R1 Rewards Credit Card
The R1 Rewards Credit Card is designed to give you more with unlimited cash-back rewards.
Get Rewards on Everyday Purchases
Earn unlimited points on all purchases.1
Unlimited Points
Earn unlimited 1.5 points for every dollar spent.
Easy Redemption
You can redeem your points in multiple ways.
– Gift cards via curewards.com
– Travel gift cards via curewards.com
– Statement credit
– Cash out to deposit account
Automatically Enroll
All R1 Rewards Signature Credit Cards are automatically enrolled to earn points.
No Annual Fee
Simple and hassle-free to help you keep more of your own money.
No Balance Transfer Fee
Transfer your other card balances to this one and keep everything in one place.
Competitive Everyday Rate
We offer competitive rates, so you are always saving.
Meet a Specialist by Video Chat, calling 800-375-3674, or visiting a branch.
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Personal Loans
Get the funds you need with simple financing terms that fit your budget.
Consolidate high-interest debt or pay for unplanned expenses. Get quick access to funds—as soon as the next business day—and enjoy low, fixed monthly payments.
Line of Credit
Get the flexibility to receive funds when you need it the most.
Easily manage changes in your monthly cash flow. Advance funds to your checking account as needed. Get a low, APR and only pay interest on the money you borrow.
R1 Platinum Credit Card
The convenience of a Credit Card, with the security of having credit at great rates.
Whether paying for everyday expenses or making larger lifestyle investments, you shouldn’t fear credit card debt. The Platinum Card keeps you in control of your finances. We also offer a secured credit card, a great way to establish a loan history and build your credit.
Disclosures
| Fee Type | Fee |
|---|---|
| Annual Fee | None |
| Replacement Card | $5.00 |
| Minimum Payment Due | 2.5% of balance or $50.00 minimum |
| Transaction Fees | |
| Balance Transfer | None |
| Cash Advance | None |
| Foreign Transaction | 1.00% of each transaction in U.S. dollars |
| Penalty Fees | |
| Late Payment | If we do not receive the required minimum payment within 10 days of the payment due date, you will be charged a late payment fee of $25.00 |
| Over-the-Credit Limit | None |
| Returned Payment | Up to $25.00 |
For additional context and information please see text descriptions found here
APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Restrictions may apply; see credit union for details.
1You will automatically earn 1.5 points on every dollar you spend (purchases less any credits, returns, and adjustments). Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards.
