R1 Rewards Visa® Signature Credit Card
The R1 Rewards Visa® Signature Credit Card is designed to give you more with unlimited cash back rewards.
Get Rewards on Everyday Purchases
Earn unlimited 1.5% cash back on all purchases.1
No Annual Fee
Simple and hassle-free to help you keep more of your own money.
No Balance Transfer Fee
Transfer your other card balances to this one and keep everything in one place.
Competitive Everyday Rate
We offer competitive rates so you are always saving.
Cash rebates are automatically deposited to your card each quarter.
Unlimited Cash Rewards
Earn unlimited 1.5% cash back on every purchase.
All R1 Rewards Visa® Signature Credit Cards are automatically enrolled to earn cash back.
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R1 Visa® Platinum Credit Card
|Minimum Payment Due||2.5% of balance or $50.00 minimum|
|Cash Advance||3.00% (minimum of $5.00 and maximum of $150.00)|
|Foreign Transaction||1.00% of each transaction in U.S. dollars|
|Late Payment||If we do not receive the required minimum payment within 10 days of the payment due date, you will be charged a late payment fee of $25.00|
|Returned Payment||Up to $25.00|
APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Restrictions may apply; see credit union for details.
1You will automatically earn 1.5% cash back on net purchases (purchases less any credits, returns, and adjustments). Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards.