Auto Loan Refinance

Save up to $962 on a Resource One auto loan.1

Meet a Loan Officer by Video Chat or Call 800-375-3674

Reset Your Auto Loan with a Refinance

Paying off your existing car loan and refinancing into a new one with Resource One Credit Union could help you save money – up to $962. Refinancing your vehicle loan provides an opportunity to reset your rate, term, and monthly payments. If you’re still using dealer financing, rates have likely dropped since you got your existing loan. So, if you’ve been keeping up with your payments, now could be a great time to check your rate and save.

Key features:

= Low fixed rates
= No application fee
= Discounted protection products
= Flexible options

Drive Away with Better Terms

Lower interest rate

Now might be the right time if your credit score has improved, interest rates dropped, or you didn’t receive the best initial rate.

Shorter loan term

By refinancing your loan you can not only lower your rate but can usually lower your loan term as well.

Lower monthly car payments

You may be able to reduce your monthly loan payments by lowering your APR or by choosing to extend your existing terms.

Auto loans rates up to 37% lower.1

New and Used Auto Loans

Loan TermAPR
36 months or lessas low as 5.49% APR
37 - 48 monthsas low as 5.99% APR
49 - 60 monthsas low as 6.19% APR
61 - 72 monthsas low as 6.49% APR
73 - 78 monthsas low as 6.99% APR
79 - 84 monthsas low as 7.49% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of June 01, 2023. Rates are subject to change without notice.

New & Used Auto Rates As Low As

5.49% APR

Meet a Loan Officer by Video Chat or
Call 800-375-3674

Auto Loan Insights & Advice

Can I Refinance My Car with the Same Lender?

There are many different reasons why you might choose to refinance your auto loan. Refinancing can help you get a lower interest rate on your car loan, give you more manageable monthly payments, and even change the timeline on your loan. At Resource One Credit Union,...

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Which Resource One Auto Loan is Right For You?

The opportunity to buy a car is an exciting experience, no matter when it appears. Searching for a set of wheels is your chance to find a vehicle that lets you feel safe and comfortable while you get where you need to go. Unfortunately, there is still the "budget"...

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How You Can Do Better Than 0%

When it comes to auto loans, a 0% interest rate is a head turner. But it's not always the best deal. Car dealerships generally advertise 0% offers in the summer when they're looking to make room in the showroom for newer models. The offers come from the financing arms...

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1 Based upon an analysis of 2,036 banking locations in Dallas-Fort Worth-Arlington Metro as of 1/11/2022, Resource One Credit Union’s new car loan over 60 months outperformed the Dallas Metro average by 37%. $962 is the difference between the amount paid in interest between Resource One Credit Union’s rate at 2.49% APR compared to 3.93% APR for the Dallas-Fort Worth-Arlington Metro market average over the life of a $25,000 auto loan over 60 months. APR = Annual Percentage Rate. $25k loan, 100% financing, A credit score. All rates and terms herein are subject to change without notice and may be subject to credit approval.

Existing Resource One Credit Union auto loans are not eligible for this offer.

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