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Auto & Adventure Loans
Get moving with the right financing. Our team can help you with your new or used auto purchase. We can also help you check for the right rate and refinance if our rate is better on your current loan with another lender. Maybe an adventure is in your future with a motorcycle, RV, ATV, or boat…we can provide you the funds to get you moving.
Meet a Loan Officer by Video Chat or Call 800-375-3674
Compare and Select Your Loan
ITIN Lending
Member-Only Discounts
Add on Protection Products
Exclusive Skip-a-Payment Program
Most Popular
Car Buying Service
First Time Buyer Special Offer
College Grad Special Offer
ITIN Lending
Member-Only Discounts
Add on Protection Products
Exclusive Skip-a-Payment Program
ITIN Lending
Member-Only Discounts
Add on Protection Products
Exclusive Skip-a-Payment Program
Car Buying Service
First Time Buyer Special Offer
College Grad Special Offer
ITIN Lending
Member-Only Discounts
Add on Protection Products
Exclusive Skip-a-Payment Program
ITIN Lending
Member-Only Discounts
Add on Protection Products
Exclusive Skip-a-Payment Program
ITIN Lending
Member-Only Discounts
Add on Protection Products
Exclusive Skip-a-Payment Program
Current Rates
New and Used Auto Loans
| Loan Term | APR |
| 36 months or less | as low as 3.89% APR |
| 37 - 48 months | as low as 4.09% APR |
| 49 - 60 months | as low as 4.29% APR |
| 61 - 72 months | as low as 4.69% APR |
| 73 - 78 months | as low as 5.24% APR |
| 79 - 84 months | as low as 5.84% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of October 02, 2022. Rates are subject to change without notice.
New & Used Auto Rates As Low As
3.89% APR
Meet a Loan Officer by Video Chat or
Call 800-375-3674
Adventure Loans (Motorcycles, ATVs, Boats, and RVs)
| Loan Term | APR |
| 36 months or less | as low as 5.49% APR |
| 37 - 48 months | as low as 5.64% APR |
| 49 - 60 months | as low as 5.89% APR |
| 61 - 72 months | as low as 6.34% APR |
| 73 - 84 months | as low as 6.69% APR |
| 85 - 96 months | as low as 7.19% APR |
| 97 - 120 months | as low as 7.69% APR |
| 121 - 180 months | as low as 8.19% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of October 02, 2022. Rates are subject to change without notice.
Adventure Loan Rates As Low As
5.49% APR
Meet a Loan Officer by Video Chat or
Call 800-375-3674
Additional Benefits
Skip a payment on qualifying loans
Skip up to 2 payments a year
Skip up to 5 payments over the loan
Exclusive to Resource One members
Search thousands of vehicles
Financing with your Credit Union
Exclusive member-only benefit
GAP Insurance
Vehicle Service Contract
Dent Guard with ADR
ITIN Lending
Ready to Get Started?
Apply Online
Use our easy online application process to get started right away.Apply in Person
Visit any of our locations to start the process of your new loan.Apply by Phone
Questions? Call us anytime to speak with a specialist.1-800-375-3674
Special Offers for You
Save an additional 0.25% APR on your new auto!
If you buy a new vehicle with less than 5,000 miles or has never been titled, you could qualify for an additional 0.25% APR discount on your qualified rate.
Meet a Loan Officer by Video Chat or Call 800-375-3674
APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on credit worthiness, qualifications, and collateral conditions. All loans are subject to approval. The offer applies to consumer loans only; commercial loans do not qualify. Restrictions may apply; see credit union for details.
Save an additional 0.50% APR with the value of your auto!
Is your vehicle worth more than you need for your vehicle loan? If so, you could receive an additional 0.50% APR discount on your qualified rate when you finance that vehicle with Resource One.
How It Works
Loan-to-Value = Vehicle Loan Amount / Appraised Vehicle Value
So if you have a vehicle that has a loan amount of $9,000 and the actual value of the vehicle is $11,000 you would have an LTV (Loan-to-Value) of 82%.
Meet a Loan Officer by Video Chat or Call 800-375-3674
APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans are subject to approval. Loan-to-Value (LTV) must be less than 90% to qualify for the offer. Offer applies to consumer loans only; commercial loans do not qualify. Restrictions may apply; see credit union for details.
Our gift to you!
Happy Birthday to you! If you purchase a vehicle around your birthday we will give you $100. Now doesn't that sound sweet?
Meet a Loan Officer by Video Chat or Call 800-375-3674
APR=Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans subject to approval. Offer applies to consumer loans only; commercial loans do not qualify. Restrictions may apply; see credit union for details.
Drive Off with $100 Cash!
Get $100 cash reward from Love My Credit Union Rewards when you buy a vehicle from Carvana.
- Browse certified inventory: low mileage, no reported accidents, 150-point inspection.
- Shop from home: buy online with delivery or pickup available as soon as the next day.
- Get more for less: save valuable time and money by shopping online.
- Buy with confidence: 7-day money-back guarantee, 100-day warranty.
- Finance with ease: easily finance a Carvana purchase with a loan from Resource One Credit Union.
Meet a Loan Officer by Video Chat or Call 800-375-3674
* Valid only for Carvana purchases through LoveMyCreditUnion.org. See Terms and Conditions. Restrictions may apply; see credit union for details.
APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Restrictions may apply; see credit union for details.
College Grad Auto Loans: APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. To qualify for the College Grad Auto Loan you must provide proof of college degree and be employed in a full-time capacity or have a copy of an offer letter. Up to $1,000 additional line of credit is subject to approval. Restrictions may apply; see credit union for details.
First Time Buyer: APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. To qualify for the First Time Buyer Auto Loan there must be no previous vehicle credit history, no derogatory credit history, employed in a full-time capacity at least one year with current employer. Restrictions may apply; see credit union for details.
