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Loan Rates

Rates as of February 25, 2018. Rates are subject to change without notice.

New and Used Auto Loans

Loan TermAPR  
24 months or lessas low as 2.15% APR*

Estimate Your Payment   ➤

25 - 36 monthsas low as 3.40% APR
37 - 48 monthsas low as 3.55% APR
49 - 60 monthsas low as 3.80% APR
61 months or moreas low as 4.05% APR

APR= Annual Percentage Yield. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of February 25, 2018. Rates are subject to change without notice.

Boat, Motorcycle, ATV, and RV Loans

Loan TermAPR  
24 months or lessas low as 3.25% APR

Estimate Your Payment   ➤

25 - 36 monthsas low as 3.40% APR
37 - 48 monthsas low as 3.55% APR
49 - 60 monthsas low as 3.80% APR
61 months or moreas low as 4.05% APR

APR= Annual Percentage Yield. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of February 25, 2018. Rates are subject to change without notice.

Personal and Line of Credit Loans

Loan Term APR
0 - 24 months as low as 8.00% APR
25 months or more as low as 8.25% APR
Loyalty Discount An additional rate discount is offered to members based on their length of membership. 1.00% rate discount is offered to memberships of more than 5 years. 0.50% rate discount is offered to memberships between 1 and 5 years.

APR= Annual Percentage Yield. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of February 25, 2018. Rates are subject to change without notice.

Home Equity Fixed Rate Loans

Loan Information
Rates as low as 6.99% APR

APR= Annual Percentage Yield. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of February 25, 2018. Rates are subject to change without notice. Please contact the Mortgage Department for further details.

Home Improvement Loans

Loan Information
Rates as low as 5.25% APR

APR= Annual Percentage Yield. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of February 25, 2018. Rates are subject to change without notice. Please contact the Mortgage Department for further details.

Second Lien Purchase or Refinance Fixed Rate Loans

Loan Information
Rates as low as 5.25% APR

APR= Annual Percentage Yield. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of February 25, 2018. Rates are subject to change without notice. Please contact the Mortgage Department for further details.

Home Equity Line of Credit Loans

Loan Information
Rates as low as 3.99% APR

APR= Annual Percentage Yield. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of February 25, 2018. Rates are subject to change without notice. Please contact the Mortgage Department for further details.

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Resource One Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical braches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility.
Should you have any problems accessing our branches or website, please call us at 800-375-3674 so that we may promptly assist you and remedy any accessibility concerns.