Prime Spending Benefits

Right now, you might be looking for all the discounts and savings you can find. One source you may not be aware of are the benefits that come with having a Prime Spending account. With your Prime account, you have access to R1 Cha-Ching powered by Bazing, so you can stop looking for that one-stop spot for discounts.

With this account, you have access to several forms of discounts such as pharmaceutical, cell phone protection, online shopping, and more. If you currently have a Prime Spending account or are looking to upgrade, here are a few of the savings and a helpful number of services you could be using.

Identity Protection1, 2

Receive reimbursement for covered expenses to restore your identity, up to the maximum amount allowed. Coverage includes theft or unauthorized or illegal use of your name, checking/saving account or account number, Social Security number, or any other method of identifying you.

Cellphone Protection1, 2

Receive up to $200 per claim (maximum of 2 claims per year) if your cellphone has to be repaired or replaced.

Local Deals

Shop local and save with our Local Deals program. Find savings on dining, entertainment, local retailers, services, and more. These savings are endless and are tailored to your area.

Roadside Assistance

Available 24/7 and free to use, up to $80 in service charges. Roadside assistance coverage includes some of the following services:

Towing assistance

Battery service

Flat tire assistance

Fuel, oil, fluid and water delivery service

Lock-out assistance

Collision assistance

Extrication assistance


Save up to 50% or more on prescription drugs at participating pharmacies. Simply present your Health Savings Card to your local participating pharmacist. There are no forms to fill out, receipts to send in, or deductibles to pay. You can view your health savings card on the R1-Cha Ching mobile app under the “More Benefits” section.


Get discounts on frames, lenses, eye exams, contact lenses, and LASIK surgeries with participating providers. Simply schedule an appointment with the participating provider, and present your Health Savings Card upon arrival. Many vision insurance plans cover either glasses or contacts once per year. You may use your vision insurance for one and your Health Savings card for the other.


Save 15% on over 70 models of hearing aids through a nationwide network of hearing care offices. Purchases are backed by the BelCare Member Satisfaction Program, which includes free hearing aid inspections, cleanings, and adjustments.

Credit Monitoring

Guard against credit fraud with 3-bureau credit monitoring. This service checks for new activity on your credit reports and will send you an alert immediately if activity is detected.

Payment Check Fraud Resolution

If your payment cards are ever stolen or lost, you have a personal fraud specialist ready to assist with canceling your old cards and reissuing new ones.

Prime Account Members. Accessing these discounts and services is easy. Visit to log in or get started.

Non-Prime Account Members. Upgrading your account is no problem at all. Start by calling 214-319-3100 or by visiting one of our locations, and one of our representatives will get the process started. The Prime Spending account does have a $7 monthly service charge, but that can easily be avoided by maintaining a minimum daily balance of $2,500 or setting up a monthly direct deposit of at least $1,000 and 10 debit card transactions per month.

Avoid monthly maintenance fee by: Maintaining a minimum daily balance of $2,500 or setting up a monthly direct deposit of at least $1,000 and 10 debit card transactions per month.
1Cellphone protection and personal identity protection are subject to additional terms and conditions. 2Insurance products are not a deposit, not federally insured, not an obligation or guaranteed by the credit union, its affiliates, or any government agency.

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