Auto Loan Refinance
Get moving with the right financing! Refinance with Resource One and save money.Get Started!
Simplify the process with R1CU. We provide competitive rates, quick approval, and discounts on your new or used auto loan.
or Call 800-375-3674
Why auto refinancing might be right for you
Lower interest rate
Now might be the right time if your credit score has improved, interest rates dropped or you didn’t receive the best initial rate.
Shorter loan term
By refinancing your loan you can not only lower your rate but can usually lower your loan term as well.
Lower monthly car payments
You may be able to reduce your monthly loan payments by lowering your APR or by choosing to extend your existing terms.
Auto Loan Features and Benefits
No matter what type of vehicle – new or used – you’re looking to buy, we make it easy to get the financing you need. With a wide selection of financing options and flexible terms, we can help you keep your monthly payments where you want them.
New and Used Auto Loans
| Loan Term | APR | |
| 24 months or less | as low as 2.95% APR | Estimate Your Payment ➤ |
| 25 - 36 months | as low as 3.40% APR | |
| 37 - 48 months | as low as 3.55% APR | |
| 49 - 60 months | as low as 3.75% APR | |
| 61 - 72 months | as low as 4.20% APR | |
| More than 72 months | as low as 4.45% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of December 12, 2019. Rates are subject to change without notice.
Low Rates
Competitive rates that will save you money.
Service
Personalized service. We help you every step of the way.
Quick & Easy
Quick and easy process to save you time.
Ready to Get Started?
Apply By Phone
Questions? Call us any time to speak with a loan officer.
CALL
800-375-3674
Apply in Person
Visit any of our convenient locations to start the process to your new loan.
Auto Loans
APR=Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. Offer applies to consumer loans and does not qualify commercial or loans. Qualifying auto loans booked during August 28 – September 2, 2017 are eligible for the 0.75% rate discount offer. All loans subject to approval. Restrictions may apply; see credit union for details.
