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Deposit Rates

Rates as of June 01, 2020. Rates are subject to change without notice.

Regular Savings Rates

BalanceRateAPY
$250.00 and above0.05%0.05%

APY= Annual Percentage Yield. Minimum balance to open $25.00. Minimum balance to earn $250.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of June 01, 2020. Rates are subject to change without notice.

Additional Savings Rates

BalanceRateAPY
$250.00 and above0.05%0.05%

APY= Annual Percentage Yield. Minimum balance to open $0.00. Minimum balance to earn $250.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds.  Rates as of June 01, 2020. Rates are subject to change without notice.

IRA & SEP Savings Rates

Balance Rate APY
$50.00 and above 0.25% 0.25%

APY= Annual Percentage Yield. Minimum balance to open $50.00. Minimum balance to earn $50.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date. Rates as of June 01, 2020. Rates are subject to change without notice.

Summer Savings & Holiday Club Rates

BalanceRateAPY
$250.00 and above0.10%0.10%

APY= Annual Percentage Yield. Minimum balance to open $5.00. Minimum balance to earn $250.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of June 01, 2020. Rates are subject to change without notice.

Roary & CU Succeed Savings Rates

BalanceRateAPY
$50.00 and above0.10%0.10%

APY= Annual Percentage Yield. Minimum balance to open $25.00. Minimum balance to earn $50.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds. Rates as of June 01, 2020. Rates are subject to change without notice.

Money Market Rates

BalanceRateAPY
$0.00 – $2,499.990.00%0.00%
$2,500.00 – $24,999.991.00%1.00%
$25,000.00 - $49,999.990.75%0.75%
$50,000.00 - $99,999.990.65%0.65%
$100,000.00 and above0.50%0.50%

APY= Annual Percentage Yield. Minimum balance to open $2,500.00. Minimum balance to earn $2,500.00. Fees could reduce earnings on the account. Rates as of June 01, 2020. Rates are subject to change without notice. Limit one money market account per membership.

Daily Spending Account Rates

Balance Rate APY
$0.00 and above 0.00% 0.00%

APY= Annual Percentage Yield. Minimum balance to open $0.00. No monthly maintenance fees. Non-dividend account. Rates as of June 01, 2020. Rates are subject to change without notice.

Direct Spending Account Rates

BalanceRateAPY
$0.00 and above0.00%0.00%

APY= Annual Percentage Yield. Minimum balance to open $50.00. $3.00 monthly maintenance fees. Non-dividend account. Rates as of June 01, 2020. Rates are subject to change without notice.

Prime Spending Account Rates

BalanceRateAPY
$2,500.00 and above0.05%0.05%

APY= Annual Percentage Yield. Minimum balance to open $100.00. Minimum balance to earn $2,500.00. Paid quarterly with a daily balance of $2,500.00. Monthly maintenance fee of $7.00 if daily balance requirement of $2,500.00 is not met or a minimum monthly collective direct deposit of $1,000 & 10 debit card transactions. Fees could reduce earnings on the account. Rates as of June 01, 2020. Rates are subject to change without notice.

Empower Checking Rates

Balance Rate APY
$0.00 and above 0.00% 0.00%

APY= Annual Percentage Yield. Minimum balance to open $25.00. Monthly maintenance fee of $20.00. Non-dividend account. Rates as of June 01, 2020. Rates are subject to change without notice.

CU Succeed Checking Rates

Balance Rate APY
$0.00 and above 0.00% 0.00%

APY= Annual Percentage Yield. Minimum balance to open $0.00. No monthly maintenance fees. Non-dividend account. Rates as of June 01, 2020. Rates are subject to change without notice.

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Resource One Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical braches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 800-375-3674 so that we may promptly assist you and remedy any accessibility concerns.