Business Credit Card
The R1 Business Credit Card is designed for you and your business.
The Resource One Business Credit Card is a smart business move.
Looking for a simple, straightforward credit card designed for a new or small business? Enjoy a low-interest rate and absolutely no annual fees.
No Annual Fee
No Balance Transfer Fee
Low & Fixed APR
No Surprise Rate Increases
No Processing Fee
Credit Limit Up To $20,000
Ready to Get Started?
Virtual Branch
Ready to apply now, meet with our virtual branch staff through video chat.
Additional Business Credit Card Benefits
Mastercard Easy Savings® Program
merchant-funded rebates for small business cardholders to over 45,000 merchants.
Microsoft Advertising
drives more leads, phone calls, appointments, visits, or purchases by using paid search to reach customers interested in your business. Receive $125 in advertising credit after spending only $10 with Microsoft Advertising. New customers only.
Intuit QuickBooks® Online Discount
Mastercard cardholders can sign up for a 30-day free trial and save up to 50% on QuickBooks Online products.
Mastercard Golf
provides discounted access to golf courses, complimentary grounds passes for PGA Tournaments, and access to domestic and international golf travel packages.
For each new Microsoft Advertising customer, a credit of $125.00 will automatically be applied to the customer’s Microsoft Advertising account once such customer has spent $10.00 on Microsoft Advertising using a Mastercard Small Business credit, debit or prepaid card. The $125.00 credit will be applied to each participating customer’s Microsoft Advertising account after such customer has spent $10.00 in accordance with the Offer terms. Additionally, the $125.00 credit must be redeemed within 90 days of award. Valid in the U.S. for new customers only. A new customer is a customer that has not had an active Microsoft Advertising account before. Limited time offer. Offer is subject to change without further notice. Additional terms and conditions apply.
See QuickBooks Online and QuickBooks Online Payroll offer terms and conditions at https://quickbooks.intuit.com/partners/mastercard/. Offer available to new customers only. Terms, conditions, pricing, special features and service and support options subject to change without notice.
You May Also Be Interested In
Business Checking Accounts
Find the perfect solution for your spending needs.
We offer a variety of Business Checking Accounts to fit your business needs. From the new and growing or the established businesses, we have the account for you.
Business Loans
Find a financing solution to keep your business moving. to receive funds when you need it the most.
Resource One offers term loans, equipment & vehicle loans, lines of credit, investment property loans, and real estate loans. Plus, our Business Development Officers are experts that know the market and help you find opportunities.
SBA Loans
Start and grow your business.
With an SBA loan from Resource One, your business can expand operations, purchase another business, or even acquire additional working capital. Backed by the Small Business Administration, these loans feature flexible qualification criteria and are designed for a variety of different for-profit businesses.
Disclosures
| Fee Type | Fee |
|---|---|
| Annual Fee | None |
| Replacement Card | $5.00 |
| Minimum Payment Due | $50.00 minimum |
| Transaction Fees | |
| Balance Transfer | None |
| Cash Advance | 3.00% (minimum of $5.00 and maximum of $150.00) |
| Foreign Transaction | 1.00% of each transaction in U.S. dollars |
| Penalty Fees | |
| Late Payment | If we do not receive the required minimum payment within 10 days of the payment due date, you will be charged a late payment fee of $25.00 |
| Over-the-Credit Limit | None |
| Returned Payment | Up to $25.00 |
For additional context and information please see text descriptions found here
APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Restrictions may apply; see credit union for details.
