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Personal Loans
Explore your options when it comes to consolidating high-interest rate balances, building credit, funding special purchases, or covering major expenses. Resource One has financing to fit the needs you have.
Meet a Loan Officer by Video Chat or Call 800-375-3674
Compare and Select Your Loan
On the path for building credit
Easy to understand terms
ITIN Lending
Fixed rate & no credit approval
Cash funded at loan opening
Easy to understand terms
ITIN Lending
Fixed rate
Up to $2,000 cash
Fixed rate
ITIN Lending
Exclusive loan for R1 members
No appraisals or collateral required
Same-day funding available
Fixed rates on up to $25,000
Terms up to 15 years
Cash funded at loan opening
Easy to understand terms
ITIN Lending
Fixed rate
Turn savings into a loan
Fixed rate
ITIN Lending
Use for large purchases
Loyalty Discount
Being a member has its perks! The longer you are a member, the bigger a discount you can receive on qualifying personal loans. For example, if you have been a member for 1 – 5 years, you can receive a 0.50% APR rate discount on qualifying personal loans. Have you been a member for more than five years? Lucky you! Receive up to 1.00% APR rate discount on qualifying personal loans. Let’s get started on your personal loan today.
Current Rates
Savings Builder & Credit Builder Loans
APR |
as low as 10.99% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of March 22, 2023. Rates are subject to change without notice.
Meet a Loan Officer by Video Chat or
Call 800-375-3674
Citizenship Loans
Loan | Term | APR |
Getting Started | 12-month term | as low as 8.74% APR or 0.00% APR with an up-front application fee |
Road to Citizenship | 24-month term | as low as 9.24% APR or 0.00% APR with an up-front application fee |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of March 22, 2023. Rates are subject to change without notice.
Meet a Loan Officer by Video Chat or
Call 800-375-3674
Home Improvement Personal Loans
APR |
Rates as low as 7.99% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of March 22, 2023. Rates are subject to change without notice. Restrictions may apply; see credit union for details.
Meet a Loan Officer by Video Chat or
Call 800-375-3674
ITIN Lending

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Questions? Call us anytime to speak with a specialist.800-375-3674
APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Restrictions may apply; see credit union for details.
Credit Builder Loan: APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Funds will be held in the secured account for the life of the loan. Restrictions may apply; see credit union for details.