Auto & Adventure Loans
Get moving with the right financing. Our team can help you with your new or used auto purchase. We can also help you check for the right rate and refinance if our rate is better on your current loan with another lender. Maybe an adventure is in your future with a motorcycle, RV, ATV, or boat…we can provide you the funds to get you moving.
Compare and Select Your Loan
Auto Refinance
If you didn’t finance your auto loan with Resource One, there is a good chance you’re paying too much. Our members receive the most competitive rates and discounts on protection products saving you even more with your investment.
Available Benefits
Meet a Specialist by Video Chat, calling 800-375-3674, or visiting a branch.
Most Popular
New & Used Auto Loans
Simplify the car buying process with R1CU. We provide competitive rates, quick approval, and member discounts on your new or used auto loan.
Available Benefits
Meet a Specialist by Video Chat, calling 800-375-3674, or visiting a branch.
Adventure Loans
Are you ready to set out on an adventure? We have you covered with our Adventure Loan line-up. Financing for your boat, RV, ATV, plane, or motorcycle has never been easier.
Available Benefits
Meet a Specialist by Video Chat, calling 800-375-3674, or visiting a branch.
Current Rates
| loan term | apr |
|---|---|
| 36 months or less | as low as 5.99% APR |
| 37 - 48 months | as low as 6.49% APR |
| 49 - 60 months | as low as 6.69% APR |
| 61 - 72 months | as low as 6.99% APR |
| 73 - 78 months | as low as 7.49% APR |
| 79 - 84 months | as low as 7.99% APR |
|
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of September 24, 2023. Rates are subject to change without notice. |
|
Loan Rates
5.49 APR
Meet a Specialist by Video Chat, calling 800-375-3674, or visiting a branch.
| loan term | apr |
|---|---|
| 36 months or less | as low as 6.99% APR |
| 37 - 48 months | as low as 7.14% APR |
| 49 - 60 months | as low as 7.39% APR |
| 61 - 72 months | as low as 7.84% APR |
| 73 - 84 months | as low as 8.19% APR |
| 85 - 96 months | as low as 8.69% APR |
| 97 - 120 months | as low as 9.19% APR |
| 121 - 180 months | as low as 9.69% APR |
|
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of September 24, 2023. Rates are subject to change without notice. |
|
Loan Rates
5.49 APR
Meet a Specialist by Video Chat, calling 800-375-3674, or visiting a branch.
Additional Benefits
Skip-a-Payment Program
Take a break from paying one of your loan payments and spend that hard-earned money on something else!
Benefits
AutoSmart Car Buying
Start your search for the perfect vehicle with AutoSmart where valuable resources are at your fingertips. Search an extensive inventory of new and used vehicles online or by the app.
Benefits
Protection Products
Is your vehicle protected? We have you covered from bumper to bumper with GAP, vehicle service contracts, and dent fixes. Add to most loans at any time.
Benefits
ITIN Lending
Resource One Credit Union is proud to provide financial services to members with an ITIN (Individual Taxpayer Identification Number). We approach every member the same: Creating lasting value with the right mix of products and services to assist in securing the financial future of all our members. All credit union members, whether they open their accounts with a social security number or an ITIN have access to the same low rates. If you are an ITIN holder, Resource One is here for all your financial needs, including:
Ready to Get Started?
Virtual Branch
Ready to apply now, meet with our virtual branch staff through video chat.
Special Offers for You
Save an additional 0.25% APR on your new auto!
If you buy a new vehicle with less than 5,000 miles or has never been titled, you could qualify for an additional 0.25% APR discount on your qualified rate.
APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans are subject to approval. The offer applies to consumer loans only; commercial loans do not qualify. Restrictions may apply; see credit union for details.
Meet a Specialist by Video Chat, calling 800-375-3674, or visiting a branch.
Save an additional 0.50% APR with the value of your auto!
Is your vehicle worth more than you need for your vehicle loan? If so, you could receive an additional 0.50% APR discount on your qualified rate when you finance that vehicle with Resource One.
How It Works
Loan-to-Value = Vehicle Loan Amount / Appraised Vehicle Value
So if you have a vehicle with a loan amount of $9,000 and the actual value of the car is $11,000, you would have an LTV (Loan-to-Value) of 82%.
APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans are subject to approval. Loan-to-Value (LTV) must be less than 90% to qualify for the offer. Offer applies to consumer loans only; commercial loans do not qualify. Restrictions may apply; see credit union for details.
Meet a Specialist by Video Chat, calling 800-375-3674, or visiting a branch.
Our gift to you!
Happy Birthday to you! If you purchase a vehicle around your birthday, we will give you $100. Now doesn’t that sound sweet?
APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans are subject to approval. Loan-to-Value (LTV) must be less than 90% to qualify for the offer. Offer applies to consumer loans only; commercial loans do not qualify. Restrictions may apply; see credit union for details.
Meet a Specialist by Video Chat, calling 800-375-3674, or visiting a branch.
