Certificate and IRA Certificate Rates
Rates as of January 26, 2020. Rates are subject to change without notice.
IRA Certificate Promotional Rate
Limited Time Only!
| Term | Rate | APY |
| 32 months | 3.00% | 3.04% |
APY= Annual Percentage Yield. Minimum balance to open IRA Certificate $1,000.00. The certificate has a 32 month term. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date and fees may reduce earnings. Rates as of January 26, 2020. Rates are subject to change without notice.
Regular Certificate Rates
| Term | Rate | APY |
| 3 months | 0.40% | 0.40% |
| 6 months | 1.09% | 1.10% |
| 12 months | 1.39% | 1.40% |
| 18 months | 1.59% | 1.60% |
| 24 months | 1.83% | 1.85% |
| 30 months | 1.93% | 1.95% |
| 36 months | 2.00% | 2.02% |
| 48 months | 2.25% | 2.27% |
| 60 months | 2.45% | 2.48% |
APY= Annual Percentage Yield. Minimum balance to open Regular Certificate $500. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date and fees may reduce earnings. Rates as of January 26, 2020. Rates are subject to change without notice.
Jumbo Certificate and IRA Certificate Rates
| Term | Rate | APY |
| 3 months | 0.50% | 0.50% |
| 6 months | 1.19% | 1.20% |
| 12 months | 1.49% | 1.50% |
| 18 months | 1.69% | 1.70% |
| 24 months | 1.93% | 1.95% |
| 30 months | 2.03% | 2.05% |
| 36 months | 2.10% | 2.12% |
| 48 months | 2.35% | 2.38% |
| 60 months | 2.55% | 2.58% |
APY= Annual Percentage Yield. Minimum balance to open Jumbo Certificate is$90,000.00. Minimum balance to open IRA Certificate is $1,000.00. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date and fees may reduce earnings. Rates as of January 26, 2020. Rates are subject to change without notice.
Flex Certificate Rates
| Term | Rate | APY |
| 3 months | 0.40% | 0.40% |
| 6 months | 1.09% | 1.10% |
| 12 months | 1.39% | 1.40% |
| 18 months | 1.59% | 1.60% |
| 24 months | 1.83% | 1.85% |
APY= Annual Percentage Yield. Minimum balance to open Flex Certificate $250. Any term 1-24 months. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date and fees may reduce earnings. Rates as of January 26, 2020. Rates are subject to change without notice.
Save to Win® Certificate Rates
| Term | Amount | Rate | APY |
| 12 months | $25 - $5,000 | 1.83% | 1.85% |
| 12 months | over $5,000 | 1.39% | 1.40% |
APY= Annual Percentage Yield. Minimum balance to open Save to Win® Certificate $25. The certificate has a 12 month term. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date and fees may reduce earnings. Rates as of January 26, 2020. Rates are subject to change without notice.
Executive Suite Flex Certificate Rates
| Term | Rate | APY |
| 3 months | 0.50% | 0.50% |
| 6 months | 1.19% | 1.20% |
| 12 months | 1.49% | 1.50% |
| 18 months | 1.69% | 1.70% |
| 24 months | 1.93% | 1.95% |
APY= Annual Percentage Yield. Minimum balance to open an Executive Suite Flex Certificate $1,000. Any term 1-24 months. Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal of funds prior to the maturity date and fees may reduce earnings. Rates as of January 26, 2020. Rates are subject to change without notice.
