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Loans

No matter what stage of life you are in, Resource One makes financing easy. Our loan experts are on hand to help you through any type of loan you are looking for or start the process online. Explore what we have to offer and find the loan type that fits your needs.

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New & Used Auto Loans

New, used, or even refinanced, we have financing for your auto investment. If you are in the market for a different auto loan, we offer several programs, including first-time buyer and college grad. Don’t forget to protect your investment with our selection of auto loan products designed to save you money from start to finish.

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  • Auto Refinance
  • College Grad & First Time Buyer
  • Motorcycle, RV, & Additional Auto Loans
  • Rates as low as 2.00% APR
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Mortgage

Looking to Own a Home

Whatever your mortgage needs are, we have the solution. If you’re looking to buy a home, refinance, or even tap into your equity, our team is dedicated to helping you every step of the way.

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  • Conventional, FHA, & VA Loans
  • Cash Out Refinance Loans
  • Rate & Term Refinance Loans
  • Home Improvement Loans
  • Home Equity Loans
  • Mortgage Refinance Loans
  • Land and Lot Loans
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Credit Cards

Apply for a Credit Card Today

Not all credit cards are made the same. That’s why we offer a selection to choose from to best fit your lifestyle. Find out what options we have to offer and the features and benefits when being a Resource One VISA® credit cardholder.

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  • Rewards Card
  • Secure & Unsecure Cards
  • Zero Fraud Liability
  • No Annual Fee
  • Rates as low as 7.77% APR
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Personal Loan

Take a look at a Personal Loan

Each financial situation is different, so why can’t your loan be custom-made to fit your needs? Choose from a selection of personal loans designed to consolidate debt, make personal purchases, or even build your credit history while setting your terms and amounts.

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  • Line of Credit Loans
  • Consolidation Loans
  • Savings Secured Loans
  • Credit Builder Loans
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Loan Rates

View Loan Rates

As a member of Resource One, you have access to all our great products and services in addition to our low and competitive loan rates. Take advantage of these great rates and find out how much you could be saving on your next loan.

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Recreational Loans

Sport and Leisure Vehicle Loan

If your preferred method of transportation takes you on the road less traveled, we offer a variety of recreational loans that can get on the back roads, lakes, or dirt paths. Get from point A to point B on any terrain with a Resource One Recreational loan.

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  • Motorcycle Loans
  • RV Loans
  • Boat Loans
  • ATV Loans
  • Rates as low as 4.00% APR
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Credit & Savings Builder Loans

Credit & Savings Builder Loans

Use the loans to build your credit history and your savings. Don’t let credit or lack of down payment prevent you from getting approval for your next big loan. Find out how these loans can help you prepare for the future.

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  • No credit report pull needed for approval
  • Fixed rate as low as 7.75% APR
  • Set your own terms and amount
  • Secure loan without added collateral
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Citizenship Loans

Getting Started and Moving Forward

Cost can be one of the hardest parts for many immigrants to gain U.S. Citizenship. Find out how Resource One can help with our citizenship loans.

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  • Individual Citizenship Loans
  • Family Citizenship Loans
  • ITIN Lender
  • Quick and Easy Financing

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of November 28, 2020. Rates are subject to change without notice.

NMLS 533124

HOME MORTGAGE DISCLOSURE ACT NOTICE
The HMDA data about our residential mortgage lending are available for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquires at this office regarding the locations where HMDA data may be inspected. To receive a copy of this data send a written request to Resource One Credit Union, P.O. Box 660077, Dallas, TX 75266-0077.

APR = Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Offer applies to consumer loans only; commercial loans do not qualify. Payment Example: Estimated monthly payment of $19.24 per $1,000 borrowed at 5.80% APR for 60 months. Restrictions may apply; see credit union for details.

APR = Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Offer applies to consumer loans only; commercial loans do not qualify. Payment Example: Estimated monthly payment of $26.95 per $1,000 borrowed at 13.25% APR for 48 months. Restrictions may apply; see credit union for details.

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Visit any of our locations to start the process of your new loan.

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Apply by Phone

Questions? Call us anytime to speak with a specialist.

1-800-375-3674

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© 2020 Resource One Credit Union. All rights reserved.

Resource One Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical braches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 800-375-3674 so that we may promptly assist you and remedy any accessibility concerns.