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Loan Rates
Rates as of October 01, 2022. Rates are subject to change without notice.
New and Used Auto Loans
| Loan Term | APR |
| 36 months or less | as low as 3.89% APR |
| 37 - 48 months | as low as 4.09% APR |
| 49 - 60 months | as low as 4.29% APR |
| 61 - 72 months | as low as 4.69% APR |
| 73 - 78 months | as low as 5.24% APR |
| 79 - 84 months | as low as 5.84% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of October 01, 2022. Rates are subject to change without notice.
Adventure Loans (Motorcycles, ATVs, Boats, and RVs)
| Loan Term | APR |
| 36 months or less | as low as 5.49% APR |
| 37 - 48 months | as low as 5.64% APR |
| 49 - 60 months | as low as 5.89% APR |
| 61 - 72 months | as low as 6.34% APR |
| 73 - 84 months | as low as 6.69% APR |
| 85 - 96 months | as low as 7.19% APR |
| 97 - 120 months | as low as 7.69% APR |
| 121 - 180 months | as low as 8.19% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of October 01, 2022. Rates are subject to change without notice.
Personal Loans
| Loan Term | APR |
| 12 months or less | as low as 8.49% APR |
| 13 - 24 months | as low as 8.99% APR |
| 25 months or more | as low as 9.49% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of October 01, 2022. Rates are subject to change without notice. Maximum loan rate up to 18.00% APR. First payment is due within 45 days of funding the loan.
Personal Loan Loyalty Discount Members can receive an additional rate discount for Personal Loans based on their length of membership. A 1.00% APR rate discount is offered to memberships of more than 5 years. A 0.50% rate discount is offered to memberships between 1 and 5 years. Excludes Lines of Credit, Credit Cards, and Home Improvement Personal Loans. Restrictions may apply; see credit union for details.
Citizenship Loans
| Loan | Term | APR |
Getting Started | 12-month term | as low as 7.50% APR or 0.00% APR with an up-front application fee |
Road to Citizenship | 24-month term | as low as 7.75% APR or 0.00% APR with an up-front application fee |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of October 01, 2022. Rates are subject to change without notice.
Line of Credit
| APR |
| as low as 9.49% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of October 01, 2022. Rates are subject to change without notice.
Partially Secured Loan
| APR |
| as low as 11.99% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of October 01, 2022. Rates are subject to change without notice.
Savings Builder & Credit Builder Loans
| APR |
| as low as 9.99% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of October 01, 2022. Rates are subject to change without notice.
Home Improvement Personal Loans
| APR |
| Rates as low as 6.99% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of October 01, 2022. Rates are subject to change without notice. Restrictions may apply; see credit union for details.
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