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Protect Your Auto with Additional Products

Members Save on Average up to $2,400 compared to purchasing auto products from dealerships!

Vehicle Service Contract

Vehicle Service Contract

What if your vehicle needs a repair after your factory warranty has expired? If this happens, a Vehicle Service Contract can protect you from paying high repair costs. We cover a range of mechanical breakdowns. You simply choose the coverage that’s best for you.

Save on average up to $900 when you get your Vehicle Service Contract with Resource One instead of the dealership.

DentGuard® Ultra

DentGuard® Ultra

No matter where you’re headed, dents, dings, blowouts, flats, chips, and cracks await. Even the most common incidents can result in uncommon repair costs. DentGuard® Ultra Protection offers comprehensive coverage to get you back on the road fast with no out-of-pocket expense.

Save on average up to $1,500 when you sign up for DentGuard® Ultra with Resource One instead of the dealership.

Unemployment Payment Protection

Unemployment Payment Protection

We have you covered for the unexpected when you sign up for Unemployment Payment Protection. In the event you experience an unexpected job loss that could prevent you from making loan payments, this coverage has your back.

Get peace of mind from the unexpected and receive protection that most dealers won’t offer.

Your Savings Starts Here

Apply today, and one of our expert loan officers will help you navigate your next vehicle purchase. We will help you find the best savings possible and at our lowest rate. Our team is here to help you find the best fit for your financial budget, no matter what it is, and get you on the road.

Auto Loan Features and Benefits

No matter what type of vehicle – new or used – you’re looking to buy, we make it easy to get the financing you need. With a wide selection of financing options and flexible terms, we can help you keep your monthly payments where you want them. The best place to start is getting pre-qualified. You’ll feel more in control when you’re at the dealership knowing what you have to spend and be able to negotiate a better price. Once you’ve found your new vehicle, we’ll be ready with your financing to make your purchase a quick and smooth process.

  • Wide variety of loans for new and used vehicles, as well as motorcycles and RVs
  • You’ll always receive a competitive rate – with no application fee when booked at Resource One Credit Union
  • Loan Payment Protection Products – Protect your investment after you buy

Auto Loan Application Process

A Resource One Credit Union auto loan could get you on the road again with a great rate quickly.

Submit an application

To get the loan process started, first submit an online loan application. You can also apply by calling 800-375-3674.

Get pre-qualified

We will process your application and notify you when your pre-qualification is completed, usually the same day.

Negotiate the best deal

Be sure to bring your loan pre-qualification to the dealer, as this will give you maximum leverage and help you negotiate the best deal. Save even more time and money when you use Auto Research Service.

Complete your loan documents

Once the deal is finalized, send us the purchase agreement and we can finalize your loan documents online using Docusign.

Finalize your financing

We’ll send the funds to you or the dealer.

Ready to Get Started?

Apply Online

Use our easy online application process to get started right away.

Apply Now

Apply in Person

Visit any of our locations to start the process of your new loan.

Find a Branch

Apply by Phone

Questions? Call us anytime to speak with a specialist.


Auto Loans

APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on credit worthiness, qualifications, and collateral conditions. All loans subject to approval. Offer applies to consumer loans only; commercial vehicles and commercial loans do not qualify. Interest accrues during the no payment period. Payment Example: Estimated monthly payment of $19.78 per $1,000 borrowed at 6.95% APR for 60 months. Restrictions may apply; see credit union for details.

Auto Product Savings
Savings calculated by comparing back-end auto products with the average price of dealers offering the same or similar products. Savings not guaranteed.

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© 2021 Resource One Credit Union. All rights reserved.

Resource One Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical braches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 800-375-3674 so that we may promptly assist you and remedy any accessibility concerns.