, Resource One offers membership eligibility to employees or associate members of various companies and organizations. These companies and organizations are known as Select Employee Groups. Ask your employer if they are a Resource One Credit Union SEG.


You may also be eligible for membership if a family member is a current member of Resource One Credit Union. Even if you change jobs, retire or move away, you can retain your membership with its benefits for as long as you maintain your account(s) in good standing.

The Credit Union Difference

The Credit Union Movement is forever for the member – in what we offer today, in the changes we make to prepare for the future, and in the way we treat people everyday through every interaction.

Removing the Burden

Financial burdens are a reality in life, but a financial institution should not be one of them. At the heart of the Credit Union Movement is a desire to help, to guide and to actually listen. Our goal is to delight and surprise our members by providing realistic solutions, financial education and ways to make their lives easier.

Championing Humanity

Whether it’s the members we serve or the communities we support, Credit Unions put humanity first. Our members are people, not assets. We look for opportunities to help rather than risks to avoid. And above all else, we believe in doing what is right – not for profit, not for shareholders, but for the good of our members, our employees, and our community.

Advancing Achievement

Goals and dreams are personal. Credit Unions treat every member as an individual, and, regardless of their unique definition of success or their current circumstances, we help build and clear the path toward achievement. We empower, equip, and coach each member toward personal growth and accomplishment.

Inspiring Confidence

Trust is as powerful as it is delicate. The Credit Union Movement seeks to inspire confidence in its members by giving them a view of transparent operations and ownership in the organization. We do not expect our members to trust us; we strive to earn that trust with every interaction, through every service, every day.

R1CU History

July 15, 1936

A small group of employees from Catalog Order Plant of Sears, Roebuck, and Company came together to organize a credit union. Originally founded as the Sears Dallas Employees Federal Credit Union, this tight-knit group of employees had a vision of providing a safe place to save and get loans at fair rates.

Resource One Credit Union Through the Years

From this modest start, Resource One Credit Union increasingly expanded products, services and digital capabilities while still maintaining a low-cost business model. Through the decades, we continued to grow through innovation and responsive member care and service.

Our success is due, in part, to our strong focus on member benefits. Potential offerings are evaluated by our Board of Directors based on overall benefit to the membership and impact to earnings. New products and services must meet strict criteria of quality, competitive pricing, and the ability to enhance credit union earnings and “giveback” to members.

Resource One Credit Union Today

Resource One Credit Union serves over 60,000 members throughout Dallas and Northwest Harris Counties with more than $500 million in assets. We offer better-than-bank rates, allowing our members to save more and earn more. As a credit union, our focus is to provide members with a new choice in banking by focusing on their needs and future success. Resource One provides members with top-notch online banking, an award-winning mobile banking app, and free personal financial management, budgeting and debt management tools.

Ready to become a member?

© 2023 Resource One Credit Union. All rights reserved.

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Federally insured by NCUA.

Resource One Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical braches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 800-375-3674 so that we may promptly assist you and remedy any accessibility concerns.