Préstamos QuickCash
QuickCash Loans are here for you when life throws the unexpected your way. They give you fast, reliable access to the funds you need, with clear, manageable terms, so you can handle life’s surprises with confidence and peace of mind.
QuickCash: ¡Préstamos para eventos de la vida!
QuickCash is Resource One Credit Union’s solution for members who need fast, reliable access to cash when life happens. Designed around your existing relationship with us, these small-dollar loans are based on deposit activity, not lengthy applications or credit hurdles. With a simple, self-service experience and quick approval, QuickCash provides a transparent and supportive option to help you navigate unexpected expenses with confidence, convenience, and peace of mind.
We’re here to support you through life’s unexpected moments with a fast, transparent, and affordable lending solution you can trust, QuickCash, ready when you need it.
QuickCash — A Helping Hand When Life Happens:
Life doesn’t always wait for perfect timing. When an unexpected expense or life event comes up, QuickCash from Resource One Credit Union is here to help you move forward with confidence. Designed around real member needs, QuickCash offers fast access to funds through a relationship-based, small-dollar loan built on your deposit activity—not your credit score.
With clear terms, manageable payments, and quick approval, QuickCash provides a responsible and affordable way to handle life’s surprises without added stress. There’s no lengthy process, no credit check, and no uncertainty, just a straightforward solution when you need it most.
At Resource One, we believe financial support should feel empowering, not overwhelming. QuickCash is more than a loan, it’s peace of mind, flexibility, and a trusted partner by your side through every chapter of life.
Así funciona
Le cubriremos en cuestión de minutos.
- Completely self-service and 100% automated – available 24/7/365
- Loan amounts from $500 to $2,000
- No credit check required
- Designed to help members avoid high-rate payday loans
- Must be at least 18 years old and a member for 12 months or more
- Direct deposit is required
- Repayment terms of up to 12 months
- Flat rate of 25.00% APR
- Funds are immediately deposited into your account upon approval
- Members can apply easily via online banking or the mobile app
- Available to Texas residents only
QuickCash puede ayudarle
Permita que QuickCash le ayude rápidamente sin las altas tasas de interés que cobran los prestamistas PayDay.
- Comestibles
- Reparaciones urgentes de automóviles
- Emergencias con mascotas
- Electrodomésticos
- Pequeñas reparaciones domésticas
- Cubrir los gastos mensuales
- Gastos hospitalarios/médicos
- Y más
To keep things simple and accessible, members may have one QuickCash Loan at a time, a $20 application fee applies, and active Direct Deposit is required to qualify.
¿Ya utiliza la banca en línea/móvil R1? Solicítelo rápidamente aquí.
Para solicitarlo:
- Conéctese a Banca Digital en la web o en la aplicación R1
- Pulse Cuentas -> QuickCash
Sáltese el inicio de sesión en la banca en línea/móvil y presente su solicitud directamente aquí.
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| Tipos desde el 25,00% TAE |
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APR= Annual Percentage Rate. Must be 18 years or older, individual borrowers or primary account holders only, and must be a Member of Resource One Credit Union for a minimum of 12 months to apply. Commercial accounts are not eligible. Loan application and approval required. A fee of $20 will be charged for each loan application, whether the loan is approved or declined. Loan cannot exceed $2,000 with a term not exceeding 12 months. An APR of 25.00% will be applied. Applications can only be filed once every 7 days. Loans are processed one at a time, with a maximum of 3 loans in a rolling 6-month period. The Quick Cash Loan is not eligible for the Skip-a-Payment program. Payment example: Estimated monthly payment of $95.04 per $1,000 borrowed at 25.00% APR for 12 months. Other restrictions may apply; see Credit Union for details. All loans are subject to approval. Rates as of May 15, 2026. Rates are subject to change without notice. |
Preguntas frecuentes - QuickCash
