Auto Loan Refinance

Save up to $962 on a Resource One auto loan.1

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Reset Your Loan with a Refinance

Paying off your existing car loan and refinancing into a new one with Resource One Credit Union could help you save money – up to $962. Refinancing your vehicle loan allows you to reset your rate, term, and monthly payments. If you’re still using dealer financing, rates have likely dropped since you got your existing loan. So, if you’ve been keeping up with your payments, now could be a great time to check your rate and save.

Key features:

  • Low fixed rates
  • Discounted protection products
  • No application fee
  • Flexible options

Meet a Specialist by Video Chat, calling 800-375-3674, or visiting a branch.

Drive Away with Better Terms

Lower interest rate
Now might be the right time if your credit score has improved, interest rates dropped or you didn’t receive the best initial rate.
Shorter loan term
By refinancing your loan you can not only lower your rate but can usually lower your loan term as well.
Lower monthly car payments
You may be able to reduce your monthly loan payments by lowering your APR or by choosing to extend your existing terms.

Auto loans rates up to 37% lower.1

New and Used Auto Loans

loan term apr
36 months or less as low as 5.99% APR
37 - 48 months as low as 6.49% APR
49 - 60 months as low as 6.69% APR
61 - 72 months as low as 6.99% APR
73 - 78 months as low as 7.49% APR
79 - 84 months as low as 7.99% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of November 29, 2023. Rates are subject to change without notice.

New & Used Auto Rates As Low As

5.99% APR

Meet a Specialist by Video Chat, calling 800-375-3674, or visiting a branch.

Auto Loan Insights & Advice

Ready to Get Started?

1 Based upon an analysis of 2,036 banking locations in Dallas-Fort Worth-Arlington Metro as of 1/11/2022, Resource One Credit Union’s new car loan over 60 months outperformed the Dallas Metro average by 37%. $962 is the difference between the amount paid in interest between Resource One Credit Union’s rate at 2.49% APR compared to 3.93% APR for the Dallas-Fort Worth-Arlington Metro market average over the life of a $25,000 auto loan over 60 months. APR = Annual Percentage Rate. $25k loan, 100% financing, A credit score. All rates and terms herein are subject to change without notice and may be subject to credit approval.

Existing Resource One Credit Union auto loans are not eligible for this offer.