R1 Rewards Visa® Credit Card

Save up to $417 on an R1 Rewards Credit Card.1

Meet a Loan Officer by Video Chat or Call 800-375-3674

Get Rewards on Everyday Purchases

Earn unlimited 1.5% cash back on all purchases!2

Earn when you spend with the R1 Rewards Visa® Credit Card. You earn 1.5% money back on every purchase you make, and we’ll automatically deposit your cash back into your account each quarter. It’s that simple. Moving your balance into an R1 Rewards Visa® Credit Card with Resource One Credit Union could help you save money – up to $417.1 Thinking of transferring your balance? You’ll receive a 7.77% APR for the life of the balance transferred.

Key features:

= No Annual Fees
= No Balance Transfer Fees
= Unlimited Cash Rewards
= Easy Redemption

Credit cards up to 21% lower.1

Unlimited Cash Rewards

Earn unlimited 1.5% cash back on every purchase with no rebate tiers or revolving purchase categories.

No Annual Fee

Simple and hassle-free to help you keep more of your own money.

No Balance Transfer Fee

Transfer your other card balances to this one and keep everything in one place.

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Ready to Get Started?

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Meet with our specialists through a video chat.

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Questions? Call us anytime to speak with a specialist.


1 Based upon an analysis of 2,036 banking locations in Dallas-Fort Worth-Arlington Metro as of 1/11/2022, Resource One Credit Union’s rewards credit card outperformed the Dallas Metro average by 21%. $417 is the difference between the amount paid in interest between Resource One Credit Union’s rate at 10.50% APR compared to 13.27% APR for the Dallas-Fort Worth-Arlington Metro market average based upon a $5,000 average daily balance over 36 months. APR = Annual Percentage Rate. Variable Rate Visa Rewards Card. All rates and terms herein are subject to change without notice and may be subject to credit approval.

2 You will automatically earn 1.5% cash back on net purchases (purchases less any credits, returns, and adjustments). Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards.

Annual Fee None
Replacement Card $5.00
Minimum Payment Due 2.5% of balance or $50.00 minimum
Transaction Fees
Balance Transfer None
Cash Advance None
Foreign Transaction 1.00% of each transaction in U.S. dollars
Penalty Fees
Late Payment If we do not receive the required minimum payment within 10 days of the payment due date, you will be charged a late payment fee of $25.00
 Over-the-Credit Limit None
 Returned Payment Up to $25.00

APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Restrictions may apply; see credit union for details.

© 2023 Resource One Credit Union. All rights reserved.

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Federally insured by NCUA.

Resource One Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical braches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 800-375-3674 so that we may promptly assist you and remedy any accessibility concerns.