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R1 Rewards Visa® Signature Credit Card

The R1 Rewards Visa® Signature Credit Card is designed to give you more with unlimited cash back rewards.

R1 Rewards Visa Signature Credit Card

Get Rewards on Everyday Purchases

Earn unlimited 1.5% cash back on all purchases.1


No Annual Fee

Simple and hassle-free to help you keep more of your own money.


No Balance Transfer Fee

Transfer your other card balances to this one and keep everything in one place.


Competitive Everyday Rate

We offer competitive rates so you are always saving.


Easy Redemption

Cash rebates are automatically deposited to your card each quarter.


Unlimited Cash Rewards

Earn unlimited 1.5% cash back on every purchase.


Automatically Enroll

All R1 Rewards Visa® Signature Credit Cards are automatically enrolled to earn cash back.

Get Rewarded!

Ready to get rewarded? Start your application today!

Apply Now

Meet a Loan Officer by Video Chat or Call 800-375-3674

You may also be interested in:

Personal Loans

Get the funds you need with simple financing terms that fit your budget.

Learn More

Consolidate high-interest debt or pay for unplanned expenses. Get quick access to funds—as soon as the next business day—and enjoy low, fixed monthly payments.

Line of Credit

Get the flexibility to receive funds when you need it the most.

Learn More

Easily manage changes in your monthly cash flow. Advance funds to your checking account as needed. Get a low, APR and only pay interest on the money you borrow.

R1 Visa® Platinum Credit Card

Convenience of a Visa® Credit Card, with the security of having credit at great rates.

Learn More

Whether you’re paying for everyday expenses or making larger lifestyle investments, you shouldn’t have to fear credit card debt. The Visa® Platinum Card keeps you in control of your finances. We also offer a secured credit card, which is a great way to establish loan history and build your credit.


Annual Fee None
Replacement Card $5.00
Minimum Payment Due 2.5% of balance or $50.00 minimum
Transaction Fees
Balance Transfer None
Cash Advance None
Foreign Transaction 1.00% of each transaction in U.S. dollars
Penalty Fees
Late Payment If we do not receive the required minimum payment within 10 days of the payment due date, you will be charged a late payment fee of $25.00
 Over-the-Credit Limit None
 Returned Payment Up to $25.00

APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Restrictions may apply; see credit union for details.

1You will automatically earn 1.5% cash back on net purchases (purchases less any credits, returns, and adjustments). Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards.

© 2023 Resource One Credit Union. All rights reserved.

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Federally insured by NCUA.

Resource One Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical braches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 800-375-3674 so that we may promptly assist you and remedy any accessibility concerns.