Tarifas

Rates as of February 13, 2026. Rates are subject to change without notice.

Tipos de depósito

Certificados y cuentas IRA

Tipos de préstamo

Tarifas comerciales

Tipos de depósito

Tipos de ahorro regulares
saldo tarifa apy
250,00 $ o más 0.10% 0.10%

APY= Annual Percentage Yield. The minimum balance to open is $25.00. Minimum balance to earn $250.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of February 13, 2026. Rates are subject to change without notice.

Tipos de ahorro adicionales
saldo tarifa apy
250,00 $ o más 0.10% 0.10%

APY= Annual Percentage Yield. Minimum balance to open $0.00. Minimum balance to earn $250.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of February 13, 2026. Rates are subject to change without notice.

Tipos de ahorro IRA y SEP
saldo tarifa apy
50,00 $ o más 0.35% 0.35%

APY= Annual Percentage Yield. Minimum balance to open $50.00. Minimum balance to earn $50.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date. Rates as of February 13, 2026. Rates are subject to change without notice.

Ahorro de verano y tarifas del Club de Vacaciones
saldo tarifa apy
250,00 $ o más 0.10% 0.10%

APY= Annual Percentage Yield. Minimum balance to open $5.00. Minimum balance to earn $250.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of February 13, 2026. Rates are subject to change without notice.

Tipos de ahorro Roary & CU Succeed
saldo tarifa apy
50,00 $ o más 0.10% 0.10%

APY= Annual Percentage Yield. Minimum balance to open $25.00. Minimum balance to earn $50.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of February 13, 2026. Rates are subject to change without notice.

Tarifas de las cuentas de gastos preferentes
saldo tarifa apy
5.000,00 dólares o más 0.10% 0.10%

APY= Annual Percentage Yield. Minimum balance to open $100.00. Minimum balance to earn $5,000.00. Paid quarterly with a daily balance of $5,000.00. Monthly maintenance fee of $9.00 (Waive the monthly service fee by: (1) maintain an average daily balance of $5,000.00 or more; or (2) monthly direct deposits totaling at least $1,000.00 and 20 debit card transactions per month (PIN or Signature). Fees could reduce earnings on the account. Rates as of February 13, 2026. Rates are subject to change without notice.

Tarifas de las cuentas de gastos directos
saldo tarifa apy
0,00 $ o más 0.00% 0.00%

APY= Annual Percentage Yield. Minimum balance to open $50.00. $5.00 monthly maintenance fees. Non-dividend account. Rates as of February 13, 2026. Rates are subject to change without notice.

Tarifas de la cuenta de gastos diarios
saldo tarifa apy
0,00 $ o más 0.00% 0.00%

APY= Annual Percentage Yield. Minimum balance to open $0.00. No monthly maintenance fees. Non-dividend account. Rates as of February 13, 2026. Rates are subject to change without notice.

Tarifas de la cuenta de cheques Empower
saldo tarifa apy
0,00 $ o más 0.00% 0.00%

APY= Annual Percentage Yield. Minimum balance to open $25.00. Monthly maintenance fee of $20.00. Non-dividend account. Rates as of February 13, 2026. Rates are subject to change without notice.

Tasas de la cuenta corriente CU Succeed
saldo tarifa apy
0,00 $ o más 0.00% 0.00%

APY= Annual Percentage Yield. Minimum balance to open $0.00. No monthly maintenance fees. Non-dividend account. Rates as of February 13, 2026. Rates are subject to change without notice.

Tipos del mercado monetario
saldo tarifa apy
$0.00 - $2,499.99 0.00% 0.00%
$2,500.00 - $24,999.99 1.20% 1.21%
$25,000.00 - $99,999.99 1.10% 1.11%
100.000,00 dólares o más 1.00% 1.00%

APY= Annual Percentage Yield. The minimum balance to open is $2,500.00. The minimum balance to earn is $2,500.00. Fees could reduce earnings on the account. Limit one money market account per membership. Rates as of February 13, 2026. Rates are subject to change without notice.

Certificados y cuentas IRA

Certificados ordinarios hasta

3.45% APY

Certificados IRA hasta

3,71% APY

Tarifas regulares de los certificados
plazo tarifa apy
3 meses 2.00% 2.02%
6 meses 2.50% 2.53%
12 meses 3.00% 3.04%
24 meses 3.40% 3.45%
36 meses 3.25% 3.30%
48 meses 3.30% 3.35%
60 meses 3.25% 3.30%

APY= Annual Percentage Yield. The minimum balance to open a Regular Certificate is $500.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date, and fees may reduce earnings. Rates as of February 13, 2026. Rates are subject to change without notice.

