Choose Your Road to Savings!

Purchase a New or Used Vehicle

No matter what type of vehicle – new or used – you’re looking to buy, we make it easy to get the financing you need. With a wide selection of financing options and flexible terms, we can help you keep your monthly payments where you want them. The best place to start is getting pre-qualified. You’ll feel more in control when you’re at the dealership knowing what you have to spend and be able to negotiate a better price. Once you’ve found your new vehicle, we’ll be ready with your financing to make your purchase a quick and smooth process.

Meet a Loan Officer by Video Chat or Call 800-375-3674

New & Used Auto Rates As Low As

2.49% APR

Refinance from Another Lender

If you didn’t finance your auto loan with Resource One, there is a good chance you’re paying too much. Our members receive the most competitive rates and discounts on protection products saving you even more with your investment. Your financial condition changes, and so does the market. Let’s evaluate your auto loan to find your savings. Our team is ready to start the process whenever you are. Don’t worry about fees for your application…there are no application fees.

Meet a Loan Officer by Video Chat or Call 800-375-3674

Auto Refinance Rates As Low As

2.49% APR

Protect Your Auto with Additional Products

Members Save on Average up to $2,400 compared to purchasing auto products from dealerships!

Vehicle Service Contract

Vehicle Service Contract

What if your vehicle needs a repair after your factory warranty has expired? If this happens, a Vehicle Service Contract can protect you from paying high repair costs. We cover a range of mechanical breakdowns. You simply choose the coverage that’s best for you.

Save on average up to $900 when you get your Vehicle Service Contract with Resource One instead of the dealership.

DentGuard® Ultra

DentGuard® Ultra

No matter where you’re headed, dents, dings, blowouts, flats, chips, and cracks await. Even the most common incidents can result in uncommon repair costs. DentGuard® Ultra Protection offers comprehensive coverage to get you back on the road fast with no out-of-pocket expense.

Save on average up to $1,500 when you sign up for DentGuard® Ultra with Resource One instead of the dealership.

Unemployment Payment Protection

Unemployment Payment Protection

We have you covered for the unexpected when you sign up for Unemployment Payment Protection. In the event you experience an unexpected job loss that could prevent you from making loan payments, this coverage has your back.

Get peace of mind from the unexpected and receive protection that most dealers won’t offer.

Auto Product Savings
Savings calculated by comparing back-end auto products with the average price of dealers offering the same or similar products. Savings not guaranteed.

Your Savings Starts Here

Apply today, and one of our expert loan officers will help you navigate your next vehicle purchase. We will help you find the best savings possible and at our lowest rate. Our team is here to help you find the best fit for your financial budget, no matter what it is, and get you on the road.

Special Offers for You

Save an additional 0.50% APR on your new auto!

If you are buying a new vehicle with less than 5,000 miles or has never been titled you could qualify for an additional 0.50% APR discount on your qualified rate.

Meet a Loan Officer by Video Chat or Call 800-375-3674

APR=Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans subject to approval. Offer applies to consumer loans only; commercial loans do not qualify. Restrictions may apply; see credit union for details.

Save an additional 0.50% APR with the value of your auto!

Is your vehicle worth more than you need for your vehicle loan? If so, you could receive an additional 0.50% APR discount on your qualified rate when you finance that vehicle with Resource One.

How It Works

Loan-to-Value = Vehicle Loan Amount / Appraised Vehicle Value

So if you have a vehicle that has a loan amount of $9,000 and the actual value of the vehicle is $11,000 you would have an LTV (Loan-to-Value) of 82%.

Meet a Loan Officer by Video Chat or Call 800-375-3674

APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans are subject to approval. Loan-to-Value (LTV) must be less than 90% to qualify for the offer. Offer applies to consumer loans only; commercial loans do not qualify. Restrictions may apply; see credit union for details.

Special Birthday OfferOur gift to you!

Happy Birthday to you! If you purchase a vehicle around your birthday we will give you $100. Now doesn't that sound sweet?

Meet a Loan Officer by Video Chat or Call 800-375-3674

APR=Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans subject to approval. Offer applies to consumer loans only; commercial loans do not qualify. Restrictions may apply; see credit union for details.

Love My Credit Union CarvanaDrive Off with $100 Cash!

Get $100 cash reward from Love My Credit Union Rewards when you buy a vehicle from Carvana.
  • Browse certified inventory: low mileage, no reported accidents, 150-point inspection.
  • Shop from home: buy online with delivery or pickup available as soon as the next day.
  • Get more for less: save valuable time and money by shopping online.
  • Buy with confidence: 7-day money-back guarantee, 100-day warranty.
  • Finance with ease: easily finance a Carvana purchase with a loan from Resource One Credit Union.

Meet a Loan Officer by Video Chat or Call 800-375-3674

* Valid only for Carvana purchases through LoveMyCreditUnion.org. See Terms and Conditions. Restrictions may apply; see credit union for details.

Low Rates that are Competitive

New and Used Auto Loans

Loan TermAPR
36 months or lessas low as 2.49% APR
37 - 48 monthsas low as 2.69% APR
49 - 60 monthsas low as 2.99% APR
61 - 72 monthsas low as 3.39% APR
73 - 78 monthsas low as 3.89% APR
79 - 84 monthsas low as 4.49% APR

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans are subject to approval. Rates as of July 07, 2022. Rates are subject to change without notice.

New & Used Auto Rates As Low As

2.49% APR

Meet a Loan Officer by Video Chat or
Call 800-375-3674

Ready to Get Started?

Apply Online

Use our easy online application process to get started right away.

Apply Now

Video Banking

Meet with our specialists through a video chat.

Video Banking

Apply by Phone

Questions? Call us anytime to speak with a specialist.

1-800-375-3674

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© 2022 Resource One Credit Union. All rights reserved.

Resource One Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical braches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 800-375-3674 so that we may promptly assist you and remedy any accessibility concerns.