Auto Refinance
Things change, so take advantage when they do for your auto loan. Refinancing your vehicle to Resource One Credit Union is a great way to evaluate all of your options. When you refinance your auto loan, you can change the term, receive a lower interest rate than you currently have, change your monthly payment, and save money! Speak with a Loan Officer today and discuss your options.
Reset Your Loan with a Refinance
If you didn’t finance your auto loan with Resource One, there is a good chance you’re paying too much. Our members receive the most competitive rates and discounts on protection products saving you even more with your investment. Your financial condition changes, and so does the market. Let’s evaluate your auto loan to find your savings.
Key features:
Meet a Specialist by Video Chat, calling 800-375-3674, or visiting a branch.
When should you refinance
If you have recently improved your credit score or the rates have changed on auto loans, a refinance might be your option. Our team can review your loan with another lender and evaluate if the switch suits your situation.
Existing Resource One Credit Union auto loans are not eligible for this offer.
Special Offers for You
Save an additional 0.25% APR on your new auto!
If you buy a new vehicle with less than 5,000 miles or has never been titled, you could qualify for an additional 0.25% APR discount on your qualified rate.
APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans are subject to approval. The offer applies to consumer loans only; commercial loans do not qualify. Restrictions may apply; see credit union for details.
Meet a Specialist by Video Chat, calling 800-375-3674, or visiting a branch.
Save an additional 0.25% APR with the value of your auto!
Is your vehicle worth more than you need for your vehicle loan? If so, you could receive an additional 0.25% APR discount on your qualified rate when you finance that vehicle with Resource One.
How It Works
Loan-to-Value = Vehicle Loan Amount / Appraised Vehicle Value
So if you have a vehicle with a loan amount of $9,000 and the actual value of the car is $11,000, you would have an LTV (Loan-to-Value) of 82%.
APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans are subject to approval. Loan-to-Value (LTV) must be less than 90% to qualify for the offer. Offer applies to consumer loans only; commercial loans do not qualify. Restrictions may apply; see credit union for details.
Meet a Specialist by Video Chat, calling 800-375-3674, or visiting a branch.
Our gift to you!
Happy Birthday to you! If you purchase a vehicle around your birthday, we will give you $100. Now doesn’t that sound sweet?
APR = Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and the condition of collateral. All loans are subject to approval. To qualify for this offer, the Loan-to-Value (LTV) ratio must be below 90%. This offer is valid for consumer loans only and does not apply to commercial loans. Certain restrictions may apply. This offer cannot be combined with other promotions. For further details, please contact the credit union.
Meet a Specialist by Video Chat, calling 800-375-3674, or visiting a branch.
Low, Competitive Rates
| loan term | apr |
|---|---|
| 36 months or less | as low as 5.99% APR |
| 37 - 48 months | as low as 5.99% APR |
| 49 - 60 months | as low as 5.99% APR |
| 61 - 72 months | as low as 5.99% APR |
| 73 - 78 months | as low as 6.15% APR |
| 79 - 84 months | as low as 6.40% APR |
|
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of July 12, 2025. Rates are subject to change without notice. |
|
New & Used Auto Rates As Low As
5.99% APR
Meet a Specialist by Video Chat, calling 800-375-3674, or visiting a branch.
Why auto refinancing might be right for you
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