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Resource One Spending Accounts Your NEW Checking

Choose the spending account that fits you!

Prime Spending Account

Unlimited ATM Rebates • Earn Interest • R1 Cha-ching Offers

Direct Spending Account

Unlimited ATM Rebates • R1 Cha-ching Local Deal Offers

Daily Spending Account

No Service Charges • Online Banking Benefits

Open up an account and open up a world of convenience. Resource One offers a variety of spending accounts to fit your unique lifestyle.

Prime Spending Account

Opening Deposit $100
Overdraft Privilege $1,000
ATM Rebates UNLIMITED
Refunded up to $5 per ATM receipt
Earn Interest
$2,500 minimum daily balance
R1 Cha-ching Offers
Local Deals and Benefits
Service Charge $7 per month
Avoid Service Charge?
$2,500 minimum daily balance OR $1,000 monthly combined direct deposit & 10 debit card transactions
R1 Cha-ching Offers
  • R1 Cha-ching Savings
    Local discounts and national retailer deals to save you money on shopping, dining, travel, and more.
  • Cell Phone Protection
    Receive up to $200 per claim (maximum of 2 claims per year) if your cell phone has to be repaired or replaced.
  • Identity Theft Protection
    Includes payment card protection, $2,500 in personal identity protection and identity theft aid.
  • Road Side Assistance
    Available 24/7 and free to use, up to $80 in service charges.
  • Pharmacy, Vision and Hearing Savings
    Save money on prescriptions, eye exams, frames, lenses, and hearing services.
  • Credit Monitoring
    Help guard against fraud and misuse of your identity by reviewing your credit report from all three major bureaus and with continuous (24/7) identity protection.

Direct Spending Account

Opening Deposit $50
Overdraft Privilege $500
ATM Rebates UNLIMITED
Refunded up to $5 per ATM receipt
Earn Interest
Not available
R1 Cha-ching Offers
Local Deals
Service Charge $3 per month
Avoid Service Charge?
Not available
R1 Cha-ching Offers
  • R1 Cha-ching Savings
    Local discounts and national retailer deals to save you money on shopping, dining, travel, and more.

Daily Spending Account

Opening Deposit $0
Overdraft Privilege $300
ATM Rebates
Not available
Earn Interest
Not available
R1 Cha-ching Offers
Not available
Service Charge $0 per month
Avoid Service Charge?
Not available

Additional Features

All spending accounts receive the following features:

VISA® Debit Card

Resource One can instantly issue your new VISA® Debit Card at any of our branches. If you open your account online, your VISA® Debit Card will arrive by mail.

VISA Debit Card

Online Banking

From paying bills to transferring money, you can do what you want, when you want with Resource One's Online Banking.

Online Banking

Bill Pay

Resource One Bill Pay Service is available to pay your monthly bills online through Resource One's Online Banking service.

Bill Pay

Mobile Banking

Access your account information on the go with Resource One's mobile apps. Available for Android and iPhones.

Mobile Apps

eStatements

Why wait for the mail when you can receive your statements electronically? eStatements are at your fingertips on the first day of every month, they're safer and more secure than traditional mailings, and they're free.

eStatements

Send Money

All you need is a mobile phone number or email address to send money to anyone, anytime and anywhere, with Resource One’s Send Money–Powered by PopMoney.

Send Money

Mobile Deposit

If you can take a picture, you can deposit your check. Seriously. Deposit checks anytime, anywhere, simply by snapping a photo with your smartphone or tablet.

Mobile Deposit

My Money Manager

Use My Money Manager to manage all of your accounts in one place. Track your spending, set goals and more!

My Money Manager

Restrictions may apply; see credit union for details.

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Resource One Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical braches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 800-375-3674 so that we may promptly assist you and remedy any accessibility concerns.