Tarifas de los certificados Save to Win
plazo tarifa apy
12 meses 2.90% 2.94%

APY= Annual Percentage Yield. The minimum balance to open a Save to Win® Certificate is $25.00. The certificate has a 12-month term. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date, and fees may reduce earnings. Rates as of February 13, 2026. Rates are subject to change without notice.

Tipos de los certificados IRA
plazo tarifa apy
3 meses 2.25% 2.27%
6 meses 2.75% 2.78%
12 meses 3.25% 3.30%
24 meses 3.65% 3.71%
36 meses 3.50% 3.56%
48 meses 3.55% 3.61%
60 meses 3.50% 3.56%

APY= Annual Percentage Yield. The minimum balance to open IRA Certificate is $500.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date and fees may reduce earnings. Rates as of February 13, 2026. Rates are subject to change without notice.

Tipos de préstamo

Precios de Autos Nuevos y Usados Tan Bajos Como

4.79% APR

Préstamos de aventura

6.59% APR

Préstamos QuickCash
APR
Tipos desde el 25,00% TAE

APR= Annual Percentage Rate. Must be 18 years or older, individual borrowers or primary account holders only, and must be a Member of Resource One Credit Union for a minimum of 12 months to apply. Commercial accounts are not eligible. Loan application and approval required. A fee of $20 will be charged for each loan application, whether the loan is approved or declined. Loan cannot exceed $2,000 with a term not exceeding 12 months. An APR of 25.00% will be applied. Applications can only be filed once every 7 days. Loans are processed one at a time, with a maximum of 3 loans in a rolling 6-month period. The Quick Cash Loan is not eligible for the Skip-a-Payment program. Payment example: Estimated monthly payment of $95.04 per $1,000 borrowed at 25.00% APR for 12 months. Other restrictions may apply; see Credit Union for details. All loans are subject to approval. Rates as of February 13, 2026. Rates are subject to change without notice.

Préstamos para automóviles nuevos y usados
plazo del préstamo abr
36 meses o menos as low as 4.79% APR
37 - 48 meses as low as 4.84% APR
49 - 60 meses as low as 4.89% APR
61 - 72 meses as low as 4.99% APR
73 - 78 meses as low as 5.19% APR
79 - 84 meses as low as 5.79% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of February 13, 2026. Rates are subject to change without notice.

Préstamos de aventura (motocicletas, todoterrenos, embarcaciones y vehículos recreativos)
plazo del préstamo abr
36 meses o menos as low as 6.59% APR
37 - 48 meses desde 6,74% TAE
49 - 60 meses desde 6,99% TAE
61 - 72 meses as low as 7.44% APR
73 - 84 meses N/A
85 - 96 meses N/A
97 - 120 meses N/A
121 - 180 meses N/A

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of February 13, 2026. Rates are subject to change without notice.

Préstamos personales
plazo del préstamo abr
12 meses o menos desde 8,99% TAE
13 - 24 meses as low as 9.49% APR
25 - 36 meses desde 9,99% TAE
37 - 48 meses desde 10,49% TAE
49 - 60 meses desde 10,99% TAE

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Maximum loan rate up to 18.00% APR. First payment is due within 45 days of funding the loan. Rates as of February 13, 2026. Rates are subject to change without notice.

Línea de crédito
APR
Tipos desde el 14,49% TAE

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of February 13, 2026. Rates are subject to change without notice.

Préstamos personales para mejoras en el hogar
APR
Tipos desde el 9,49% TAE

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. Restrictions may apply; see credit union for details. Rates as of February 13, 2026. Rates are subject to change without notice.

Préstamos generadores de ahorro y crédito
APR
desde 9,99% TAE

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of February 13, 2026. Rates are subject to change without notice.

Préstamos para la nacionalidad
préstamo plazo abr
Primeros pasos 12 meses 12,24% TAE o 0,00 TAE que incluye una comisión de solicitud
Camino a la ciudadanía 24 meses 12,74% TAE o 0,00 TAE que incluye una comisión de solicitud

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of February 13, 2026. Rates are subject to change without notice.

Empresas

Suite Executive Business Ahorro
APR
Tenemos una cuenta que se adapta a sus necesidades. Póngase en contacto con un responsable de desarrollo empresarial para obtener más información. Llame al 214-319-3100.

APR= Annual Percentage Yield. Rates as of February 13, 2026. Rates are subject to change without notice.

Mercado monetario Executive Suite
saldo tarifa apy
$0.00 - $2,499.99 0.00% 0.00%
$2,500.00 - $24,999.99 1.20% 1.21%
$25,000.00 - $99,999.99 1.10% 1.11%
100.000 dólares o más 1.00% 1.00%

APY= Annual Percentage Yield. The minimum balance to open is $2,500.00. The minimum balance to earn is $2,500.00. Fees could reduce earnings on the account. Rates as of February 13, 2026. Rates are subject to change without notice.