A personal loan can provide you with the financing you need to purchase furniture or appliances, consolidate bills, or even take a vacation. With our low-rates you can quickly get the funds you need to take care of life’s expenses.

Line of Credit Loans

Having a revolving personal line of credit can give you peace of mind and flexibility when you need it. With a Line of Credit, you can rest easy if you have an unexpected expense or experience a financial emergency.

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Consolidation Loans

Save money. Simplify your life. Consolidate your loans with Resource One Credit Union. We can help you pay off your loans quicker and lower your existing monthly payments.

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Savings Secured Loans

A savings secured loan is a good idea if you’re looking to build your credit or you need to make a necessary purchase but don’t want to dip into your savings. With a savings secured loan, you borrow against your savings funds and receive a low-rate loan, while still earning interest on your financial resources on deposit!

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First Time Buyer Auto Loans

Credit Builder Loans

Need help building your credit? Get help establishing a credit history with the credit builder program. It provides an opportunity to establish a loan pay history and build your savings account.

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Loan Rates

Rates as of July 29, 2021.

Loyalty Discount for Personal Loans

Being a member has its perks! The longer you are a member, the bigger a discount you can receive on a personal loan. For example, if you have been a member for 1 – 5 years, you can receive a 0.50% APR rate discount on qualifying personal loans. Have you been a member for more than five years? Lucky you! Receive up to 1.00% APR rate discount on qualifying personal loans. Let’s get started on your personal loan today.

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Personal Loans

Loan Term	APR
12 months or less	as low as 7.75% APR
13 - 24 months	as low as 8.00% APR
25 months or more	as low as 8.25% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of July 29, 2021. Rates are subject to change without notice.

Personal Loan Loyalty Discount Members can receive an additional rate discount for Personal Loans based on their length of membership. 1.00% APR rate discount is offered to memberships of more than 5 years. 0.50% rate discount is offered to memberships between 1 and 5 years. Excludes Lines of Credit, Credit Cards, and Home Improvement Personal Loans. Restrictions may apply; see credit union for details.

Line of Credit

APR
as low as 8.25% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of July 29, 2021. Rates are subject to change without notice.

APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Restrictions may apply; see credit union for details.

Credit Builder Loan: APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Funds will be held in the secured account for the life of the loan. Restrictions may apply; see credit union for details.

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Virtual Appointment

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Visit any of our locations to start the process of your new loan.

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Questions? Call us anytime to speak with a specialist.

1-800-375-3674