Loan Application

Get Your Loan Started

At R1CU we have a simple loan application process to get your going. Our members know the benefits that come with a Resource One loan. We offer several options to select from the super saver, the budget-friendly, to the (re)build; we have the loan that is just right for you. Now is the perfect time to open a Resource One Loan through Video Chat, on the phone at 800-375-3674, in a branch that is convenient to you.

Meet a Specialist by Video Chat, calling 800-375-3674, or visiting a branch.

Insights & Advice

What Credit Score Do I Need for an RV Loan?

A recreational vehicle or RV can open up a considerable number of possibilities for the domestic traveler. From exploring campgrounds in national parks to road-tripping across the nation to see friends or family, the right RV gives you a mobile…

Can I Refinance My Car with the Same Lender?

There are many different reasons why you might choose to refinance your auto loan. Refinancing can help you get a lower interest rate on your car loan, give you more manageable monthly payments, and even change the timeline on your…

Buying Property During a Recession

For good reason, many people have been holding off on making major purchases or financial commitments since COVID-19 struck. The coronavirus pandemic has created massive unemployment, a crushing recession, and lots of uncertainty in almost every aspect of our lives….

Ready to Get Started?

Apply Online

Use our easy online application process to get started right away.

Apply in Person

Visit any of our locations to start the process of your new loan.

Virtual Branch

Ready to apply now, meet with our virtual branch staff through video chat.

1-800-375-3674
Routing Number: 311080162

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Let us be your Credit Union. Anyone who lives or works in Mesquite, Garland, Carrollton (within 10 miles of our Carrollton branch), Spring, Irving, Cedar Hill, Jersey Village, Oak Forest, Dallas, Houston, or Dallas and Northwest Harris Counties in Texas can open an account or apply for a loan. Explore our personal and business banking solutions, including spending and savings accounts, credit cards, mortgages, auto loans, auto refinances, adventure loans, personal loans, and more.

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Resource One Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 800-375-3674 so that we may promptly assist you and remedy any accessibility concerns.