Loan Rates
Rates as of January 26, 2020. Rates are subject to change without notice.
New and Used Auto Loans
| Loan Term | APR |
| 24 months or less | as low as 2.95% APR |
| 25 - 36 months | as low as 3.40% APR |
| 37 - 48 months | as low as 3.55% APR |
| 49 - 60 months | as low as 3.75% APR |
| 61 - 72 months | as low as 4.20% APR |
| More than 72 months | as low as 4.45% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of January 26, 2020. Rates are subject to change without notice.
Boat, Motorcycle, ATV, and RV Loans
| Loan Term | APR | |
| 24 months or less | as low as 4.75% APR | Estimate Your Payment ➤ |
| 25 - 36 months | as low as 5.20% APR | |
| 37 - 48 months | as low as 5.35% APR | |
| 49 - 60 months | as low as 5.60% APR | |
| 61 months or more | as low as 6.05% APR | |
| 61 months or more | as low as 6.30% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of January 26, 2020. Rates are subject to change without notice.
Personal and Line of Credit Loans
| Loan Term | APR |
| 0 - 24 months | as low as 7.75% APR |
| 25 months or more | as low as 8.00% APR |
Personal Loan Loyalty Discount: Members can receive an additional rate discount for Personal Loans based on their length of membership. 1.00% rate discount is offered to memberships of more than 5 years. 0.50% rate discount is offered to memberships between 1 and 5 years.
Line of Credit Loans do not qualify for the Loyalty Discount. Restrictions may apply; see credit union for details.
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of January 26, 2020. Rates are subject to change without notice.
Home Improvement Personal Loans
| Loan Information |
| Rates as low as 5.99% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of January 26, 2020. Rates are subject to change without notice. Restrictions may apply; see credit union for details.
Home Equity Fixed Rate Loans
| Loan Information |
| Rates as low as 6.99% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of January 26, 2020. Rates are subject to change without notice. Please contact the Mortgage Department for further details.
Home Improvement Loans
| Loan Information |
| Rates as low as 5.00% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of January 26, 2020. Rates are subject to change without notice. Please contact the Mortgage Department for further details.
Second Lien Purchase or Refinance Fixed Rate Loans
| Loan Information |
| Rates as low as 5.00% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of January 26, 2020. Rates are subject to change without notice. Please contact the Mortgage Department for further details.
Home Equity Line of Credit Loans
| Loan Information |
| Rates as low as 6.00% APR |
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of January 26, 2020. Rates are subject to change without notice. Please contact the Mortgage Department for further details.
