R1 Rewards VISA® Credit Card
Save up to $417 on an R1 Rewards Credit Card.1
Get Rewards on Everyday Purchases
Earn unlimited 1.5% cash back on all purchases!2
Earn when you spend with the R1 Rewards Visa® Credit Card. You earn 1.5% money back on every purchase you make, and we’ll automatically deposit your cash back into your account each quarter. It’s that simple. Moving your balance into an R1 Rewards Visa® Credit Card with Resource One Credit Union could help you save money – up to $4171. Thinking of transferring your balance? You’ll receive a 7.77% APR for the life of the balance transferred.
Key features:
Meet a Specialist by Video Chat, calling 800-375-3674, or visiting a branch.
Credit cards up to 21% lower.1
Credit Card Insights & Advice
New Year Resolutions Solutions
Making a New Years’ resolution is easy, but maintaining it is another matter. We have a few tips to start up and keep your goals running all year.
Do You Qualify For a R1CU Credit Card?
A credit card, when responsibly managed and used, provides an important financial tool that you can use in many situations. By keeping your balances low and staying on top of regular payments, you’ll build your credit history, improve your score,…
4 Reasons to Get A Business Credit Card
Whether you’re self-employed, running a small startup venture with a few employees, or operating a thriving business that is charting rapid growth, it’s never a bad idea to have a business credit card in your back pocket. Having a business…
Ready to Get Started?
Virtual Branch
Ready to apply now, meet with our virtual branch staff through video chat.
1 Based upon an analysis of 2,036 banking locations in Dallas-Fort Worth-Arlington Metro as of 1/11/2022, Resource One Credit Union’s rewards credit card outperformed the Dallas Metro average by 21%. $417 is the difference between the amount paid in interest between Resource One Credit Union’s rate at 10.50% APR compared to 13.27% APR for the Dallas-Fort Worth-Arlington Metro market average based upon a $5,000 average daily balance over 36 months. APR = Annual Percentage Rate. Variable Rate Visa Rewards Card. All rates and terms herein are subject to change without notice and may be subject to credit approval.
2 You will automatically earn 1.5% cash back on net purchases (purchases less any credits, returns, and adjustments). Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards.
| Fee Type | Fee |
|---|---|
| Annual Fee | None |
| Replacement Card | $5.00 |
| Minimum Payment Due | 2.5% of balance or $50.00 minimum |
| Transaction Fees | |
| Balance Transfer | None |
| Cash Advance | None |
| Foreign Transaction | 1.00% of each transaction in U.S. dollars |
| Penalty Fees | |
| Late Payment | If we do not receive the required minimum payment within 10 days of the payment due date, you will be charged a late payment fee of $25.00 |
| Over-the-Credit Limit | None |
| Returned Payment | Up to $25.00 |
APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans are subject to approval. Restrictions may apply; see credit union for details.
1You will automatically earn 1.5% cash back on net purchases (purchases less any credits, returns, and adjustments). Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards.
