Our Rates, Your Savings

Let us help you build your loan.

Refinance Your Mortgage

Love your home, but not your loan? It might be a good time to refinance your mortgage. We have plenty of options to help you meet your financial goals. Whether you’re looking to lower your interest rate and reduce your monthly payment or access your home’s equity, we can help. With our streamlined technology, you can apply, submit your documents, and track your progress online. Plus, our Mortgage Advisors are here to help every step of the way to make the process more enjoyable.

Refinancing Your Mortgage, Uncomplicated

Explore Your Options

There’s more than one way to refinance or cash in on your home’s equity for expenses. Learn the advantages of each, and then decide which one works best for your situation! Already know what you’re looking for, start your application.

Apply and Stay Informed

Once you understand the benefits, opportunities and considerations, it’s time to apply. We’ve made it incredibly easy to navigate the application process. Your personalized portal tracks your application, allows you to upload documents, and more. When you want a personal touch, our team of Mortgage Advisors are here for you.

Close Your Loan

Get ready – for your big day. Our Mortgage team works diligently to prepare all the paperwork and handle all the details for a smooth close.

Refinance Types

You must be eligible to become a Resource One Credit Union Member.

APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Restrictions may apply; see credit union for details. Resource One Credit Union home loan programs are only available in Texas.

NMLS 533124

The HMDA data about our residential mortgage lending are available for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquires at this office regarding the locations where HMDA data may be inspected. To receive a copy of this data send a written request to Resource One Credit Union, P.O. Box 660077, Dallas, TX 75266-0077.