Get Ready for Cruisemas

Cruise away for the holidays! Qualifying loans will receive a chance to win a cruise for two. Plus, qualifying loans also receive 90 Days No Pay!

Cruise Away for the Holidays!

Get your next loan with Resource One and you could win a cruise for two! All qualifying auto, motorcycle, RV, and boat loans booked now through December 31st will qualify to win one of our cruise for two giveaways.1

Qualifying loans will also receive 90 Days No Pay!

Open Your Loan Today!

Apply Now

Auto Loan Features and Benefits

No matter what type of vehicle – new or used – you’re looking to buy, we make it easy to get the financing you need. With a wide selection of financing options and flexible terms, we can help you keep your monthly payments where you want them. The best place to start is getting pre-qualified. You’ll feel more in control when you’re at the dealership knowing what you have to spend and be able to negotiate a better price. Once you’ve found your new vehicle, we’ll be ready with your financing to make your purchase a quick and smooth process.

  • Wide variety of loans for new and used vehicles, as well as motorcycles and RVs
  • You’ll always receive a competitive rate – with no application fee when booked at Resource One Credit Union
  • Loan Payment Protection Products – Protect your investment after you buy

Auto Loan Application Process

A Resource One Credit Union auto loan could get you on the road again with a great rate quickly.

Submit an application

To get the loan process started, first submit an online loan application. You can also apply by calling 800-375-3674.

Get pre-qualified

We will process your application and notify you when your pre-qualification is completed, usually the same day.

Negotiate the best deal

Be sure to bring your loan pre-qualification to the dealer, as this will give you maximum leverage and help you negotiate the best deal. Save even more time and money when you use Auto Research Service.

Complete your loan documents

Once the deal is finalized, send us the purchase agreement and we can finalize your loan documents online using Docusign.

Finalize your financing

We’ll send the funds to you or the dealer.

Open Your Loan Today!


Use our easy online application process to get started right away.

Apply Now


Visit any of our locations to start the process to your new loan.

Find a Branch


Questions? Call us anytime to speak with a specialist.


Auto Loans

APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on credit worthiness, qualifications, and collateral conditions. All loans subject to approval. Offer applies to consumer loans only; commercial vehicles and commercial loans do not qualify. Interest accrues during the no payment period. Payment example: Estimated monthly payment of $19.78 per $1,000 borrowed at 6.95% APR for 60 months. Restrictions may apply; see credit union for details.

1 Cruisemas Rules
Must be 18 years or older. Resource One employees or household members are not eligible for prizes. Must be a member of Resource One Credit Union and in good standing at the time of the drawing. Book a qualifying loan with Resource One Credit Union between November 1, 2019 and December 31, 2019. Qualifying loan products include new, used, or refinanced loans from another lender than Resource One Credit Union for an auto, boat, RV, motorcycle loan type. Loan must be no less than $7,500 and for the term of no less than 36 months. Offer applies to consumer loans only; commercial vehicles and commercial loans do not qualify. Prize entry period runs from 12:01 AM PT on November 1, 2019 and ends at 11:59 PM PT on December 31, 2019. Prize drawing will be held during January 2020, following the end of the entry period. Prize List: Ten separate prizes that are cruises for two. Winners will be contacted via phone or email during the business days in the week following the entry period. Loan must be in good standing at the time of the prize drawing and have been “booked” for at least 7 business days during which time it has not been closed or refinanced to another financial institution. Winners must agree to the terms of the prize and will be asked to sign a winner waiver form. Winners receiving a prize valued for more than $600 may receive a 1099-MISC at the end of the year. Winners are responsible for any additional fees associated with the prize. Odds of winning depend on number of qualified loans booked and entries received during the promotional period. Click here for complete rules.

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Resource One Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical braches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 800-375-3674 so that we may promptly assist you and remedy any accessibility concerns.