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Budget

starting a budget interview with a budget buddy
ResourceOneBlog

Blog | Setting a Budget – Interview with a Budget Buddy

September 27, 2022August 11, 2023

In most cases, knowing where to start when making a budget is the hardest part. Budget Buddy and Financial Coach, Jary, shares some insight into making finances less stressful with a budget.

Read More Blog | Setting a Budget – Interview with a Budget BuddyContinue

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ResourceOneBlog

Blog | Holiday Budget Ideas

June 27, 2022August 11, 2023

Holiday overspending and stress can be avoided. Try out some of our holiday budgeting and organization tips to keep your spending in check!

Read More Blog | Holiday Budget IdeasContinue

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ResourceOneBlog

1/3, 1/3, 1/3 Saving Method for College

May 2, 2022August 11, 2023

Help your child pay for college while teaching them how to handle their finances with this savings method.

Read More 1/3, 1/3, 1/3 Saving Method for CollegeContinue

weighing needs and wants
ResourceOneBlog

Blog | Needs vs. Wants: Determining Necessities

March 28, 2022August 11, 2023

Determining “needs” and “wants” is a big deal when needing to cut back on expenses. However, when happens when they overlap?

Read More Blog | Needs vs. Wants: Determining NecessitiesContinue

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ResourceOneBlog

Blog | College and Finances – An Interview with a Budget Buddy

March 22, 2022August 11, 2023

Suddenly becoming more independent and having to manage your finances might be overwhelming with all the other changes college life brings. See if our Budget Buddies can help answer some questions you might have about your money.

Read More Blog | College and Finances – An Interview with a Budget BuddyContinue

ResourceOneBlog

Credit Cards Or Debit Cards – What’s The Smartest Swipe?

September 30, 2017August 1, 2023

Most people own at least one debit card and at least one credit card. They know they have them, but they may not know about all the differences that exist between using a credit card and a debit card. Believe it or not, there are many. The most basic difference is the fact that each…

Read More Credit Cards Or Debit Cards – What’s The Smartest Swipe?Continue

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Resource One Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 800-375-3674 so that we may promptly assist you and remedy any accessibility concerns.

ATTENTION: In observance of the Federal Holiday, we will be closed on Monday, May 26, 2025. You can access your accounts 24/7 via online banking, the R1CU App, or our 24-hour iTalk line at 877.819.2352. We will resume normal business hours on Tuesday, May 27, 2025, and wish everyone a safe holiday. Thank you.

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      • Open a Personal Account
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      • Certificates & IRAs
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    • We Are the Key to Your Home

      Our mortgage team can help you with home loan needs, from improvements to purchases.

      Learn More

      Personal Financing

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      • Adventure Loans
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      • QuickCash
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      • Apply
      • Mortgages
      • Buy a Home
      • Refinancing
      • Home Equity Loans
      • Our Mortgage Team

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      • Secured & Unsecured Term Loans
      • Commercial Equipment & Vehicle Loans
      • Business Lines of Credit
      • Commercial Real Estate Loans
      • Investment Property Loans
  • Tools & Perks
    • Refer a Friend and Get $25

      Refer your friends to R1; when they open their membership, you get $25!

      Learn More

      Restrictions may apply, click for additional terms or see credit union for details.

      banking Your Way

      • Branch Locations
      • Digital Branch
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      • Member Center
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      • CO-OP ATMs
      • Shared Branch
      • Video Banking

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      • Auto & Home Insurance
      • Personal & Finances Benefits
      • Member Services
      • Zelle®
      • Auto Research
      • Refer-A-Friend
      • Rates
  • Discover
    • Make Smart Money Moves

      Resource One offers Financial Education to help you make the right financial moves.

      Learn More

      About R1CU

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      • Why Choose R1CU
      • Eligibility
      • Testimonials
      • Community Involvement
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      • R1CU Events
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