With advancements in technology, mobile payments have made in-store and online checkout faster and easier than ever before. With the touch of your finger, you could be using your mobile device to make your payments as an alternative to digging out your wallet and finding the card.

The majority of the time, your phone is more accessible than your wallet, so why not combine the two? Here some frequently asked questions about Mobile Wallet applications that might convenience you to make the switch.

What is a Mobile Wallet?
It is a digital service that allows users to store their cards safely and securely on their mobile devices. It allows purchases to be made online and in stores without ever having to take out your physical card.

How does it work?
When you are visiting one of the millions of participating vendors, your phone and payment device use near-field technology to transmit information to make payment. This is just a fancy way of saying your phone submits payment to the card reader without ever having to swipe your card.

When you go to pay, just pull up the app of your choice and follow the instructions to make payment. Some payment terminals will even show instructions on how to do so.

Is it safe?
Each digital wallet service provides a tokenized version of your card, meaning it’s encoded with a number completely different from your card number. Your card number is never even stored on the device or the servers. For an added layer of security, you can add passwords, fingerprint scan, pin, iris scan, or Face ID depending on your preferred application. If anything, it’s more secure than your just paying the traditional way.

Where can I download Mobile Wallet?
Resource One cards are compatible with Apple Pay, Samsung Pay, or Google Pay.

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