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Loan Rates
Rates as of January 22, 2022. Rates are subject to change without notice.
New and Used Auto Loans
| Loan Term | APR |
| 36 months or less | as low as 1.99% APR |
| 37 - 48 months | as low as 2.19% APR |
| 49 - 60 months | as low as 2.49% APR |
| 61 - 72 months | as low as 2.89% APR |
| 72 - 78 months | as low as 3.39% APR |
| 79 - 84 months | as low as 3.99% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans are subject to approval. Rates as of January 22, 2022. Rates are subject to change without notice.
Motorcycles, ATVs, Boats, and RVs
| Loan Term | APR |
| 36 months or less | as low as 4.45% APR |
| 37 - 48 months | as low as 4.60% APR |
| 49 - 60 months | as low as 4.85% APR |
| 61 - 72 months | as low as 5.30% APR |
| 73 - 84 months | as low as 5.65% APR |
| 85 - 96 months | as low as 6.15% APR |
| 97 - 120 months | as low as 6.65% APR |
| 121 - 180 months | as low as 7.15% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans are subject to approval. Rates as of January 22, 2022. Rates are subject to change without notice.
Personal Loans
| Loan Term | APR |
| 12 months or less | as low as 7.75% APR |
| 13 - 24 months | as low as 8.00% APR |
| 25 months or more | as low as 8.25% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of January 22, 2022. Rates are subject to change without notice.
Personal Loan Loyalty Discount Members can receive an additional rate discount for Personal Loans based on their length of membership. 1.00% APR rate discount is offered to memberships of more than 5 years. 0.50% rate discount is offered to memberships between 1 and 5 years. Excludes Lines of Credit, Credit Cards, and Home Improvement Personal Loans. Restrictions may apply; see credit union for details.
Citizenship Loans
| Loan | Term | APR |
Getting Started |
12 month term | as low as 7.50% APR or 0.00% APR with up-front application fee |
Road to Citizenship |
24 month term | as low as 7.75% APR or 0.00% APR with up-front application fee |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of January 22, 2022. Rates are subject to change without notice.
Line of Credit
| APR |
| as low as 8.25% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of January 22, 2022. Rates are subject to change without notice.
Partially Secured Loan
| APR |
| as low as 7.50% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of January 22, 2022. Rates are subject to change without notice.
Savings Builder & Credit Builder Loans
| APR |
| as low as 8.99% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of January 22, 2022. Rates are subject to change without notice.
Home Improvement Personal Loans
| Loan Information |
| Rates as low as 5.99% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of January 22, 2022. Rates are subject to change without notice. Restrictions may apply; see credit union for details.
Home Equity Fixed Rate Loans
| Loan Information |
| Rates as low as 6.99% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of January 22, 2022. Rates are subject to change without notice. Please contact the Mortgage Department for further details.
Home Improvement Loans
| Loan Information |
| Rates as low as 5.00% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of January 22, 2022. Rates are subject to change without notice. Please contact the Mortgage Department for further details.
Second Lien Purchase or Refinance Fixed Rate Loans
| Loan Information |
| Rates as low as 5.00% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of January 22, 2022. Rates are subject to change without notice. Please contact the Mortgage Department for further details.
Home Equity Line of Credit Loans
| Loan Information |
| Rates as low as 6.00% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of January 22, 2022. Rates are subject to change without notice. Please contact the Mortgage Department for further details.
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