ResourceOneBlog

For so many, the decision to get a Resource One credit card is an easy one. With perks like credit card rewards, points, miles and cash back bonuses — plus the ability to build credit — credit cards can bring a lot of value to your financial life. But once you decide to get a credit card,…

There are so many benefits to being a member of Resource One Credit Union. At the top of that list are eAlerts, which allow you to be in full control of all your accounts. eAlerts allow you to monitor your account 24/7 by creating customized text and/or email alerts. You can set up eAlerts to…

Many people wonder how they can build an emergency fund when they’re trying to pay off my debts. It isn’t as hard as you might think. The strategy is to start small, change a few habits, and change your mindset. If you’re starting from scratch with your emergency fund, begin by saving one month’s worth…

Most parents assume their children will complete high school and attend a 2- or 4-year college. As higher education costs continue rising, it becomes even more important to plan ahead and determine how your family will pay for it. Ideally, you should start saving as soon as a child is born. Begin by saving small…

Children are increasingly becoming dependent on TV, game consoles, or other electronic devices for entertainment. Summer breaks often means they’ll spend more time in front of a screen. To get your kids outside in a healthy, natural environment, consider sending them to a summer camp. They’ll spend their days being physically active, participate in fun…

Resource One CU: Spending Accounts It may have been years since you wrote a physical check to pay for goods and services, but the fact remains that the checking account is still many Americans’ primary spending account. When you open a Resource One Checking Account, you open up a world of convenience, flexibility and unique benefits. You…

  Are you ready to take control of your finances? If so, Resource One Credit Union is here to help. When you join a credit union, you can expect to enjoy the benefits that come with being a Member and not just another customer. But when you open an account with Resource One, you get all of…

Smart money management is always important, but it can take on more urgency for those who are without a partner. Whether you’re divorced, widowed, or single by choice, single parenting brings unique budgeting challenges. Marilyn Timbers, a Connecticut-based financial advisor, says of having to raise a child on one income: “Children are a joy, but…

There are many reasons to choose a federal credit union over a traditional, for-profit bank. But probably the most important reason is to build for your future, no matter how large or small your financial dreams may be. Resource One Credit Union is here to help North Texas and Houston metro area residents take steps toward those…

For many, it’s a nightmare. You find the perfect gift for a loved one on your holiday shopping list. You wait in a long line at the register and then your card is declined. You know you have money, so it doesn’t make much sense. You give your bank a phone call and find that…