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Loan Rates

Rates as of July 14, 2020. Rates are subject to change without notice.

New and Used Auto Loans

Loan Term APR
24 months or less as low as 2.00% APR
25 - 36 months as low as 2.20% APR
37 - 48 months as low as 2.40% APR
49 - 60 months as low as 2.70% APR
61 - 72 months as low as 3.15% APR
More than 72 months as low as 3.45% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of July 14, 2020. Rates are subject to change without notice.

Boat, Motorcycle, ATV, and RV Loans

Loan Term APR
24 months or less as low as 4.00% APR
25 - 36 months as low as 4.45% APR
37 - 48 months as low as 4.60% APR
49 - 60 months as low as 4.85% APR
61 months or more as low as 5.30% APR
61 months or more as low as 5.55% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of July 14, 2020. Rates are subject to change without notice.

Personal and Line of Credit Loans

Loan TermAPR
0 - 24 monthsas low as 7.75% APR
25 months or moreas low as 8.00% APR

Personal Loan Loyalty Discount: Members can receive an additional rate discount for Personal Loans based on their length of membership. 1.00% rate discount is offered to memberships of more than 5 years. 0.50% rate discount is offered to memberships between 1 and 5 years.
Line of Credit Loans do not qualify for the Loyalty Discount. Restrictions may apply; see credit union for details.

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of July 14, 2020. Rates are subject to change without notice.

Home Improvement Personal Loans

Loan Information
Rates as low as 5.99% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of July 14, 2020. Rates are subject to change without notice. Restrictions may apply; see credit union for details.

Home Equity Fixed Rate Loans

Loan Information
Rates as low as 6.99% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of July 14, 2020. Rates are subject to change without notice. Please contact the Mortgage Department for further details.

Home Improvement Loans

Loan Information
Rates as low as 5.00% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of July 14, 2020. Rates are subject to change without notice. Please contact the Mortgage Department for further details.

Second Lien Purchase or Refinance Fixed Rate Loans

Loan Information
Rates as low as 5.00% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of July 14, 2020. Rates are subject to change without notice. Please contact the Mortgage Department for further details.

Home Equity Line of Credit Loans

Loan Information
Rates as low as 6.00% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of July 14, 2020. Rates are subject to change without notice. Please contact the Mortgage Department for further details.

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© 2020 Resource One Credit Union. All rights reserved.

Resource One Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical braches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 800-375-3674 so that we may promptly assist you and remedy any accessibility concerns.