Our Rates, Your Savings
Let us help you build your loan.
Tap Into Your Home’s Equity
With home prices on the rise, the equity in your home may be growing as well. We have several ways to help you unlock the equity in your home, and put it to use for sprucing up your house, putting in a pool, paying for college, or consolidating balances on high interest rate credit cards.
Refinancing Your Mortgage, Uncomplicated
Whether you know the exact amount you need or want to explore your home equity loan options, Resource One can help. Already know what you’re looking for? Start your application.
Once you understand the benefits, opportunities and considerations, it’s time to apply. We’ve made it incredibly easy to navigate the application process. Your personalized portal tracks your application, allows you to upload documents, and more. When you want a personal touch, our team of Mortgage Advisors are here for you.
Get ready – for your big day. Our Mortgage team works diligently to prepare all the paperwork and handle all the details for a smooth close.
Home Equity Types
Home Equity Loan (2nd)
Know how much you need to borrow? A Home Equity Loan may help you put your home’s equity to work with a fixed interest rate and predictable monthly payments.
Home Improvement Loan
Planning a renovation, new pool, or home upgrade? Explore financing options to help bring your next project to life. Our team is here to help you get started.
Explore My Options
Not sure which loan is right for you? Our Mortgage Team can help you explore available options and find a solution that fits your needs.
You must be eligible to become a Resource One Credit Union Member.
APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Restrictions may apply; see credit union for details. Resource One Credit Union home loan programs are only available in Texas.
NMLS 533124
HOME MORTGAGE DISCLOSURE ACT NOTICE
The HMDA data about our residential mortgage lending are available for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquires at this office regarding the locations where HMDA data may be inspected. To receive a copy of this data send a written request to Resource One Credit Union, P.O. Box 660077, Dallas, TX 75266-0077.
