Citizenship Loans

Resource One Credit Union is helping you on your path to U.S. Citizenship.

We Are Here to Help On Your Journey

Because we know how complex an immigration process can be, we are with you every step of the way. To help people finance their path to U.S. citizenship, we offer Citizenship Loans to cover the costs associated with this process. We also offer a fee-based alternative for each Citizenship Loan type for people who would prefer not to pay any interest.

Two Loan Tiers

There are two tiers of Citizenship Loans, giving the flexibility to offer you the best possible financing for your unique situation.

Citizenship | Getting Started

Focused on getting you started on your journey. The Resource One Citizenship Getting Started Loan helps individuals to finance the costs associated with citizenship.

  • Maximum Loan Amount: Up to $1,000 for costs associated with citizenship, including fees and legal costs
  • Loan Term: 12 Months
  • No prior credit history is required.

Apply by phone at 1-800-375-3674. Se Habla Español.

Citizenship | Road to Citizenship

Perfect for people who are looking to finance the costs associated with citizenship for multiple people or a whole family. Resource One can help your road to citizenship.

  • Maximum Loan Amount: Up to $4,000 for costs associated with citizenship, including fees and legal costs
  • Loan Term: 24 Months
  • No prior credit history is required.

Apply by phone at 1-800-375-3674. Se Habla Español.

How Citizenship Loans Work

Our Citizenship Loans allow members to use their ITIN (Individual Taxpayer Identification Number) instead of a social security number to help cover the cost of individuals or multiple persons becoming future U.S. citizens. Similar to a personal loan, funds are given upfront and paid off during the term of the loan.

Uses

  • Citizenship Application
  • Permanent Residence Application (green card)
  • Petition for Alien Relatives
  • Application for Employment Authorization
  • Asylum Process
  • Travel Expenses
  • Legal fees

Advantages

  • Have quick access to funds to cover the cost of applying for citizenship
  • Avoid predatory loans, like payday lenders or pawnshop loans, with rates as high as 300% APR

Loan Rates

Citizenship Loans

Loan Term APR

Getting Started

12 month term as low as 7.50% APR or 0.00% APR with up-front application fee

Road to Citizenship

24 month term as low as 7.75% APR or 0.00% APR with up-front application fee

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of September 26, 2021. Rates are subject to change without notice.

Resources For You

Find resources in the community to help assist with your immigration and citizenship process.

U.S. Citizenship and Immigration Services

U.S. immigration and citizenship.

City of Dallas

The City of Dallas provides several resources for immigrants and refugees.

City of Houston

The City of Houston provides several resources for immigrants and refugees.

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© 2021 Resource One Credit Union. All rights reserved.

Resource One Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical braches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 800-375-3674 so that we may promptly assist you and remedy any accessibility concerns.