Many kids grow up with no financial knowledge past the ability to count money. We understand knowing where to start might be difficult, or even how to explain some practices. To help our members expand their financial education, R1CU has partnered with EverFi to create a Financial Wellness Program. With a wide variety of subjects…

Wouldn’t depositing money through your phone be nice? Unfortunately, society isn’t ready to make everything digital, but we can offer an alternative. Limit your trips to the branch by depositing your checks using Mobile Deposit, found on the R1CU App. If you have the luxury of having direct deposit, those $5 birthday checks from grandma…

Financial stress is devastating. It is toxic physically and detrimental to children, marriages, and work performance. By planning now, you can get through this hard time and prepare for life after the COVID crisis. Avoid predatory lenders. There are resources available to avoid these traps. What is predatory lending? What is the true cost? Avoid…

Q: I’ve been planning to buy my first home this spring, and I’ve spent years preparing for this purchase. Now that the coronavirus has had a negative impact on the economy, I’m wondering if I should go through with my plans. Is it a good idea to buy a house during a pandemic? A: The…

Now more than ever, many of us are finding ourselves needing to make a budget plan. Balancing income or savings to monthly expenses is a necessity that you may have been taking for granted until recently. Creating a budget can help ensure you have the funds for the things that are important for you while…

The coronavirus pandemic has taken the world as we know it and turned it upside down. Hospitals are scrambling to meet the needs of their patients as the federal and local governments are issuing stricter guidelines to help stop the spread of the virus. Shopping malls that were filled with crowds just a week ago…

COVID-19 has wreaked havoc on normal life around the world. Major retailers and small businesses are closing their doors; leisure travel has almost ground to a halt; the stock market is bearing the brunt of a string of losses; and thousands of schools and universities sit vacant mid-semester while their students are home for an…

Scholastic The leading educational company has set up a “Learn From Home” website with free daily courses for kids ages K-12. Zoom The popular video conferencing app is offering free service during the coronavirus outbreak. It’s also lifted its 40-minute limit on conferences, making the app a perfect choice for hosting your child’s classroom learning,…

It isn’t easy to be holed up at home with just your family to keep you company. After two days, you may be thinking there isn’t enough coffee or chocolate in this world for a parent who’s stuck home with their kids for weeks at a time. As the parent, though, you have the unique…

Scammers are notorious for capitalizing on fear, and the coronavirus outbreak is no exception. Showing an appalling lack of the most basic morals, scammers have set up fake websites, bogus funding collections, and more in an effort to trick the fearful and unsuspecting out of their money. The World Health Organization (WHO) has published on…

Interest has been frozen on federal student loans as part of the president’s #coronavirus relief package. What does that mean for you? Get the facts! On Friday, March 13, President Donald Trump announced he would be freezing student loan interest as part of a package of emergency executive actions designed to mitigate the economic fallout…