Vehicle Title and Equity Loans
When you need cash, and you have a vehicle, you may be able to get a title or equity loan.
Use the Equity You Own
Borrow against your title or the equity in your vehicle for a quick and easy way to cash.
If your vehicle is paid off or your car is worth more than you owe, and you are looking for cash, you can use the equity in your vehicle (auto, motorcycle, and RV) as collateral for a loan.
Which type of loan is right for you?
Vehicle Title Loan
Your lien-free title is all you need to qualify to get the cash you need when you need it. The loan amount is based upon the vehicle’s value and your ability to repay. Once you are approved for the loan, we’ll keep your title until you have paid off the loan in full.
Vehicle Equity Loan
When your vehicle is worth more than what you owe, you have equity in your vehicle that you can borrow against.
Features and Benefits
When you’re in need of cash, you might be tempted by late-night commercials offering quick cash with only your car as collateral, but did you know your credit union also offers these loans at much more affordable rates with less risk. These loans are most commonly known as car title loans but go by many names—collateral loan, pink-slip loan, title pledge, or title pawn. Is this a smart option? Here are some reasons to choose a title loan through your credit union instead of another lender.