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Welcome to Resource One

Learn how to access Resource One Mobile and Online Banking, how to make payments, and more.

Get Started with Online and Mobile Banking

Access your accounts or loans in two easy steps.

Go to Resource One or download the Resource Mobile App from the App Store or Google Play.

Online Banking: Click on “Register as an Individual”
Mobile Banking App: Click on “Sign Up Now”

Follow the prompts to begin.


Use the Resource One Mobile App and Online Banking to:

Move Money

Move Money

Pay bills or transfer money between Resource One Accounts and to external accounts – all for free.

Deposit on the go

Deposit on the go

Deposit checks with our mobile app using your phone.

Stay Alerted

Stay alerted

Set up account alerts to stay up to date on account activity.

Contact Us

Get in touch with us

Send a secure message to Resource One.

Make Deposits to your New Account

Three easy ways to make deposits.

Direct Deposit

Set up Direct Deposit

To sign up for direct deposit of your payroll or government check, you’ll need Resource One’s routing number (311080162), your SDC account number, and your account number. Fill out our convenient Direct Deposit Form and give it to your employer.

Deposit on the go

Deposit a check

Deposit a check using Resource Mobile App, or go to a deposit-taking ATM.

Transfer Money Into Your Account

Transfer money into your new account

Use Resource One Mobile or Online Banking to schedule a transfer from an external account to your Resource One account. Or set up a transfer into your new Resource One account (Resource One’s routing number is 311080162) using your other bank’s online or mobile banking.

Pay your Loan or Credit Card

A few ways to pay a Resource One loan or credit card.

Pay through Resource One

Pay a Resource One Loan

You can pay your R1 loan with another bank account or card by logging in to online or mobile banking and selecting “Pay My Loan.”

Pay through another bank

Pay through another Financial Institution

Schedule a payment to your Resource One loan from your external bank using that Financial Institution’s website.

Schedule Bill Pay

Schedule Bill Pay

Schedule one-time or recurring payments from your Resource One Spending Account.

Set up A Resource One Spending Account

Start taking advantage of Resource One Spending Accounts.

Earn High Rates

Resource One’s Cha-Ching

Discounts right on your phone, right where you are. The free mobile app has discounts near you, plus thousands of local deals across the U.S.! Visit the site!

Use Resource One Bill Pay

Use Resource One Bill Pay

Set up recurring payments for all of your bills, all from the Resource One Mobile App or Online Banking.

Activate Debit Card

Activate your debit card

Activate your card by calling the number on your card.

Mobile Wallet

Mobile Wallet

Add your new debit card to mobile wallets like Apple Pay or Google Pay.


Have questions? We have answers.

How do I find an ATM?

Use our ATM locator to find a surcharge-free ATM near you, including deposit-taking ATMs.

How do I add a joint owner to my account?

To add a joint owner to your account, you will need to visit one of our branches or call us at 800-375-3674.

How do I set up direct deposit with my employer?

If your human resources department offers a direct deposit, ask them for their direct deposit form. You’ll typically need to provide them with Resource One’s routing number (311080162), your spending/savings account number, and your account type. You can also set up direct deposit using this direct deposit form.

How long does it take to get a debit or credit card?

It typically takes ten business days to receive a debit card or credit card in the mail.

What types of ATM transactions are eligible for an ATM rebate?

With a Prime or Direct spending account, you will receive unlimited ATM rebates up to $5 per transaction. Rebates must be turned in within 30 days and must include a receipt. Fill out the ATM rebate form and bring it into a branch or mail it to us at Resource One Credit Union, ATM Rebates, P.O. Box 660077, Dallas, TX 75215.

Do I have a mobile deposit limit?

Your current mobile deposit limit will appear below the amount field once you select an account. Your deposit limits can vary based on your eligible accounts.

© 2023 Resource One Credit Union. All rights reserved.

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Federally insured by NCUA.

Resource One Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical braches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 800-375-3674 so that we may promptly assist you and remedy any accessibility concerns.