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Our EMV Debit VISA® is a convenient and secure alternative to writing checks.

R1CU Debit Card

Resource One VISA® Debit Card

Resource One VISA® Debit Card gives you the convenience and protection you deserve – and benefits that can help you get more out of life.

What acts like a check, looks like a credit card and makes shopping as simple as a swipe? Resource One’s VISA® Debit Card. Plus, because it’s a debit card, you’ll have safe and easy access to your money. So it’s like having cash, but better:

  • Access your funds anytime, anywhere
  • Instant issue available at branch
  • Make purchases anywhere VISA® is accepted around the globe – in stores, online, and over the phone
  • Track and monitor payments for better budgeting and control
  • Get cash 24/7, either at an ATM or when shopping at merchants that offer the “cash back” option

Don’t wait. Get your VISA® Debit Card today. To apply, simply visit your nearest Resource One branch or call 800-375-3674.

Included Features and Benefits

All of our debit cards come with a variety of standard features and benefits.



Ampre offers more cashback deals from the most popular national brands, plus your favorite regional and local retailers too. Thousands of new offers, both in-store and online, are tied to your Resource One Credit Union VISA® Debit Card!

New User Registration
Resource One Credit Union VISA® Debit Cards are automatically enrolled, so all you need to do is sign up on the Ampre website to view the current offers and receive notifications.

– Visit to register
– Click on the “Create an Account” link
– Enter your debit card and contact information
– Don’t forget to enroll in text or email communications to receive special offers and reminders*


With MobiMoney™ app you can control and manage your Resource One Debit Card. To download the app, simply visit your app store on your mobile device and search for MobiMoney™ (one word). It is free to download!

– Turn your debit card on/off
– Receive instant card transaction alerts
– Limit card usage based on location, transaction type, and amount
– Set merchant preferences
– View debit card transaction history

New User Registration
– Download the MobiMoney™ app from your device’s app store
– Open the app and choose the “New User” button
– Enter your debit card information
– Configure settings based on your preferences

Mobi Money

Mobile Wallet

Digital wallet payments are convenient and secure. Resource One Visa® debit and credit cards are digital-payment friendly. Mobile payment technologies like Apple Pay, Samsung Pay or Google Pay make in-store checkouts faster and easier. Visit our Mobile Wallet page for more information

CO-OP ATM Network

As a member of the  CO-OP ATM network, your debit card gives you access to thousands of surcharge-free ATMs nationwide.

Access your funds for FREE at over 30,000 ATM throughout the U.S. and Canada by using a Co-op ATM. But wait….there’s more! You can also make deposits at over 9,000 of those ATMs.

Co-op ATMs can be found at popular retailers such as 7-Eleven, Costco and Walgreens.

Fraud Monitoring

Our fraud detection department is constantly monitoring fraudulent activity on our members’ debit cards. When a debit card is alerted with a potentially fraudulent transaction the Fraud Detection Tema will then notify by phone or text message. Please respond to the alert and avoid having your card blocked unnecessarily. Remember in these alerts we will never ask for your personal information such as social security number, PIN, or CVV code.

The Resource One debit card can be used worldwide—anywhere VISA is accepted. However, you will need to call Resource One before you travel so your account will be noted.

To report a lost or stolen debit card call 1-800-375-3674 during credit union business hours or 1-800-442-4757 after hours.

Instant Issue Cards

Do you need a Resource One Debit Card without delay? You can obtain a new card, a replacement card, or an additional card at any of our convenient branch locations.

If you do not have time to visit one of our branches call into our call center at (800) 375-3674 and we will order one to be mailed to your address.

Debit and Credit Cards

In times when you feel that your account may have been fraudulently tampered with or you have been charged for something that you didn’t pay for, we’re here for you. Please follow the below steps to dispute a charge or report a fraudulent transaction on your debit card or credit card.

Possible reasons for a dispute may include: being double charged by a merchant; if you canceled a service but the merchant continued to charge you; if you paid by other means but were still charged on this card.

Fraudulent transactions can often be a result of counterfeit or skimmed cards, computer breaches, or your card may have been lost or stolen and someone used it. As a member convenience, Resource One fraud monitoring service monitors your account for potential fraud. However, if you have unauthorized charges on your debit card or credit card this may be the result of a fraudulent transaction.

Note: All disputes must be received within 60 days of the statement on which the disputed item appears. If your disputed transaction is past that time frame you will need to resolve the matter directly with the merchant.

Lost or Stolen

To report your debit or credit card as lost or stolen please call the number below.
Credit Union Business Hours: 1-800-375-3674
Debit Card After Hours: 1-800-442-4757
Credit Card After Hours: 1-833-541-0777


To dispute a transaction on your debit card please follow the process below.
Debit Card Transaction Dispute: 1-800-808-6402 | Monday – Friday 7:00 am – 7:00 pm
Credit Card Transaction Dispute: 1-800-600-5249 | Monday – Friday 7:00 am – 7:45 pm & Saturday 8:00 am – 1:45 pm

Replacement Cards

Debit Cards: You can obtain a new debit card by visiting any of our branches or by calling us at 1-214-319-3100.
Credit Cards: To receive a new credit card you can contact Resource One at 1-214-319-3100 or FIS at 1-833-541-0763.

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© 2021 Resource One Credit Union. All rights reserved.

Resource One Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical braches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 800-375-3674 so that we may promptly assist you and remedy any accessibility concerns.