R1 Cha-Ching

A Powerful Way to Save Money!

What is R1 Cha-Ching?

Your Spending Account has Perks!

R1 Cha-Ching is an online membership program with discounts from local, regional, and national merchants. Along with discounts, Resource One Cha-Ching powered by BaZing offers several helpful services for you and your family. With identity theft aid, accidental death, and travel insurance, R1 Cha-Ching can help you and your family if something unexpected happens.

Log in to R1 Cha-Ching
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Credit Monitoring
Our Prime Spending account members can protect their identity with a complimentary credit monitoring service. Your credit reports from the three major credit bureaus will be monitored daily for new credit inquiries.
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Personal Identity Theft
Prime Spending account members receive reimbursement for covered expenses to restore their identity up to the maximum amount allowed. For more information, log in and check out protection benefits.
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Payment Card Fraud Resolution
If your payment cards are ever stolen or lost, you have a personal fraud specialist ready to assist with canceling your old cards and reissuing new ones. This service is exclusive to our Prime Spending account holders, learn how you can upgrade.
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Accidental Death Insurance
With your Prime Spending account, you receive Accidental Death Insurance coverage. Please refer to your Guide to Benefits for complete details.
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Pharmacy Savings
When you have a Prime Spending account, save up to 50% or more on prescription drugs at participating pharmacies.
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Eye and Hearing Savings
Get discounts on frames, lenses, eye exams, contact lenses, and LASIK surgeries with participating providers. Complimentary service is offered with your Prime Spending account.
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Roadside Assistance
Prime Spending account holders receive complimentary 24/7 roadside assistance. Coverage includes up to $80 worth of towing assistance, battery service, lock-out assistance, and more. For help in an emergency, call 1-855-822-9464.
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Local Deals
Shop local and save with our Local Deals program powered by R1 Cha-Ching through Bazing. Local Deals is offered exclusively to our Prime Spending and Direct Spending account holders. Learn how you can gain access!
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Bazing Fuel
Prime Spending account holders earn 10¢/gal for up to 20 gallons each month using the linked debit card for 15 qualifying transactions.
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Cell Phone Protection
Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen.
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Billshark
Let our team of experts negotiate your internet, TV, cell phone, and home security services on your behalf, or cancel subscriptions you no longer want or need!

Spending Accounts

Prime Spending Account

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Opening Deposit

$100

Overdraft Privilege

Up to $1,000 when you opt in and qualify

ATM Rebates

Receive ATM fee Rebates of up to $20 per month

Earn Interest*

✔

Join Now

Meet a Specialist by Video Chat, calling 800-375-3674, or visiting a branch.

*$5,000 minimum balance

Additional Prime Spending Account Offers

Available 24/7 and free to use, up to $80 in service charges.

Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen.

Includes payment card protection, $2,500 in personal identity protection, and identity theft aid.

Peace of mind for the unexpected.

Local discounts and national retailer deals to save you money on shopping, dining, travel, and more.

Save money on prescriptions, eye exams, frames, lenses, and hearing services.

Help guard against fraud and misuse of your identity by reviewing your credit report from all three major bureaus and with continuous (24/7) identity protection.

Earn 10¢/gal for up to 20 gallons each month using the linked debit card for 15 qualifying transactions.

Let our team of experts negotiate your internet, TV, cell phone, and home security services on your behalf, or cancel subscriptions you no longer want or need.

Direct Spending Account

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Opening Deposit

$50

Overdraft Privilege

Up to $500 when you opt in and qualify

ATM Rebates

Receive ATM fee Rebates of up to $15 per month

Earn Interest

Not Applicable

Join Now

Meet a Specialist by Video Chat, calling 800-375-3674, or visiting a branch.

Additional Direct Spending Account Offers

Local discounts and national retailer deals to save you money on shopping, dining, travel, and more.

Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen.

Available 24/7 and free to use, up to $80 in service charges.