Personal Loans
A R1CU personal loan or line of credit can help you take control of your finances and be prepared for future financial needs.
Apply for a Personal Loan Today
It’s easy to see why you should check with us – first.
Resource One Personal Loans
Need extra money? We’re here for you!
A personal loan can provide you with the financing you need to purchase furniture or appliances, consolidate bills, or even take a vacation. With our low-rates you can quickly get the funds you need to take care of life’s expenses.
Line of Credit Loans
Having a revolving personal line of credit can give you peace of mind and flexibility when you need it. With a Line of Credit, you can rest easy if you have an unexpected expense or experience a financial emergency.
Consolidation Loans
Save money. Simplify your life. Consolidate your loans with Resource One Credit Union. We can help you pay off your loans quicker and lower your existing monthly payments.
Savings Secured Loans
A savings secured loan is a good idea if you’re looking to build your credit or you need to make a necessary purchase but don’t want to dip into your savings. With a savings secured loan, you borrow against your savings funds and receive a low-rate loan, while still earning interest on your financial resources on deposit!
Credit Builder Loans
Need help building your credit? Get help establishing a credit history with the credit builder program. It provides an opportunity to establish a loan pay history and build your savings account.
Loan Rates
Rates as of January 22, 2020.
Personal and Line of Credit Loans
| Loan Term | APR |
| 0 - 24 months | as low as 7.75% APR |
| 25 months or more | as low as 8.00% APR |
Personal Loan Loyalty Discount: Members can receive an additional rate discount for Personal Loans based on their length of membership. 1.00% rate discount is offered to memberships of more than 5 years. 0.50% rate discount is offered to memberships between 1 and 5 years.
Line of Credit Loans do not qualify for the Loyalty Discount. Restrictions may apply; see credit union for details.
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of January 22, 2020. Rates are subject to change without notice.
APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Restrictions may apply; see credit union for details.
Credit Builder Loan: APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Funds will be held in the secured account for the life of the loan. Restrictions may apply; see credit union for details.
