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Bundle and Save!

Bundle a personal loan and an auto loan - new, used, or refinanced from somewhere else - and you receive a 2.00% APR rate discount on your personal loan. Apply Now

Bundle and Save

Bundle a personal loan and an auto loan - new, used, or refinanced from somewhere else - and you receive a 2.00% APR rate discount on your personal loan. Apply Now

2.00% APR Discount on Your Personal Loan

No Application Fees

Experts That Help You Save Money

Bundle a Personal and Auto Loan to Save!

Looking to consolidate debt, plan a vacation, or other life event? A personal loan might be the answer for you. What’s even better is if you bundle your personal loan with an auto loan by refinancing it or purchase you save even more!

For a limited time, you will receive 2.00% APR rate discount on personal loans when you also book an auto loan.

What is a personal loan?

A personal loan is an installment loan that you can use for a variety of reasons. From debt consolidation to home improvements to vacations, you can plan for both the expected and unexpected.

If approved, you’ll borrow a set amount of money at a fixed rate and pay it off over a scheduled period of time. Your scheduled payments lower your loan balance until the loan is paid in full. It can offer an alternative to credit cards by giving you a predictable and fixed repayment plan. And it may even help improve your credit if you pay on time.

Common uses for a personal loan include debt consolidation, weddings, vacations, life events, and more!

Current rates

Personal and Line of Credit Loans

Loan TermAPR
0 - 24 monthsas low as 8.00% APR
25 months or moreas low as 8.25% APR

Personal Loan Loyalty Discount: Members can receive an additional rate discount for Personal Loans based on their length of membership. 1.00% rate discount is offered to memberships of more than 5 years. 0.50% rate discount is offered to memberships between 1 and 5 years.
Line of Credit Loans do not qualify for the Loyalty Discount. Restrictions may apply; see credit union for details.

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply for commercial loans. All loans subject to approval. Rates as of September 20, 2018. Rates are subject to change without notice.

Loan Application Process

A Resource One Credit Union will help you no matter what the situation. Here are the steps you will go through to find the loan that is best for you.

Submit an application

To get the loan process started, first submit an online loan application. You can also apply by calling 800-375-3674.

Meet with your loan specialist

Your personal loan expert will guide you through the options for your loan helping you find the best deal.

Sign and receive

After you find the loan that is best suited for your situation, you’ll sign your loan documents and receive your money.

Ready to Get Started?

Apply Online

Use our convenient online application process to get started right away.

Apply By Phone

Questions? Call us any time to speak with a loan officer.

CALL
800-375-3674

Apply in Person

Visit any of our convenient locations to start the process to your new loan.

Bundle Personal Loan and Auto Loan Promotion
Federally insured by NCUA. APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Offer applies to consumer loans excluding Lines of Credit, Credit Card, and Home Improvement Personal Loans. Commercial vehicles or loans do not qualify. Personal loan must be booked in conjunction with a qualifying auto loan. Offer not valid for loans currently financed at Resource One Credit Union. All loans subject to approval. Restrictions may apply; see credit union for details.

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© 2018 Resource One Credit Union. All rights reserved.

Resource One Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical braches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 800-375-3674 so that we may promptly assist you and remedy any accessibility concerns.