Skip A Payment

Enjoy extra cash by skipping your loan payment.

Skip your loan payment and spend your money on what you want! Use the extra money to buy gifts, go on vacation or just as some extra money in your pocket. Just fill out the skip-a-pay form and return it to us by mail, fax, or dropping it off at one of our locations.

Apply Online

Use our convenient online application process to get started right away.

Apply By Phone

Questions? Call us any time to speak with a loan officer.


Apply in Person

Visit any of our convenient locations to start the process to your new loan.

For qualified members. Member account must be in good standing to take advantage of this offer. The credit union reserves the right to determine if prior or subsequent action may disqualify your loan. Skips cannot be consecutive and new loans must have six consecutive payments made on time before taking advantage of this program. Only two skips per loan per rolling 12 month period with a maximum of five for the life of the loan. Mortgages, Home Improvement loans, Line of Credit loans, Balloon Notes and any loans with an original term greater than 72 months are exempt from the skip-a-pay program. Form must be signed in order to be accepted. By skipping your loan payment, you authorize Resource One Credit Union to defer your monthly loan payment and a $40 fee for using the skip-a-pay program will be collected as part of the deferred payment. Finance charges will continue to accrue on your unpaid balance. The skip-a-payment program will extend the final loan payment for each skip-a-payment granted on the loan. Using the skip-a-payment program does not change the original loan terms or your legal obligation to Resource One Credit Union. Restrictions may apply; see credit union for details.

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Resource One Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical braches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 800-375-3674 so that we may promptly assist you and remedy any accessibility concerns.