QuickCash Loans offers a fantastic alternative to payday loans, providing a reliable solution to your financial needs.
QuickCash: Life Event Loans!
Your alternative to PayDay Lending
At Resource One Credit Union, we’re thrilled to present QuickCash Loans, a completely self-service loan! QuickCash is your ultimate escape from the payday lending cycle and your round-the-clock financial lifeline. Say goodbye to the never-ending payday loan cycle and hello to a brighter, more secure future! You have access to hassle-free, 24/7/365 financial support that comes with no credit checks, and fast approval response.
We’re committed to helping you navigate life’s twists and turns with a reliable, transparent, and affordable lending solution. Say goodbye to the payday loan trap and say hello to QuickCash, your trusted financial partner in every chapter of your life.
Choose a QuickCash loan with Resource One Credit Union over Payday Loans. Here’s why:
When faced with a financial emergency, choosing QuickCash over a payday loan is not just a smart decision; it’s a game-changer for your financial well-being. Payday loans are notorious for their exorbitant interest rates that can quickly trap you in a cycle of debt, and they often require inconvenient weekly payments that can strain your budget even further. In stark contrast, QuickCash at Resource One Credit Union offers you a more responsible and affordable solution. Our interest rates are designed to be reasonable and manageable, ensuring that you can repay the loan without falling into a debt spiral.
Moreover, QuickCash provides unparalleled convenience, allowing you to access funds quickly when you need them most. We value our members and offer exclusive benefits, making your financial journey smoother and more rewarding. Best of all, there’s no need to worry about your credit history, as QuickCash requires no credit check for approval. We believe in giving you a fair chance to regain control of your finances and achieve your goals. Choose QuickCash at Resource One Credit Union, and let us be your trusted partner in financial security and peace of mind. Say no to the payday loan cycle and yes to a brighter, more secure future with QuickCash!
Here’s How It Works
We’ve got you covered in minutes.
- QuickCash is completely self-service
- Loan amounts from $200 – $2,000
- No credit check is required
- Avoid High-Rate Payday Loans
- Must be 18 years of age and a member for at least 12 months
- Payback in up to 12 months
- Members can apply online through home banking or our mobile app.
- QuickCash is 100% automated and can be done 24/7/365.
- Upon approval, we immediately deposit cash into your account
- Flat Rate of 25.00% APR
- Texas residents only
QuickCash Can Help
Allow QuickCash to help you fast without the high interest rates PayDay lenders charge.
- Emergency car repairs
- Pet emergencies
- Home appliances
- Small home repairs
- Covering monthly expenses
- Hospital/medical expenses
- And more
Only one QuickCash Loan can be opened at a time.
A $20 fee applies when applying for the loan.
Already using R1 Online/Mobile banking? Apply quickly here.
- Log in to Digital Banking on the web or the R1 App
- Tap Accounts –> QuickCash
Skip logging in to Online/Mobile banking and apply directly here.
|Rates as low as 25.00% APR|
APR= Annual Percentage Rate. Must be 18 years or older, individual borrowers or primary account holders only, and must be a Member of Resource One Credit Union for a minimum of 12 months to apply. Commercial accounts are not eligible. Loan application and approval required. A fee of $20 will be charged for each loan application, whether the loan is approved or declined. Loan cannot exceed $2,000 with a term not exceeding 12 months. An APR of 25.00% will be applied. Applications can only be filed once every 7 days. Loans are processed one at a time, with a maximum of 3 loans in a rolling 6-month period. The Quick Cash Loan is not eligible for the Skip-a-Payment program. Payment example: Estimated monthly payment of $95.04 per $1,000 borrowed at 25.00% APR for 12 months. Other restrictions may apply; see Credit Union for details. All loans are subject to approval. Rates as of December 07, 2023. Rates are subject to change without notice.
FAQs – QuickCash