Your Next Move Is Here

Let our team help you.

Buying a Home

Whether you are looking for your first home or moving to a new community, buying a house is a rewarding experience. We want to keep it that way. So, we looked at all the ways the home loan process can slow you down – and did something about it. Our newly re-imagined home loan experience is the new standard for getting a home loan. Streamlined technology makes it faster and more efficient. Real people help make every step more accessible, friendlier, and, dare we say, more enjoyable along the way.

The Buying Process, Uncomplicated

Get Prequalified

The first step to finding a home is to get prequalified. Answer a few questions, and you will know how much home you can afford. If you have any questions, our team is here to help.

Shop For Your Home

With your prequalification, shop for the home of your dreams. If you are lost on where to start, let us help you connect to a real estate agent who will lead you to the door.

Mortgage Advisor – Your Guide

Our Mortgage Advisors are here to guide you through your next steps, including the mortgage application. We’ve made it easy to apply, track your progress, and communicate with your Mortgage Advisor.

Close Your Loan

Your big day is finally here – it’s closing time! Our Mortgage team works diligently to prepare all the paperwork and handle all the details for a smooth close.

Finalize your financing

We’ll send the funds to you or the dealer.

Mortgage Types

You must be eligible to become a Resource One Credit Union Member.

APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Restrictions may apply; see credit union for details. Resource One Credit Union home loan programs are only available in Texas.

NMLS 533124

The HMDA data about our residential mortgage lending are available for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquires at this office regarding the locations where HMDA data may be inspected. To receive a copy of this data send a written request to Resource One Credit Union, P.O. Box 660077, Dallas, TX 75266-0077.