R1 Credit Path

Point Your Credit In The Right Direction.

Resource One Credit Union is excited to bring you this opportunity to take control of your credit and improve your score! Credit Path is a free tool that offers personalized action plans for credit management. With R1 Credit Path, you can feel confident in reaching your financial goals. Point your credit in the right direction and start on the path to a brighter financial future.

Because qualifying tomorrow*

starts with having a plan today.

r1 credit path screenshot

Meet Your Digital Counselor

Getting started is simple; sign up for a free* R1 Credit Path account and verify your personal information. That’s all there is to it!


A plan is created for you based on your credit profile.



Follow your plan to help you improve your credit and achieve your goals.



Access the tools and resources you need to be successful.


*Credit Path is a service of Credit Mountain. Neither Credit Mountain nor Resource One Credit Union can guarantee that your credit score will improve or that you will be approved for credit products in the future. The advice provided by Credit Path’s technology might be different from the advice you would receive from a certified credit counselor. To speak with a certified credit counselor, you are encouraged to contact Resource One Credit Union and ask about credit counselor availability.

Enrollment is required to use R1 Credit Path. You do not need to be a member of Resource One Credit Union in order to enroll.

Credit Path is free to enroll in and use. You will have the option to purchase services, like rent reporting, from Credit Mountain’s affiliate partners.

For questions about Credit Path, please email [email protected].