Resource One Spending Accounts

The new & improved checking account.

Resource One saves member households up to $211 with an R1 membership.1

Meet an Account Specialist by Video Chat or Call 800-375-3674

Get More from Your Account

Our members know the benefits that come with a Resource One Spending Account, the new and improved checking account. We offer several options to select from the super saver, the discount finder, to the earn more with your money; we have the account that is just right for you. Now is the perfect time to open a Resource One Spending Account through Video Chat, on the phone at 800-375-3674, in a branch that is convenient to you, or with our easy online application.

Compare and Select Your Account

Daily Spending Account
Our basic account with your everyday deposit & spending capabilities.
Standard Benefits
= Direct Deposit
= Debit Card
= Send Money
= Online & Mobile Banking
= Credit Score Monitoring
= Mobile Deposit 3
Meet an Account Specialist by Video Chat or Call 800-375-3674

Most Popular

Prime Spending Account
Your spending account for daily purchases and earning interest.

Standard Benefits

= Direct Deposit
= Debit Card
= Send Money
= Online & Mobile Banking
= Credit Score Monitoring
= Mobile Deposit 3

Exclusive Benefits

= Up to $20 a month in ATM Rebates 2
= Earn Interest
= Up to $400 in Cell Phone Protection 4,5
= Roadside Assistance
= Earn up to 10¢/gallon in fuel rewards 6
= Cut monthly bills with Billshark 7
= Local & National Retailer Discounts
Meet an Account Specialist by Video Chat or Call 800-375-3674
Direct Spending Account
The account if you want a few perks and all the basics.
Standard Benefits
= Direct Deposit
= Debit Card
= Send Money
= Online & Mobile Banking
= Credit Score Monitoring
= Mobile Deposit 5

Exclusive Benefits

= Up to $15 a month in ATM Rebates 2
= Up to $400 in Cell Phone Protection 4,5
= Roadside Assistance
= Local & National Retailer Discounts
Meet an Account Specialist by Video Chat or Call 800-375-3674

Most Popular

Prime Spending Account
Your spending account for daily purchases and earning interest.
Standard Benefits
= Direct Deposit
= Debit Card
= Send Money
= Online & Mobile Banking
= Credit Score Monitoring
= Mobile Deposit 3

Exclusive Benefits

= Up to $20 a month in ATM Rebates 2
= Earn Interest
= Up to $400 in Cell Phone Protection 4,5
= Roadside Assistance
= Earn up to 10¢/gallon in fuel rewards 6
= Cut monthly bills with Billshark 7
= Local & National Retailer Discounts
Meet an Account Specialist by Video Chat or Call 800-375-3674
Direct Spending Account
The account if you want a few perks and all the basics.
Standard Benefits
= Direct Deposit
= Debit Card
= Send Money
= Online & Mobile Banking
= Credit Score Monitoring
= Mobile Deposit 5

Exclusive Benefits

= Up to $15 a month in ATM Rebates 2
= Up to $400 in Cell Phone Protection 4,5
= Roadside Assistance
= Local & National Retailer Discounts
Meet an Account Specialist by Video Chat or Call 800-375-3674
Daily Spending Account
Our basic account with your everyday deposit & spending capabilities.
Standard Benefits
= Direct Deposit
= Debit Card
= Send Money
= Online & Mobile Banking
= Credit Score Monitoring
= Mobile Deposit 3
Meet an Account Specialist by Video Chat or Call 800-375-3674

Account Insights & Advice

How to Open a Checking Account

Opening a checking account is often the first step toward establishing a new banking presence. Whether you are getting your kids started with banking to teach them about money management and financial responsibility or setting up a new bank account following a cross...

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What You Need to Open a Business Bank Account

If you are starting a new business, one of the first steps you’ll need to take is to open a business bank account. While you may be seeding your startup with your own cash, that doesn’t make it a good idea to use your personal bank account for all business expenses...

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Apply by Phone

Questions? Call us anytime to speak with a specialist.

1-800-375-3674

1 Source: Datatrac, NCUA, and CUNA. Rates and fees as of 4/8/2022. Assumes 2.1 credit union members per household.
2 ATM Rebates: Up to $5.00 refunded per ATM receipt.
3 Mobile Deposit: Mobile deposit feature requires additional qualifications.
4 Bazing: Subject to the terms and conditions detailed in the Guide to Benefits.
5 Insurance: Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY.
6 Fuel Rewards: You’ll receive a one-time activation reward of $0.10 per gallon when you activate BaZing Fuel. You’ll earn a monthly reward of $0.10 per gallon each month when you have 15 linked account debit card transactions post and settle during the Monthly Qualification Cycle (MQC), which is defined as the first day of the month through the last day of the month. Only transactions posted during the MQC will count towards the monthly reward for that MQC. The following activities do not count toward earning BaZing Fuel: ATM withdrawals, transfers between accounts, deposit or refund transactions. Transactions posted during the MQC greater than the monthly reward requirement will be stored to count towards a bonus reward of $0.10 per gallon. When you have 50 stored bonus transactions you will earn the bonus reward. You will continue to earn bonus rewards for every 50 stored bonus transactions accrued. If the required monthly reward transaction count is not met during the MQC, no transactions are counted for any reward during that MQC or the bonus reward. BaZing Fuel is limited to 20 gallons of fuel per purchase, per vehicle, or fraud limits placed by Shell and/or limits placed on your payment card by your financial institution, each of which may be lower. To activate, you will need to have online banking with your financial institution. Refer to the BaZing Fuel Terms and Conditions for full disclosures. BaZing Fuel offer may be changed at any time and without notice.
7 Billshark: Billshark, identity monitoring and credit monitoring require additional activation for monitoring to begin.

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Resource One Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical braches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 800-375-3674 so that we may promptly assist you and remedy any accessibility concerns.