Do You Know Your Credit Score?

Do you know what your credit score is at this exact moment? Do you even know what’s reporting towards that score? The good news is that you are entitled to one free credit report every 12 months. This report includes reporting from reporting agencies Experian, TransUnion, and Equifax, free of charge.

When getting your free credit report, be sure to do so safely. Make sure to use trustworthy websites like to view your credit report to avoid the dangers of their party websites, and you can rest easy knowing Federal Law authorizes it.

Google searching the top results might send you to a third-party company that will charge you fees to pull your report, or they will use this as a way to steal your information. You have to give your name, SSN, address, and more to verify your identity to get your credit report info. With this information, scammers can easily steal your identity.

Make sure to thoroughly review your credit report for errors and report any issues as needed. Things to look for include where you work or live, credit applications, overdue payments, payment history, and types of credit. Errors might report to all three bureaus, or just one, so make sure you cover all inaccurate reporting.  

Unlike other 3rd party credit reporting sites, members of R1CU have access to Credit Score by Savvy Money in online and mobile banking. This tool has no additional charge to view your credit score, be alerted to changes, and get advice on how to increase your score daily. So, if the idea of something lurking on your report for over a year bothers you, become a member today or learn more about Credit Report by Savvy Money.

Ready to add this feature to your account? See the video below for a step-by-step guide to get started.

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