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Certificate and IRA Certificate Rates

Rates as of June 01, 2020. Rates are subject to change without notice.

Regular Certificate Rates

TermRateAPY
3 months0.30%0.30%
6 months0.30%0.30%
12 months0.60%0.60%
24 months1.00%1.00%
36 months1.15%1.16%
48 months1.25%1.26%
60 months1.45%1.46%

APY= Annual Percentage Yield. Minimum balance to open Regular Certificate $500.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date and fees may reduce earnings. Rates as of June 01, 2020. Rates are subject to change without notice.

IRA Certificate Rates

TermRateAPY
3 months0.55%0.55%
6 months0.55%0.55%
12 months0.85%0.85%
24 months1.25%1.26%
36 months1.40%1.41%
48 months1.50%1.51%
60 months1.70%1.71%

APY= Annual Percentage Yield. Minimum balance to open IRA Certificate is $500.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date and fees may reduce earnings. Rates as of June 01, 2020. Rates are subject to change without notice.

Flex Certificate Rates

TermRateAPY
3 months0.30%0.30%
6 months0.30%0.30%
12 months0.60%0.60%
24 months1.00%1.00%

APY= Annual Percentage Yield. Minimum balance to open Flex Certificate $250.00. Any term 3-24 months. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date and fees may reduce earnings. Rates as of June 01, 2020. Rates are subject to change without notice.

Save to Win® Certificate Rates

TermAmountRateAPY
12 months$25 - $4,999.991.00%1.00%
12 months$5,000 and above0.60%0.60%

APY= Annual Percentage Yield. Minimum balance to open Save to Win® Certificate $25.00. The certificate has a 12-month term. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date and fees may reduce earnings. Rates as of June 01, 2020. Rates are subject to change without notice.

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