Loan Services and Protection Products

Loans can be one of the most important things you need when something unexpected happens. Protect your important purchases with several products from Resource One Credit Union. We keep you protected from the unexpected.

Fully Protect Your Loan and Plan for the Unexpected

We’ve Got You Covered

Resource One offers a variety of loan protection products to cover you when the unexpected happens. We provide protection products at an affordable price. So when the unexpected happens, ensure you have the coverage to keep you moving.

GAP

Vehicle Service Contract

DentGuard® Ultra

Debt Protection with Life Plus

Auto & Home Insurance

Skip A Payment Program

GAP
Don’t let a wrecked vehicle wreck your finances.
Guaranteed Asset Protection (GAP) is a great way to protect your finances if the value of your vehicle is less than the amount owed on your car loan. When you owe on your loan and your vehicle is deemed a total loss due to an accident or theft, you are left to pay the gap. Our GAP program may reduce or eliminate the gap between what your vehicle insurance will pay and what you owe on your loan. Plus, this can be added to your loan at any time. Contact us today to get started.
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Vehicle Service Contract
The miles can add up, but the repair costs don’t have to.
What if your vehicle needs a repair after your factory warranty has expired? If this happens, a Vehicle Service Contract can protect you from paying high repair costs. We cover a range of mechanical breakdowns. You choose the coverage that’s best for you from our various coverage levels and deductibles. There’s a plan to fit your family’s budget.

Our members typically save up to $900 on average when purchasing a Vehicle Service Contract with Resource One instead of the dealership. You choose the repair facility of your choice, and all plans include Roadside Assistance, Rental Car Assistance, Tire Protection, and Trip Interruption. Plus, coverage can be added at any time!
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DentGuard® Ultra
Don’t let a ding ruin your ride.
No matter where you’re headed, dents, dings, blowouts, flats, chips, and cracks await. Even the most common incidents can result in uncommon repair costs. DentGuard® Ultra Protection offers comprehensive coverage to get you back on the road fast with no out-of-pocket expense.

With DentGuard® Ultra, you get six products in one policy: tire and wheel protection, dent protection, auto deductible reimbursement coverage (ADR), windshield protection, rental car reimbursement, and emergency roadside assistance. Plus, members save on average up to $1,500 when they sign up for DentGuard® Ultra with Resource One instead of the dealership.
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Debt Protection with Life Plus
Does your family have a safety net if the unexpected hits?
Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan balance or payments against death, disability, or involuntary unemployment could help protect your finances.

Debt Protection with Life Plus protects financially-stressful life events such as accidental dismemberment, terminal illness, hospitalization, family medical leave, and the loss of life of a non-protected dependent. Call Resource One Credit Union at 800-375-3674 and ask about protecting your loan payments today.
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Your purchase of Debt Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. *Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Debt Protection with Life Plus. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.

Auto & Home Insurance by TruStage
Members save on auto and home insurance.
Credit union members may qualify for special discounts on car insurance. Find out how much you could save if you switch. Combine your coverage with another car or home policy, and you could save even more.
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Get Your Next Vehicle Loan With Resource One, Your Savings Starts Here

Apply today, and one of our expert loan officers will help you navigate your next vehicle purchase. We will help you find the best savings possible and at our lowest rate. Our team is here to help you find the best fit for your financial budget, no matter what it is, and get you on the road.

Apply Now Start Video Banking

Meet a Specialist by Video Chat, calling 800-375-3674, or visiting a branch.