R1 Visa® Platinum Credit Card
The R1 Visa® Platinum Credit Card provides you with the convenience of a credit card with the security of a great rate.
Enjoy the power of Platinum
We have added new benefits to our Platinum cards. We think our members deserve something they can count on and the combination of better security and even more benefits make our cards a cut above the rest.
No Annual Fee
Simple and hassle-free to help you keep more of your own money.
No Balance Transfer Fee
Transfer your other card balances to this one and keep everything in one place.
Competitive Everyday Rate
We offer competitive rates so you are always saving.
No Cash Advance Fee
Access your credit card balance by requesting a cash advance.
Balance Transfer Rate
All balance transfers receive the low rate of 7.77% APR for the life of the balance transferred.
Secure Credit Card
Our Visa® Platinum Credit Card is also available as a secured card. This is a great way to establish loan history and build credit without the worry of a negative loan.
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Line of Credit
R1 Rewards Visa® Signature Credit Card
|Minimum Payment Due||2.5% of balance or $20.00 minimum|
|Foreign Transaction||1.00% of each transaction in U.S. dollars|
|Late Payment||If we do not receive the required minimum payment within 10 days of the payment due date, you will be charged a late payment fee of $25.00|
|Returned Payment||Up to $25.00|
APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Restrictions may apply; see credit union for details.
1You will automatically earn 1.5% cash back on net purchases (purchases less any credits, returns, and adjustments). Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards.