Welcome to Resource One

Learn how to access Resource One Mobile and Online Banking, how to make payments, and more.

Get Started with Online and Mobile Banking

Access your accounts or loans in two easy steps.

Go to Resource One or download the Resource Mobile App from the App Store or Google Play.

  • Online Banking: Click on “Register as an Individual”
  • Mobile Banking App: Click on “Sign Up Now”
  • Follow the prompts to begin
sign up

Use the Resource One Mobile App and Online Banking to:

Move Money
Pay bills or transfer money between Resource One Accounts and to external accounts – all for free.
Deposit on the go
Deposit checks with our mobile app using your phone.
Stay alerted
Set up account alerts to stay up to date on account activity.
Get in touch with us
Send a secure message to Resource One.

Make Deposits to your New Account

Three easy ways to make deposits.

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Set up Direct Deposit
To sign up for direct deposit of your payroll or government check, you’ll need Resource One’s routing number (311080162), your SDC account number, and your account number. Fill out our convenient Direct Deposit Form and give it to your employer.
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Deposit a check
Deposit a check using Resource Mobile App, or go to a deposit-taking ATM.
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Transfer money into your new account
Use Resource One Mobile or Online Banking to schedule a transfer from an external account to your Resource One account. Or set up a transfer into your new Resource One account (Resource One’s routing number is 311080162) using your other bank’s online or mobile banking.

Pay your Loan or Credit Card

A few ways to pay a Resource One loan or credit card.

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Pay a Resource One Loan
You can pay your R1 loan with another bank account or card by logging in to online or mobile banking and selecting “Pay My Loan.”
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Pay through another Financial Institution
Schedule a payment to your Resource One loan from your external bank using that Financial Institution’s website.
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Schedule Bill Pay
Schedule one-time or recurring payments from your Resource One Spending Account.

Set up A Resource One Spending Account

Start taking advantage of Resource One Spending Accounts.

Resource One’s Cha-Ching
Discounts right on your phone, right where you are. The free mobile app has discounts near you, plus thousands of local deals across the U.S.! Visit the site!
Use Resource One Bill Pay
Set up recurring payments for all of your bills, all from the Resource One Mobile App or Online Banking.
Activate your debit card
Activate your card by calling the number on your card.
Mobile Wallet
Add your new debit card to mobile wallets like Apple Pay or Google Pay.


Have questions? We have answers.

Use our ATM locator to find a surcharge-free ATM near you, including deposit-taking ATMs.

To add a joint owner to your account, you will need to visit one of our branches or call us at 800-375-3674.

If your human resources department offers a direct deposit, ask them for their direct deposit form. You’ll typically need to provide them with Resource One’s routing number (311080162), your spending/savings account number, and your account type. You can also set up direct deposit using this direct deposit form.

It typically takes ten business days to receive a debit card or credit card in the mail.

With a Prime or Direct spending account, you will receive unlimited ATM rebates up to $5 per transaction. Rebates must be turned in within 30 days and must include a receipt. Fill out the ATM rebate form and bring it into a branch or mail it to us at Resource One Credit Union, ATM Rebates, P.O. Box 660077, Dallas, TX 75215.

Your current mobile deposit limit will appear below the amount field once you select an account. Your deposit limits can vary based on your eligible accounts.