Small-Dollar Loans

Some loan needs are smaller than others. When you need smaller than usual financing, our Small Dollar loan is available to you. Skip the payday lender or pawn shop loans and save big with our low-interest rates.

Need a Little Cash?

We are ready to help provide you with a little bit of cash when you need it most. Avoid payday lenders or title lenders with a Resource One Small Dollar loan. A fixed-rate and no hassle.

How It Works

Like a personal loan, funds are given when the loan starts and is paid off over the loan term. The Small Dollar loan is a great loan alternative for anyone looking to borrow less than $1,100.

Why look for money somewhere else when we can help you with some fast cash? The Small Dollar loan gives you access to a small personal loan that will cover your expenses without relying on payday lenders who can charge borrowers, on average, over 300% APR.


This loan can be used for any smaller purchases you might be needing to make such as:

  • Travel
  • Holiday funds
  • Home Appliances
  • Small Home Improvements
  • Covering monthly expenses
  • Hospital/medical expenses
  • And more

Ready to Get Started?

Apply Online

Use our easy online application process to get started right away.

Apply Now

Apply in Person

Visit any of our locations to start the process of your new loan.

Find a Branch

Apply by Phone

Questions? Call us anytime to speak with a specialist.


APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Restrictions may apply; see credit union for details.

© 2023 Resource One Credit Union. All rights reserved.

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Resource One Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical braches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 800-375-3674 so that we may promptly assist you and remedy any accessibility concerns.