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R1 Rewards Visa® Signature Credit Card
The R1 Rewards Visa® Signature Credit Card is designed to give you more with unlimited cash back rewards.
Get Rewards on Everyday Purchases
Earn unlimited 1.5% cash back on all purchases.1
No Annual Fee
Simple and hassle-free to help you keep more of your own money.
No Balance Transfer Fee
Transfer your other card balances to this one and keep everything in one place.
Competitive Everyday Rate
We offer competitive rates so you are always saving.
Easy Redemption
Cash rebates are automatically deposited to your card each quarter.
Unlimited Cash Rewards
Earn unlimited 1.5% cash back on every purchase.
Automatically Enroll
All R1 Rewards Visa® Signature Credit Cards are automatically enrolled to earn cash back.
Get Rewarded!
Ready to get rewarded? Start your application today!
Meet a Loan Officer by Video Chat or Call 800-375-3674
You may also be interested in:
Personal Loans
Get the funds you need with simple financing terms that fit your budget.
Consolidate high-interest debt or pay for unplanned expenses. Get quick access to funds—as soon as the next business day—and enjoy low, fixed monthly payments.
Line of Credit
Get the flexibility to receive funds when you need it the most.
Easily manage changes in your monthly cash flow. Advance funds to your checking account as needed. Get a low, APR and only pay interest on the money you borrow.
R1 Visa® Platinum Credit Card
Convenience of a Visa® Credit Card, with the security of having credit at great rates.
Whether you’re paying for everyday expenses or making larger lifestyle investments, you shouldn’t have to fear credit card debt. The Visa® Platinum Card keeps you in control of your finances. We also offer a secured credit card, which is a great way to establish loan history and build your credit.
Disclosures
| Fees | |
|---|---|
| Annual Fee | None |
| Replacement Card | $5.00 |
| Minimum Payment Due | 2.5% of balance or $50.00 minimum |
| Transaction Fees | |
| Balance Transfer | None |
| Cash Advance | None |
| Foreign Transaction | 1.00% of each transaction in U.S. dollars |
| Penalty Fees | |
| Late Payment | If we do not receive the required minimum payment within 10 days of the payment due date, you will be charged a late payment fee of $25.00 |
| Over-the-Credit Limit | None |
| Returned Payment | Up to $25.00 |
APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Restrictions may apply; see credit union for details.
1You will automatically earn 1.5% cash back on net purchases (purchases less any credits, returns, and adjustments). Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards.
