R1 Rewards Credit Card
Get Rewards on Everyday Purchases
Earn unlimited points on all purchases!2
Earn when you spend with the R1 Rewards Credit Card. You earn 1.5 points on every dollar you spend. You can redeem your points for gift cards, statement credit, or cash your points into a deposit account. It’s that simple. Moving your balance into an R1 Rewards Credit Card with Resource One Credit Union could help you save money1.
Key features:
Meet a Specialist by Video Chat, calling 800-375-3674, or visiting a branch.
Rewards Credit Card rates as low as 13.49% APR.1
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1 Annual Percentage Rate. Rates as low as 13.49% APR. The Rewards Credit Card has a variable APR based on the Wall Street Prime Rate plus an applicable margin. Your APR may vary based on creditworthiness and other qualifications. Rates and terms are subject to change. All credit is subject to approval. See Resource One Credit Union for complete terms and conditions.
2 You will automatically earn 1.5 points on every dollar you spend (purchases less any credits, returns, and adjustments). Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards.
| Fee Type | Fee |
|---|---|
| Annual Fee | None |
| Replacement Card | $10.00 |
| Minimum Payment Due | 2.5% of balance or $50.00 minimum |
| Transaction Fees | |
| Balance Transfer | None |
| Cash Advance | None |
| Foreign Transaction | 1.00% of each transaction in U.S. dollars |
| Penalty Fees | |
| Late Payment | If we do not receive the required minimum payment within 10 days of the payment due date, you will be charged a late payment fee of $25.00 |
| Over-the-Credit Limit | None |
| Returned Payment | Up to $25.00 |
APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans are subject to approval. Restrictions may apply; see credit union for details.
1You will automatically earn 1.5 points on every dollar you spend (purchases less any credits, returns, and adjustments). Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards.
