90 Years of People Helping People
💙 Celebrating 90 Years of Serving Our Members
For 90 years, Resource One has been committed to helping our members achieve their financial goals. To celebrate this milestone, we’re saying thank you with exclusive loan offers, special giveaways, and anniversary celebrations.
🚗 90 Days Until Your First Payment
July 15–October 15
Finance a qualifying loan and enjoy 90 days before your first payment is due.
Eligible loans include:
Qualifying Direct Auto Loans
Signature Loans
No minimum or maximum loan amount or term requirements apply.
Excludes indirect auto loans, leases, and Lender Protection loans. Existing loans and refinances are not eligible.
🎁 90th Anniversary Website Scavenger Hunt
July 15–October 15
Join the fun and celebrate our anniversary by participating in our 90-Day Website Scavenger Hunt!
Open to members and employees
A new winner will be selected every eight days
12 winners will each receive a $90 Mastercard® Gift Card
Watch for clues throughout our website and enter for your chance to win!
Official rules and eligibility details will be available before the promotion begins.
🎉 Celebrate With Us in Our Branches
Stop by during WOW Week for anniversary festivities, including:
🎂 Cupcakes, popcorn, and refreshments
🎈 Festive anniversary decorations
⚽ Resource One soccer jerseys and anniversary spirit wear
🎁 Surprise member giveaways
📸 Fun photo opportunities
🏆 Prize pickups for Kickoff and Drive campaign winners
💙 Thank You for 90 Incredible Years
Every member, every loan, and every milestone has helped shape our story over the past 90 years.
Thank you for being part of the Resource One family. We look forward to serving you for many more years to come.
Meet a Specialist by Video Chat, calling 800-375-3674, or visiting a branch.
90th Anniversary Campaign
Official Rules (“Rules”)
NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN THIS SWEEPSTAKES. A PURCHASE OR PAYMENT OF ANY KIND WILL NOT INCREASE YOUR CHANCES OF WINNING.
Resource One Credit Union 90th Anniversary Promotions Disclosure
Resource One Credit Union (“R1CU”) is offering qualified members the opportunity to defer their first loan payment for up to 90 days on eligible auto loans and unsecured personal loans booked during the promotional period.
Promotional Period
This promotional offer is available for loans booked, closed, and funded between July 15, 2026, and October 15, 2026.
Eligible Loan Products
The promotion applies exclusively to the following loan types:
Auto Loans
New Auto Loans
Used Auto Loans
External Auto Loan Refinances
Loans must be booked directly with a Resource One Credit Union team member
The following auto loan products are not eligible:
Indirect Loans
Vehicle Leases
Lender Protection Program (LP) Loans
Unsecured Personal Loans
Unsecured Signature Loans for qualified borrowers
The following personal loan products are not eligible:
Citizenship Loans
QuickCash Loans
Credit Builder Loans
Unsecured Home Improvement Personal Loans
Personal Lines of Credit
Business Lines of Credit
SBA Loans
90-Day No-Payment Feature
Qualified borrowers may defer their first payment for up to 90 days from the loan funding date. Interest will continue to accrue during the payment deferral period. As a result, choosing to defer payments may increase the total finance charge and total cost of the loan over its full term. Additional terms and conditions regarding payment deferral are provided in the loan agreement.
Sample Payment Examples
The following payment examples are provided for illustrative purposes only. Actual APRs, payments, and loan terms will vary based on creditworthiness, loan amount, repayment term, collateral, and other underwriting criteria.
| Loan Type | Loan Amount | APR | Term | Estimated Monthly Payment |
| Auto Loan | $20,000 | 6.64% | 36 Months | $613.32 |
| Auto Loan | $30,000 | 6.64% | 36 Months | $919.98 |
| Auto Loan | $40,000 | 6.64% | 60 Months | $782.38 |
| Unsecured Personal Loan | $2,500 | 10.00% | 24 Months | $115.37 |
| Unsecured Personal Loan | $5,000 | 10.00% | 36 Months | $161.34 |
| Unsecured Personal Loan | $10,000 | 10.00% | 60 Months | $212.47 |
Representative Loan Examples
Auto Loan Example: A $30,000 auto loan with a 36-month repayment term at 6.64% APR would result in approximately 36 monthly payments of $919.98.
Unsecured Personal Loan Example: A $2,500 unsecured personal loan with a 24-month repayment term at 10.00% APR would result in approximately 24 monthly payments of $115.37.
Eligibility Requirements
To qualify for this promotion, applicants must:
Be eligible for membership with Resource One Credit Union.
Maintain accounts in good standing according to R1CU policies.
Meet all applicable lending, creditworthiness, and underwriting requirements.
Receive final loan approval from Resource One Credit Union.
All loans are subject to credit approval.
Additional Terms and Conditions
All loans are subject to credit approval.
Applicants must be eligible for membership and maintain accounts in good standing according to Resource One Credit Union policies.
Loans must be booked, closed, and funded between July 15, 2026, and October 15, 2026, to qualify.
Loans approved before the promotional period may qualify if they are closed and funded during the promotional period and meet all promotion requirements.
This promotion applies only to qualifying Auto Loans and Unsecured Signature Loans as described above.
Indirect Loans, Leases, Lender Protection Program (LP) Loans, Citizenship Loans, QuickCash Loans, Credit Builder Loans, Unsecured Home Improvement Personal Loans, Personal Lines of Credit, Business Lines of Credit, and SBA Loans are not eligible.
Interest accrues during the payment deferral period.
This promotion may not be combined with any other offer, discount, rate reduction, incentive, or promotional program.
Rates and terms are subject to change without notice and may vary based on creditworthiness, loan amount, repayment term, collateral value, and other underwriting criteria.
Resource One Credit Union reserves the right to amend, suspend, or discontinue this promotion at any time, subject to applicable law.
All loans are subject to Resource One Credit Union policies, applicable Texas law, and federal regulations.
This offer is void where prohibited by law.
Contact Us
For current rates, complete terms and conditions, or assistance with the application process:
Visit: www.r1cu.org
Call: 214-319-3100
Visit: Any R1CU Branch Location
Our team is available to answer questions regarding loan eligibility, payment deferral options, rates, terms, and the application process.
Important Consumer Information
Resource One Credit Union is committed to providing clear, accurate, and transparent information regarding its products and services. This promotion is intended to help members make informed borrowing decisions and is not designed to mislead, confuse, or obscure loan terms, costs, or obligations. Interest will continue to accrue during any payment deferral period. Deferring payments may increase the total amount paid over the life of the loan. Applicants are encouraged to review all loan disclosures, agreements, rates, fees, and repayment obligations before accepting any loan offer.
If you have questions about this promotion or your loan terms, please contact Resource One Credit Union before completing your application. Federally insured by NCUA.
For complete terms and conditions, visit www.r1cu.org or contact any Resource One Credit Union branch.
©2026 Resource One Credit Union. All Rights Reserved.