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Loan Rates

Rates as of October 01, 2022. Rates are subject to change without notice.

New and Used Auto Loans

Loan TermAPR
36 months or lessas low as 3.89% APR
37 - 48 monthsas low as 4.09% APR
49 - 60 monthsas low as 4.29% APR
61 - 72 monthsas low as 4.69% APR
73 - 78 monthsas low as 5.24% APR
79 - 84 monthsas low as 5.84% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of October 01, 2022. Rates are subject to change without notice.

Adventure Loans (Motorcycles, ATVs, Boats, and RVs)

Loan TermAPR
36 months or lessas low as 5.49% APR
37 - 48 monthsas low as 5.64% APR
49 - 60 monthsas low as 5.89% APR
61 - 72 monthsas low as 6.34% APR
73 - 84 monthsas low as 6.69% APR
85 - 96 monthsas low as 7.19% APR
97 - 120 monthsas low as 7.69% APR
121 - 180 monthsas low as 8.19% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of October 01, 2022. Rates are subject to change without notice.

Personal Loans

Loan TermAPR
12 months or lessas low as 8.49% APR
13 - 24 monthsas low as 8.99% APR
25 months or moreas low as 9.49% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of October 01, 2022. Rates are subject to change without notice. Maximum loan rate up to 18.00% APR. First payment is due within 45 days of funding the loan.

Personal Loan Loyalty Discount Members can receive an additional rate discount for Personal Loans based on their length of membership. A 1.00% APR rate discount is offered to memberships of more than 5 years. A 0.50% rate discount is offered to memberships between 1 and 5 years. Excludes Lines of Credit, Credit Cards, and Home Improvement Personal Loans. Restrictions may apply; see credit union for details.

Citizenship Loans

LoanTermAPR

Getting Started

12-month termas low as 7.50% APR or 0.00% APR with an up-front application fee

Road to Citizenship

24-month termas low as 7.75% APR or 0.00% APR with an up-front application fee

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of October 01, 2022. Rates are subject to change without notice.

Line of Credit

APR
as low as 9.49% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of October 01, 2022. Rates are subject to change without notice.

Partially Secured Loan

APR
as low as 11.99% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of October 01, 2022. Rates are subject to change without notice.

Savings Builder & Credit Builder Loans

APR
as low as 9.99% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of October 01, 2022. Rates are subject to change without notice.

Home Improvement Personal Loans

APR
Rates as low as 6.99% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of October 01, 2022. Rates are subject to change without notice. Restrictions may apply; see credit union for details.

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Resource One Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical braches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 800-375-3674 so that we may promptly assist you and remedy any accessibility concerns.