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Certificate of Deposit and IRA Rates

Rates as of December 19, 2018. Rates are subject to change without notice.

Regular CD Rates

TermRateAPY
3 months0.40%0.40%
6 months0.70%0.70%
12 months0.95%0.95%
18 months1.19%1.20%
24 months1.83%1.85%
30 months2.03%2.05%
36 months2.28%2.30%
48 months2.57%2.60%
60 months2.96%3.00%

APY= Annual Percentage Yield. Minimum balance to open Regular CD $500. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date and fees may reduce earnings. Rates as of December 19, 2018. Rates are subject to change without notice.

Jumbo CD and IRA Rates

TermRateAPY
3 months0.50%0.50%
6 months0.80%0.80%
12 months1.05%1.06%
18 months1.29%1.30%
24 months1.93%1.95%
30 months2.13%2.15%
36 months2.38%2.41%
48 months2.67%2.70%
60 months3.06%3.10%

APY= Annual Percentage Yield. Minimum balance to open Jumbo CD $90,000. Minimum balance to open IRA $500. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date and fees may reduce earnings. Rates as of December 19, 2018. Rates are subject to change without notice.

Flex CD Rates

TermRateAPY
3 months0.40%0.40%
6 months0.70%0.70%
12 months0.95%0.95%
18 months1.19%1.20%
24 months1.83%1.85%

APY= Annual Percentage Yield. Minimum balance to open Flex CD $250. Any term 1-24 months. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date and fees may reduce earnings. Rates as of December 19, 2018. Rates are subject to change without notice.

Executive Suite Flex CD Rates

TermRateAPY
3 months0.50%0.50%
6 months0.80%0.80%
12 months1.05%1.06%
18 months1.29%1.30%
24 months1.64%1.65%

APY= Annual Percentage Yield. Minimum balance to open an Executive Suite Flex CD $1,000. Any term 1-24 months. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date and fees may reduce earnings. Rates as of December 19, 2018. Rates are subject to change without notice.

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